HCI - NYSE

HCI Group, Inc.

HCI·NYSE

$149.82

-0.91%

Financial ServicesInsurance - Property & Casualty

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.91B

EPS28.1000

P/E Ratio5.33

Earnings Date08/06/2026

2.53B

Assets

13%

3Y+40.0%

5Y+169.0%

10Y+277.0%

1.41B

Total Liabilities

-20%

3Y-9.0%

5Y+91.0%

10Y+232.0%

1.11B

Total Equity

138%

3Y+337.0%

5Y+454.0%

10Y+357.0%

HCI Group, Inc. Funding & Solvency Profile

HCI · NYSE

Current Assets

Cash & Cash Equivalents1.21B

Net Receivables57.49M

Inventory0.00

Other Current Assets566.06M

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment28.94M

Goodwill & Intangible Assets2.68M

Long-Term Investments758.39M

Other Non-Current Assets-758.39M

Total Non-Current Assets29 M

Total Assets

2.53B

Financial Health Analysis

Current Ratio

145.90x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

1.27x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

2 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

74% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

HCI Group, Inc. Balance Sheet

HCI • NYSE

HCI Group, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	1.2B	532.5M	536.5M	234.9M	628.9M	431.3M	229.2M	239.5M	255.9M	280.5M	267.7M	314.7M	293.4M	230.2M	100.4M	54.8M	43.5M	81.1M	15.7M
Short-Term Investments	31.3M	521.3M	234M	483.9M	42.6M	71.7M	203.3M	249.2M	296.4M	219.3M	173.2M	142.6M	129.8M	44.8M	0.0	0.0	11.5M	27.6M	17.1M
Cash & Short-Term Investments	1.2B	1.1B	770.5M	500.2M	671.5M	503.1M	432.5M	488.7M	552.3M	499.8M	441M	457.4M	423.2M	275M	100.4M	54.8M	55M	108.6M	32.8M
Net Receivables	57.5M	615.5M	547.8M	751.7M	155.8M	169.6M	162.4M	0.0	0.0	1.7M	1.4M	1.1M	1.1M	375K	408K	6M	5.1M	5.5M	3.3M
Accounts Receivables	57.5M	609M	452.6M	739.7M	147.9M	164.4M	162.4M	143.7M	123.3M	1.7M	1.4M	1.1M	1.1M	10.6M	408K	5.8M	4.9M	5M	3.3M
Other Receivables	0.0	6.5M	95.2M	12.1M	8M	5.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	482K	0.0	180K	176K	0.0	0.0
Inventory	0.0	0.0	-1.3B	-537.4M	0.0	0.0	-326.2M	-376.6M	-933.5M	-384.5M	-399.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	97.7M	89.1M	2.8M	29.2M	38.7M	20.1M	20M	0.0	0.0	0.0	0.0	0.0	9.7M	14.2M	17.8M	7.2M	7.1M	0.0
Other Current Assets	566.1M	-1.8B	770.5M	751.3M	-856.6M	-711.4M	299.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.9B	0.0	859.6M	1.5B	0.0	0.0	588.1M	635.1M	88.3M	448.4M	394.1M	412.9M	406.7M	266.5M	135.4M	83.6M	62.9M	108.7M	36M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	28.9M	31.5M	30.7M	18.7M	16.4M	16.8M	14.7M	13.3M	12.5M	11.4M	11.8M	12.3M	13.1M	10.9M	10.5M	7.8M	399K	267K	36K
