HGTY - NYSE
Hagerty, Inc.
$10.09
-1.9%Hagerty, Inc. provides insurance agency services worldwide. It offers automobile and boat insurance products; and reinsurance products. The company also provides Hagerty Media, which publishes contents through the HDC Magazine, video content, YouTube channel; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts; HVT, a valuation tool used by the customer to access current and historic pricing data of collector car, truck, SUV, and motorcycle models; and Hagerty Events, an eclectic mix of small and large events. In addition, it offers DriveShare, a peer-to-peer rental platform for collector and cool vehicles; Motorsport Reg, a motorsport membership, licensing, and event online management system that automates event listings, registration, and payment processing for various motorsport events; and Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. The company is headquartered in Traverse City, Michigan.
At a Glance
Live SnapshotHagerty, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Hagerty, Inc. Cash Flow Statement
HGTY • NYSE
| Hagerty, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 |
|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||
49M | 78.3M | 28.2M | 2.4M | -61.4M | 10M | 4.2M | 8.5M | |
37.5M | 38.9M | 45.8M | 33.9M | 22.1M | 11.8M | 9M | 7.8M | |
0.0 | 2.9M | 2.9M | 3M | 3M | 1.5M | 5.9M | 0.0 | |
0.0 | 17.4M | 18M | 12.1M | 0.0 | 0.0 | 0.0 | 0.0 | |
89.5M | 16.8M | 4.5M | -54.5M | 45.1M | 3.4M | 619.4K | 125.1K | |
(0.0) | (17.9M) | (10.5M) | (5.3M) | (2.2M) | (3.9M) | (265.7K) | (82.4K) | |
42.9M | 22.7M | 45.5M | 58.5M | 33.3M | 57.8M | 30.5M | 29.8M | |
219M | 177M | 144.9M | 55.3M | 42.3M | 84.6M | 50.1M | 46.1M | |
INVESTING ACTIVITIES | ||||||||
-24.5M | -21.3M | -26.4M | -44.4M | -43.4M | -38.3M | -9.4M | -7.9M | |
-1.6M | -25.1M | -8.7M | -30.7M | -14.6M | -8.9M | -11.2M | (0.0) | |
-354.9M | -680.3M | -10.6M | -4.2M | -12.2M | (0.0) | (0.0) | (0.0) | |
229.9M | 113.2M | 7.5M | 1.2M | 1.2M | 0.0 | 0.0 | 0.0 | |
-34M | -5M | -13.7M | -13.5M | 48K | -255K | -406.2K | -503.1K | |
-185.2M | -618.6M | -51.9M | -91.5M | -69M | -47.4M | -21.1M | -8.4M | |
FINANCING ACTIVITIES | ||||||||
0.0 | -5.6M | 80.7M | 0.0 | 0.0 | 0.0 | 89.1M | 0.0 | |
138.6M | -28.8M | 10.5M | -28.1M | 65.5M | 43.9M | -48.9M | 10M | |
-5.6M | (0.0) | (0.0) | (0.0) | -4.1M | -4M | (0.0) | (0.0) | |
(0.0) | -5.6M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-103.1M | -6.9M | 0.0 | 49K | 270.6M | 48K | -150K | 2.2M | |
29.9M | -46.9M | 91.1M | -28.1M | 332.1M | 39.9M | 40.1M | 12.2M | |
CASH FLOW SUMMARY | ||||||||
2.4M | -3M | 865K | -504K | -464K | 885K | 224.9K | -515.8K | |
66.2M | -491.4M | 185.1M | -64.8M | 304.9M | 78M | 69.4M | 49.5M | |
232.8M | 724.3M | 539.2M | 604M | 299.1M | 221.1M | 151.7M | 102.2M | |
299M | 232.8M | 724.3M | 539.2M | 604M | 299.1M | 221.1M | 151.7M | |
194.5M | 155.7M | 118.5M | 11M | -1.1M | 46.3M | 40.7M | 38.3M |
SEC Filings
HGTY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | June 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 13, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 26, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2025 N/A | January 02, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 04, 2025 | November 04, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 04, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 11, 2025 | August 07, 2025 | 2025 |
Related Guides
Continue your HGTY research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.