Globe Life Inc.

Globe Life Inc.

GLยทNYSE

$151.20

-0.60%
Financial ServicesInsurance - Life

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.

At a Glance

Live Snapshot
Market Cap$11.74B
EPS14.3000
P/E Ratio10.57
Earnings Date07/22/2026
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Globe Life Inc. Street Expectations Map

GL ยท NYSE

Wall Street analysts project that GL stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 174.50, with estimates ranging from a low of 157.00 to a high of 185.00.

Lowest Target
157.00
3.84%
Consensus Target
174.50
15.41%
Highest Target
185.00
22.35%

The consensus 1-year price target stands at 174.50, with estimates ranging from a low of 157.00 to a high of 185.00.

Analyst Consensus Analysis

Upside Potential

+15.4%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

16.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Globe Life Inc. Forward Estimates of Revenue

GL ยท NYSE
Latest Revenue
6.00B
FY 2025
Avg Estimate
6.35B
FY 2026
Estimate Range
6.29B - 6.38B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Globe Life Inc. Forward Estimates of Net Income

GL ยท NYSE
Latest Net Income
1.16B
FY 2025
Avg Estimate
1.28B
FY 2026
Estimate Range
1.25B - 1.30B
Analyst Spread

Forward Growth Analysis

Projected Growth+9.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Globe Life Inc. Forward Estimates of EPS

GL ยท NYSE
Latest EPS
14.30
FY 2025
Avg Estimate
$15.01
FY 2026
Estimate Range
$14.80 - $15.32
Analyst Spread

Forward Growth Analysis

Projected Growth+5.0%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Globe Life Inc. Forward Estimates of EBIT

GL ยท NYSE
Latest EBIT
1.59B
FY 2025
Avg Estimate
1.51B
FY 2026
Estimate Range
1.50B - 1.52B
Analyst Spread

Forward Growth Analysis

Projected Growth-5.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Globe Life Inc. Forward Estimates of EBITDA

GL ยท NYSE
Latest EBITDA
1.59B
FY 2025
Avg Estimate
1.51B
FY 2026
Estimate Range
1.50B - 1.52B
Analyst Spread

Forward Growth Analysis

Projected Growth-5.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Globe Life Inc. Forward Estimates of SG&A Expense

GL ยท NYSE
Latest SG&A Expense
197.70M
FY 2025
Avg Estimate
394.58M
FY 2026
Estimate Range
390.85M - 396.45M
Analyst Spread

Forward Growth Analysis

Projected Growth+99.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Globe Life Inc. Insider Positioning

GL ยท NYSE

During the last 12 months, insiders have sold $37.67M worth of GL shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

88.8K

13.73M

Net Activity

-13.7M

-$13.73M

3-6 Months

Bought

0

0.00

Sold

83.3K

12.04M

Net Activity

-12.0M

-$12.04M

6-9 Months

Bought

0

0.00

Sold

56.9K

7.71M

Net Activity

-7.7M

-$7.71M

9-12 Months

Bought

0

0.00

Sold

29.9K

4.19M

Net Activity

-4.2M

-$4.19M

Top Buyers

No buying activity

Top Sellers

1
SFM

Svoboda Frank M

Director, Officer: Co-Chairman & Ceo

68.7K sharesโ€ข9 transactions

$10.26M

2
DJM

Darden James Matthew

Director, Officer: Co-Chairman & Ceo

52.5K sharesโ€ข5 transactions

$7.62M

3
MRB

Mitchell Robert Brian

Officer: Evp, General Counsel And Cro

51.3K sharesโ€ข2 transactions

$6.92M

4
KTP

Kalmbach Thomas Peter

Officer: Evp & Cfo

35.9K sharesโ€ข4 transactions

$5.55M

5
MMC

Majors Michael Clay

Officer: Evp - Chief Strategy Officer

16.8K sharesโ€ข3 transactions

$2.48M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $37.67M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$13.73M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.