Goodwill	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	161K	0.0	0.0	0.0	0.0
Intangible Assets	2.7M	5.2M	7.7M	10.6M	10.6M	3.6M	4.2M	4.8M	5M	4.9M	18.6M	15M	14.1M	10M	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	2.7M	5.2M	7.7M	10.6M	10.6M	3.6M	4.2M	4.8M	5M	4.9M	18.6M	15M	14.1M	10M	161K	0.0	0.0	0.0	0.0
Long-Term Investments	758.4M	795.5M	23.6M	544.2M	122.8M	151.2M	267.7M	323.5M	321.9M	250.6M	202M	149.7M	129.8M	44.8M	39.8M	29.4M	34.8M	27.6M	17.1M
Tax Assets	2.2M	0.0	27.4M	2K	0.0	0.0	2.6M	3.6M	2.5M	250K	3.2M	2.5M	2.7M	3.8M	2.4M	584K	2.4M	3.6M	0.0
Other Non-Current Assets	-758.4M	-832.3M	1.2B	-2K	-149.9M	-171.6M	-2.6M	-3.6M	-338.8M	-250.6M	-220.6M	-164.7M	-143.9M	-54.9M	-39.8M	-29.4M	-34.8M	-27.6M	-17.1M
Total Non-Current Assets	33.9M	0.0	1.3B	573.5M	0.0	0.0	286.6M	341.6M	3.1M	16.5M	15M	14.8M	15.9M	14.7M	13M	8.3M	2.8M	3.8M	17.1M
Other Assets	630.1M	2.2B	-323.1M	-238.8M	1.2B	941.3M	-72.1M	-143.9M	750.9M	205.1M	227.9M	174.6M	103.8M	57M	66.4M	49M	72.2M	19.5M	-13.1M
Total Assets	2.5B	2.2B	1.8B	1.8B	1.2B	941.3M	802.6M	832.9M	842.3M	670.1M	637M	602.2M	526.3M	338.3M	214.8M	140.9M	137.9M	132M	40M
LIABILITIES
CURRENT LIABILITIES
Total Payables	42.1M	28.4M	20.6M	26.3M	23.3M	9.9M	76K	14K	15K	3.3M	1.1M	218K	5.2M	10.2M	5.2M	310K	167K	4.7M	1.3M
Accounts Payable	29.3M	23M	12.9M	26.3M	23.3M	87K	76K	14K	15K	3.3M	1.1M	218K	4.7M	1.4M	0.0	0.0	0.0	6.1M	1.9M
Other Payables	12.8M	5.5M	7.7M	0.0	0.0	9.8M	0.0	0.0	0.0	0.0	0.0	0.0	562K	8.9M	5.2M	310K	167K	-1.4M	-627K
Accrued Expenses	0.0	17.7M	19.7M	14.5M	15.5M	10.2M	10.1M	0.0	0.0	0.0	0.0	0.0	4M	3M	3.5M	2.4M	2.9M	1.5M	832K
Short Term Debt	1.5M	0.0	0.0	1.2M	15M	23.8M	9.8M	0.0	90M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations (Current)	0.0	1.2M	1.4M	734K	2.2M	4M	513K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	12.8M	5.5M	7.7M	8.4M	0.0	0.0	1.4M	0.0	0.0	0.0	0.0	0.0	543K	8.8M	5M	310K	167K	4.7M	1.3M
Deferred Revenue	0.0	0.0	7.7M	0.0	0.0	0.0	0.0	-91.3M	0.0	2.5M	5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-30.8M	-47.3M	246.8M	-15.7M	-56M	-47.8M	-16.4M	-14K	-90M	-5.8M	-6.1M	-218K	-9.3M	-4.5M	-3.7M	-2.4M	-2.9M	-1.5M	-2.1M
Total Current Liabilities	12.8M	0.0	296.3M	27M	0.0	0.0	4M	14K	90M	3.3M	6.1M	218K	543K	8.8M	5M	310K	167K	4.7M	1.9M
NON-CURRENT LIABILITIES
Long Term Debt	31.9M	185.3M	208.5M	211.7M	45.5M	156.5M	163.6M	250.2M	237.8M	138.9M	129.4M	125.9M	126.9M	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.9M	4.7M	5M	0.0	-2.7M	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	3.8M	2.8M	0.0	1.7M	11.7M	11.9M	4M	1.1M	1.9M	15.3M	13.5M	0.0	2.7M	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	1.4B	-188.1M	1.2B	1.3B	-57.2M	-168.4M	0.0	0.0	410.5M	0.0	0.0	290.1M	238.3M	208.2M	146M	94M	92.3M	89.9M	0.0
