Hilltop Holdings Inc.

Hilltop Holdings Inc.

HTHยทNYSE

$36.13

-3.3%
Financial ServicesBanks - Regional

Hilltop Holdings Inc. provides business and consumer banking, and financial products and services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, equipment loans and leases, agricultural and commercial real estate loans, and other loans; and commercial and industrial loans, and term and construction finance. This segment also provides treasury management, wealth management, asset management, check cards, safe deposit boxes, online banking, bill pay, trust, and overdraft services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; structured finance services, which include advisory services for derivatives and commodities; sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds, as well as mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products. This segment also provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers mortgage, jumbo, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$2.11B
EPS2.6400
P/E Ratio13.69
Earnings Date07/23/2026
3Y+20.0%
5Y-25.0%
10Y-1.0%
3Y+46.0%
5Y-63.0%
10Y+14.0%
3Y-107.0%
5Y-128.0%
10Y-51.0%
Hilltop Holdings Inc.

Hilltop Holdings Inc. Profit Bridge

HTH ยท NYSE
Revenue1.63B
Cost of Goods Sold (350.65M)
Gross Profit1.27B
Operating Expenses (1.05B)
Operating Income221.06M
Interest Expense (343.34M)
Other Income/Expense0.00
Pretax Income221.06M
Income Tax (49.04M)
Net Income165.59M
Net Income
165.59M

Profitability Analysis

Gross Margin

78.4%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

13.6%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

10.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

22.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Hilltop Holdings Inc. Income Statement

HTH โ€ข NYSE

Hilltop Holdings Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.6B
1.5B
1.5B
1.4B
1.9B
2.2B
1.6B
1.4B
1.6B
1.6B
1.5B
1.1B
1.1B
213.1M
112.5M
95.2M
128.8M
102.5M
119.7M
2.1M
GROSS PROFIT
(350.7M)
(419.5M)
(389.9M)
(140.5M)
(48.8M)
(218.8M)
(178.9M)
(146.4M)
(99.7M)
(99M)
(74M)
(44.6M)
(70M)
(14M)
(9M)
(9M)
(0.0)
(0.0)
(0.0)
(0.0)
1.3B
1.1B
1.1B
1.2B
1.8B
1.9B
1.4B
1.2B
1.5B
1.6B
1.5B
1.1B
1B
199.1M
103.5M
86.2M
128.8M
102.5M
119.7M
2.1M
OPERATING INCOME
(1.1B)
(967.4M)
(964.6M)
(1.1B)
(1.3B)
(1.4B)
(1.1B)
(1.1B)
(1.3B)
(1.3B)
(1.2B)
(878.2M)
(822.8M)
(205.3M)
(115.1M)
(87.8M)
(132.3M)
(144.7M)
(94.5M)
(14.9M)
(812.2M)
(687.1M)
(678.3M)
(773.7M)
(1B)
(1.1B)
(925.2M)
(848M)
(1B)
(1B)
(943.2M)
(645.8M)
(639.4M)
(177.4M)
(106M)
(79.9M)
(7.2M)
(8.1M)
(9.4M)
(7.5M)
221.1M
154.3M
149.1M
156.1M
504.1M
564.4M
282.7M
155M
243.3M
231.4M
283.5M
178.2M
197.4M
-6.2M
-11.5M
-1.6M
-3.5M
-42.1M
25.3M
-12.8M
PRE-TAX INCOME
(343.3M)
(418.6M)
(371.5M)
(132.1M)
(107M)
(122.3M)
(171.7M)
(141.3M)
(85.4M)
(58.4M)
(61.3M)
(27.6M)
(32.9M)
(10.2M)
(9M)
(9M)
(10.5M)
(10.5M)
(2.8M)
(0.0)
440.7M
417.8M
466.8M
459M
423M
424.2M
439M
433.3M
421.7M
397.5M
408.6M
361.1M
296.2M
28.8M
2.1M
-817K
-9.7M
-10.5M
-11.5M
-7.4M
(241.2M)
(280.2M)
(286.3M)
(282.6M)
(293.7M)
(316.1M)
(224.6M)
(247M)
(267.3M)
(310.7M)
(232.6M)
(232.4M)
(183.4M)
(26.3M)
(9M)
(7.8M)
(125.1M)
(136.6M)
(85.1M)
(7.4M)
221.1M
154.3M
149.1M
156.1M
504.1M
564.4M
282.7M
155M
243.3M
231.4M
283.5M
178.2M
197.4M
-6.2M
-11.5M
-1.6M
-3.5M
-42.1M
25.3M
-12.8M
NET INCOME
(49M)
(31M)
(31.1M)
(36.8M)
(118M)
(133.1M)
(63.7M)
(34.2M)
(110.1M)
(83.5M)
(70.9M)
(65.6M)
(70.7M)
-1.1M
-5M
-1M
-1.3M
-19.6M
(10.6M)
-13.6M
165.6M
113.2M
109.6M
113.1M
374.5M
447.8M
225.3M
121.4M
132.5M
145.9M
211M
111.7M
125.3M
-5.6M
-6.5M
-548K
-2.1M
-22.6M
293.2M
-17.4M

SEC Filings

HTH - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 30, 2026
July 23, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 23, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 24, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
10-K

10-K 2025 FY

FY

February 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 05, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 09, 2025
December 08, 2025
2025
Showing 1 to 10 of 441 filings