Globe Life Inc.

Globe Life Inc.

GLยทNYSE

$151.20

+0.099%
Financial ServicesInsurance - Life

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.

At a Glance

Live Snapshot
Market Cap$11.74B
EPS14.3000
P/E Ratio10.57
Earnings Date07/22/2026
3Y-2.0%
5Y-5.0%
10Y-
3Y-32.0%
5Y-46.0%
10Y-39.0%
3Y+56.0%
5Y+180.0%
10Y+140.0%
GL

Globe Life Inc. Cash Conversion Engine

GL ยท NYSE
Net Income1.16B
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital602.64M
Others-367.49M
Capital Expenditures-142.48M
Free Cash Flow1.25B

Cash Flow Quality Analysis

FCF Conversion Rate

108.0%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

10.2%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-5.8%

Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.

Working Capital Impact

+$602.64M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Globe Life Inc. Cash Flow Statement

GL โ€ข NYSE

Globe Life Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
1.2B
1.1B
970.8M
894.4M
745M
731.8M
760.9M
701.5M
1.5B
539.6M
516.3M
528.1M
528.5M
529.3M
497.6M
522.3M
386.1M
452.3M
527.5M
518.6M
-367.5M
-401.4M
-303.3M
-311.7M
-289.8M
-154.7M
-136.7M
-110.5M
-816.3M
168.5M
-159.6M
-325.9M
-128.9M
-133.5M
-103.1M
-138.5M
15.7M
24.6M
-2.7M
11.3M
(0.0)
(175.4M)
(121M)
(114.9M)
(96.2M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
602.6M
733.1M
815M
839.5M
982.5M
899.3M
739.7M
686.6M
787.1M
690.6M
763.4M
662.5M
719.7M
547M
465M
644.8M
574.4M
253.8M
325.2M
335.7M
1.4B
1.4B
1.5B
1.4B
1.4B
1.5B
1.4B
1.3B
1.4B
1.4B
1.1B
864.7M
1.1B
942.8M
859.5M
1B
976.1M
730.6M
850M
865.6M
INVESTING ACTIVITIES
-142.5M
-71M
-49.6M
-27.9M
-38.2M
-41.8M
-42.2M
-45.1M
-20.3M
-25.2M
-37M
-19.4M
-11.2M
-4.7M
-5.4M
-9.2M
-6.5M
-9.8M
-24.2M
-7.7M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(90K)
(0.0)
(8.8M)
(570K)
-186.4M
(24.7M)
(343M)
(0.0)
(786K)
-41M
(6.3M)
-1.6B
-2.1B
-2B
-1.9B
-1.3B
-1.6B
-1.7B
-1.3B
-1.5B
-1.6B
-1.2B
-784.3M
-1.2B
-1.6B
-1.2B
-2B
-2.6B
-1.2B
-2.1B
-1.4B
1.1B
1.5B
1.1B
935.5M
502.6M
512M
958.5M
440M
559.6M
578M
606.7M
444.8M
660.7M
1.1B
877.8M
1.1B
1.7B
721.2M
1.7B
817.6M
0.0
96K
0.0
0.0
-56.7M
-7.1M
32K
2M
18K
0.0
0.0
0.0
-44M
3.6M
2.7M
-754K
-13.8M
17.9M
-73.3M
54.5M
-643.6M
-641.5M
-926.1M
-943M
-913.4M
-1.2B
-809.3M
-896.2M
-926.8M
-1.1B
-633.4M
-350.2M
-614.4M
-698M
-312.1M
-557.6M
-937.1M
-432.2M
-502.6M
-520.6M
FINANCING ACTIVITIES
-716.5M
-950.3M
-397M
-348M
-471.6M
-395.8M
-376.4M
-385.7M
-351.8M
-343.5M
-382.6M
-393M
-384.4M
-389.1M
-809.9M
-208.1M
-43.1M
-430.3M
-409.2M
-323.4M
-110.7M
621.6M
36.6M
48.9M
92.3M
272.8M
-18.5M
192.6M
57.6M
162.6M
2M
9.3M
-90.1M
144.4M
26M
-43.3M
125.9M
102.2M
32.3M
-4.8M
-86.1M
-85.5M
-84.1M
-80.5M
-80M
-78.2M
-74.2M
-71.4M
-68.8M
-66.9M
-66.9M
-65M
-60.9M
-55.5M
-49.1M
-50.1M
-46.6M
-48.8M
-49.6M
-48.1M
-881M
-1B
-511.1M
-454.6M
-541.4M
-443.9M
-459.6M
-421.7M
-413M
-404.8M
-418.5M
-449.3M
-482.3M
-570.2M
-972.6M
-246M
-47.6M
-455.7M
-451.8M
-344.9M
145.3M
-301.6M
-96.9M
-112.8M
-64.2M
-72.9M
-121.4M
-127M
-90.9M
-72M
-78.2M
-51.3M
-493K
31.1M
8.6M
-28.1M
112.3M
115.6M
79.7M
28.7M
-768.1M
-715.8M
-541.5M
-492.5M
-523.6M
-274.1M
-590.5M
-391.5M
-454M
-319.8M
-525.7M
-500M
-535.9M
-269.1M
-824.5M
-329.6M
148.4M
-261.3M
-346.8M
-347.6M
CASH FLOW SUMMARY
-5.3M
17.1M
-4.2M
13.7M
-3.4M
-1.7M
-9.1M
12.6M
-5.9M
-1.7M
34.4M
14.5M
6.3M
1.9M
-4.4M
-7.6M
-1.9M
-10.8M
2.7M
0.0
-20.6M
62.2M
10.6M
396K
-2.7M
18.9M
-45.1M
2.5M
42.4M
14.8M
-4.6M
29.1M
-24.8M
-22.4M
-281.6M
133.8M
185.5M
26.3M
3.4M
-2.6M
165.3M
103.2M
92.6M
92.2M
94.8M
75.9M
121M
118.6M
76.2M
61.4M
66M
36.9M
61.7M
84.1M
365.7M
231.9M
46.4M
20.1M
16.7M
19.3M
144.7M
165.3M
103.2M
92.6M
92.2M
94.8M
75.9M
121M
118.6M
76.2M
61.4M
66M
36.9M
61.7M
84.1M
365.7M
231.9M
46.4M
20.1M
16.7M
1.3B
1.3B
1.4B
1.4B
1.4B
1.4B
1.3B
1.2B
1.4B
1.4B
1.1B
845.3M
1.1B
938.2M
854.1M
1B
969.6M
720.8M
825.8M
857.9M

SEC Filings

GL - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 27, 2026
February 27, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
8-K

8-K 2025

N/A

November 06, 2025
November 06, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 22, 2025
October 22, 2025
2025
Showing 1 to 10 of 476 filings