FOA - NYSE
Finance Of America Companies Inc.
$19.09
+0.93%Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.
At a Glance
Live SnapshotFinance Of America Companies Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
FCF Growth Trend
Flat FCF growth. Stable but not expanding—monitor for signs of business maturity or temporary headwinds.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
Finance Of America Companies Inc. Cash Flow Statement
FOA • NYSE
| Finance Of America Companies Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 |
|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||
45.2M | -142.6M | -218.2M | -64.4M | -251.9M | 497.9M | 76.6M | 32.1M | 52.7M | |
38.6M | 38.9M | 47.5M | 42M | 62.2M | 19.3M | 19.3M | 14.4M | 8M | |
-3.5M | -2.4M | 678K | 0.0 | 0.0 | 0.0 | -482M | 0.0 | 0.0 | |
10.2M | 8.8M | 24.7M | 0.0 | 0.0 | 0.0 | 2.9M | 341K | 0.0 | |
-518.1M | -276.1M | 71.8M | -689.5M | -748.4M | -1.2B | 518.5M | 466.1M | 274.4M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (1.4M) | (698K) | (0.0) | (0.0) | |
-2.1M | -50.5M | 1.9M | 2.1B | 841.6M | 21.9M | -34.3M | 93.1M | -74.9M | |
-429.7M | -423.8M | -71.6M | 1.4B | -96.6M | -686.1M | 101.1M | 605.9M | 260.2M | |
INVESTING ACTIVITIES | |||||||||
(0.0) | (0.0) | (0.0) | (0.0) | -44.1M | -9M | -4.3M | -15.4M | -11.2M | |
(0.0) | (0.0) | -69.7M | (0.0) | -29.2M | -197K | -1.9B | -4.6M | (31.1M) | |
-3.3B | (0.0) | (0.0) | -6.3B | -5.9B | -39.3M | -128.8M | (0.0) | (0.0) | |
0.0 | 0.0 | 0.0 | 4B | 4.4B | 140.8M | 20.5M | 0.0 | 0.0 | |
4.2B | 114.8M | 227.8M | 437.5M | -24.1M | -967.4M | -460K | -797M | -997.7M | |
(854.9M) | (114.8M) | (158.1M) | -1.8B | -1.6B | -875.1M | -2B | -817M | -977.9M | |
FINANCING ACTIVITIES | |||||||||
9.2M | 0.0 | 30M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-407.4M | 396.6M | -166.5M | 232.4M | 1.7B | 2.1B | 2.1B | 327.4M | 739.5M | |
-196K | (0.0) | (0.0) | (0.0) | -75M | -380.4M | -2.7M | (0.0) | -1M | |
-40.1M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -282.3M | (0.0) | (0.0) | |
-4M | -10.4M | -2.7M | -7.1M | -8.9M | -11M | -9M | -5.3M | -6.6M | |
-402.5M | 386.2M | -139.2M | 225.2M | 1.7B | 1.7B | 290M | 322.2M | 731.9M | |
CASH FLOW SUMMARY | |||||||||
-9K | -27K | 24K | -36.7M | 512.2M | 34K | 22K | -44K | -20K | |
22.7M | 77.2M | -52.6M | -222.7M | 462.8M | 156.7M | 143.4M | 111M | 14.2M | |
302M | 224.8M | 277.4M | 463.6M | 849.9K | 382.7M | 239.2M | 128.2M | 114.1M | |
324.6M | 302M | 224.8M | 240.9M | 463.6M | 539.4M | 382.7M | 239.2M | 128.2M | |
-429.7M | -423.8M | -71.6M | 1.4B | -114.7M | -709.2M | 96.8M | 590.5M | 248.9M |
SEC Filings
FOA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 15, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 03, 2026 | April 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
S-3 S-3 N/A | February 13, 2026 | February 13, 2026 | ||
8-K 8-K 2025 N/A | December 17, 2025 | December 12, 2025 | 2025 |
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