Hagerty, Inc.

Hagerty, Inc.

HGTYยทNYSE

$10.09

-1.9%
Financial ServicesInsurance - Property & Casualty

Hagerty, Inc. provides insurance agency services worldwide. It offers automobile and boat insurance products; and reinsurance products. The company also provides Hagerty Media, which publishes contents through the HDC Magazine, video content, YouTube channel; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts; HVT, a valuation tool used by the customer to access current and historic pricing data of collector car, truck, SUV, and motorcycle models; and Hagerty Events, an eclectic mix of small and large events. In addition, it offers DriveShare, a peer-to-peer rental platform for collector and cool vehicles; Motorsport Reg, a motorsport membership, licensing, and event online management system that automates event listings, registration, and payment processing for various motorsport events; and Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. The company is headquartered in Traverse City, Michigan.

At a Glance

Live Snapshot
Market Cap$3.46B
EPS0.4400
P/E Ratio22.93
Earnings Date08/03/2026
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Hagerty, Inc. Street Expectations Map

HGTY ยท NYSE

Wall Street analysts project that HGTY stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 14.33, with estimates ranging from a low of 13.00 to a high of 15.00.

Lowest Target
13.00
28.84%
Consensus Target
14.33
42.02%
Highest Target
15.00
48.66%

The consensus 1-year price target stands at 14.33, with estimates ranging from a low of 13.00 to a high of 15.00.

Analyst Consensus Analysis

Upside Potential

+42.0%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

14.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Hagerty, Inc. Forward Estimates of Revenue

HGTY ยท NYSE
Latest Revenue
1.46B
FY 2025
Avg Estimate
1.38B
FY 2026
Estimate Range
1.22B - 1.72B
Analyst Spread

Forward Growth Analysis

Projected Growth-5.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread36%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Declining estimates with wide disagreement: Analysts projecting contraction without consensus signals significant business uncertaintyโ€”exercise caution.

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Hagerty, Inc. Forward Estimates of Net Income

HGTY ยท NYSE
Latest Net Income
49.02M
FY 2025
Avg Estimate
36.68M
FY 2026
Estimate Range
33.35M - 40.02M
Analyst Spread

Forward Growth Analysis

Projected Growth-25.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread18%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Hagerty, Inc. Forward Estimates of EPS

HGTY ยท NYSE
Latest EPS
0.44
FY 2025
Avg Estimate
$0.41
FY 2026
Estimate Range
$0.38 - $0.45
Analyst Spread

Forward Growth Analysis

Projected Growth-7.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread19%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Hagerty, Inc. Forward Estimates of EBIT

HGTY ยท NYSE
Latest EBIT
139.18M
FY 2025
Avg Estimate
20.19M
FY 2026
Estimate Range
17.87M - 25.13M
Analyst Spread

Forward Growth Analysis

Projected Growth-85.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread36%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Declining estimates with wide disagreement: Analysts projecting contraction without consensus signals significant business uncertaintyโ€”exercise caution.

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Hagerty, Inc. Forward Estimates of EBITDA

HGTY ยท NYSE
Latest EBITDA
176.71M
FY 2025
Avg Estimate
70.02M
FY 2026
Estimate Range
61.96M - 87.15M
Analyst Spread

Forward Growth Analysis

Projected Growth-60.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread36%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Declining estimates with wide disagreement: Analysts projecting contraction without consensus signals significant business uncertaintyโ€”exercise caution.

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Hagerty, Inc. Forward Estimates of SG&A Expense

HGTY ยท NYSE
Latest SG&A Expense
616.31M
FY 2025
Avg Estimate
698.05M
FY 2026
Estimate Range
617.70M - 868.80M
Analyst Spread

Forward Growth Analysis

Projected Growth+13.3%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread36%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Hagerty, Inc. Insider Positioning

HGTY ยท NYSE

During the last 12 months, insiders have purchased $310K and sold $119.46M worth of HGTY shares, resulting in $119.15M of net selling activity.

3 Months

Bought

13.5K

137.37K

Sold

5.5K

60.90K

Net Activity

+76K

+$76K

3-6 Months

Bought

15.0K

160.80K

Sold

451.4K

5.75M

Net Activity

-5.6M

-$5.59M

6-9 Months

Bought

0

0.00

Sold

390.4K

4.64M

Net Activity

-4.6M

-$4.64M

9-12 Months

Bought

1.0K

11.62K

Sold

12.1M

109.01M

Net Activity

-109.0M

-$108.99M

Top Buyers

1
KAJ

Kuczinski Anthony J

Director

29.5K sharesโ€ข4 transactions

$310K

Top Sellers

1
HHC

Hagerty Holding Corp.

10 Percent Owner

9.5M sharesโ€ข2 transactions

$84.57M

2
KRI

Kauffman Robert I

Director

3.0M sharesโ€ข69 transactions

$29.07M

3
AK

Ahn Kenneth

Officer: President, Hagerty Marketplace

451.4K sharesโ€ข8 transactions

$5.75M

4
HL

Harris Laurie

Director

5.5K sharesโ€ข1 transactions

$61K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $119.15M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$76K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Selling

4 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.