Total Non-Current Liabilities	1.4B	0.0	1.4B	27M	0.0	0.0	167.7M	251.2M	211.9M	138.9M	129.4M	129.5M	365.3M	208.2M	146M	94M	92.3M	89.9M	0.0
Other Liabilities	0.0	1.8B	-296.3M	1.5B	762.4M	740.2M	459.3M	400.2M	346.4M	284.2M	263.8M	289.9M	0.0	0.0	0.0	0.0	0.0	0.0	25.7M
Capital Lease Obligations	0.0	1.2M	2.5M	1.3M	2.2M	4.1M	60K	55K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	1.4B	1.8B	1.4B	1.5B	762.4M	740.2M	617.1M	651.4M	648.3M	426.3M	399.3M	419.6M	365.8M	217M	151M	94.3M	92.5M	94.6M	25.7M
SHAREHOLDERS' EQUITY
Common Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	13.4M
Additional Paid-In Capital	428.1M	122.3M	89.6M	0.0	76.1M	0.0	0.0	0.0	0.0	8.1M	23.9M	20.5M	49M	63.9M	29.6M	18.6M	21.2M	23.8M	13.4M
Retained Earnings	611.5M	331.8M	238.4M	172.5M	246.8M	199.6M	183.4M	182.9M	189.4M	233M	215.6M	161.5M	110.4M	55.8M	34M	28.1M	24.5M	13.6M	955K
Accumulated Other Comprehensive Income/Loss	1.5M	-749K	-3.2M	-9.9M	498K	1.5M	2.2M	-1.5M	4.6M	2.6M	-1.8M	666K	1.1M	1.6M	208K	-42K	-306K	0.0	0.0
Total Stockholders' Equity	1B	453.3M	324.8M	162.6M	323.4M	201.1M	185.5M	181.4M	194M	243.7M	237.7M	182.6M	160.5M	121.3M	63.8M	46.6M	45.4M	37.4M	14.3M
Total Equity	1.1B	469M	423.3M	254.8M	414.5M	201.1M	185.5M	181.4M	194M	243.7M	237.7M	182.6M	160.5M	121.3M	63.8M	46.6M	45.4M	37.4M	14.3M
Minority Interest	73.6M	15.7M	98.5M	92.2M	91.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	2.5B	2.2B	1.8B	1.8B	1.2B	941.3M	802.6M	832.9M	842.3M	670.1M	637M	602.2M	526.3M	338.3M	214.8M	140.9M	137.9M	132M	40M
Total Investments	789.7M	874.7M	257.6M	1B	196.7M	225.7M	471.1M	378M	380.3M	298.7M	232.9M	168.8M	146M	60.9M	39.8M	29.4M	48.3M	27.6M	17.1M
Total Debt	67.3M	186.4M	209.9M	212.4M	62.7M	184.3M	173.4M	250.2M	237.8M	138.9M	129.4M	129.5M	126.9M	0.0	0.0	0.0	0.0	0.0	0.0
Net Debt	-1.2B	-346M	-326.6M	-22.5M	-566.2M	-247.1M	-55.8M	10.7M	-18M	-141.7M	-138.3M	-185.2M	-166.5M	-230.2M	-100.4M	-54.8M	-43.5M	-81.1M	-15.7M
Shares Outstanding	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800	12,959,800

SEC Filings

HCI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 01, 2026	June 01, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 29, 2026	June 10, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 23, 2025	December 09, 2025	2025	View Filing
8-K 8-K 2025 N/A	December 19, 2025	December 11, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 07, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 06, 2025	November 06, 2025	2025	View Filing

Showing 1 to 10 of 348 filings

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