FOA - NYSE

Finance Of America Companies Inc.

FOA·NYSE

$19.09

+0.93%

Financial ServicesFinancial - Credit Services

Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$169.74M

EPS4.7200

P/E Ratio4.04

Earnings Date08/04/2026

30.73B

Assets

3Y+47.0%

5Y+57.0%

10Y+124.0%

30.34B

Total Liabilities

3Y+48.0%

5Y+60.0%

10Y+131.0%

395.63M

Total Equity

25%

3Y-2.0%

5Y-37.0%

10Y+442664.0%

Finance Of America Companies Inc. Funding & Solvency Profile

FOA · NYSE

Current Assets

Cash & Cash Equivalents324.65M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets325 M

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets179.62M

Long-Term Investments0.00

Other Non-Current Assets30.23B

Total Non-Current Assets30 B

Total Assets

30.73B

Financial Health Analysis

Current Ratio

8.00x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

76.68x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

284 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Finance Of America Companies Inc. Balance Sheet

FOA • NYSE

Finance Of America Companies Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	324.6M	47.4M	46.5M	61.1M	143.5M	247.3M	1.6M	25K
Cash & Short-Term Investments	324.6M	47.4M	46.5M	61.1M	143.5M	247.3M	1.6M	25K
Net Receivables	0.0	62.9M	104.1M	120.2M	109.1M	115.5M	0.0	0.0
Accounts Receivables	0.0	20.9M	27.5M	53.3M	60.1M	67M	0.0	0.0
Other Receivables	0.0	41.9M	76.6M	66.9M	49M	48.5M	0.0	0.0
Prepaids	0.0	12M	12.2M	10.6M	34.5M	23.3M	0.0	0.0
Total Current Assets	324.6M	122.3M	162.9M	192M	287.1M	386.2M	118.1M	91.9M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	24.4M	29.4M	37.1M	91.8M	71.1M	84.1M	30.5M
Goodwill	0.0	0.0	0.0	0.0	0.0	121.2M	121.1M	119.3M
Intangible Assets	179.6M	216.3M	260M	392.2M	1B	197.6M	21.3M	24.7M
Goodwill & Intangible Assets	179.6M	216.3M	260M	392.2M	1B	318.8M	142.5M	144M
Long-Term Investments	0.0	28.1B	26B	19.3B	20B	18.4B	292.1M	0.0
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	293.7M	114.4K
Other Non-Current Assets	30.2B	720M	691.6M	976.6M	399.7M	388.3M	15.7B	13.5B
Total Non-Current Assets	30.4B	29B	26.9B	20.7B	21.5B	19.2B	16.5B	13.6B
Total Assets	30.7B	29.2B	27.1B	20.9B	21.8B	19.6B	16.6B	13.7B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	86.6K	0.0
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	86.6K	0.0
Accrued Expenses	0.0	13.2M	13.1M	76.9M	244.9M	233.4M	135.6M	92M
Short Term Debt	40.6M	1.3B	1.3B	1.3B	3.4B	3B	0.0	0.0
Other Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	-86.6K	0.0
Total Current Liabilities	40.6M	1.3B	1.3B	1.4B	3.6B	3.2B	135.6M	92M
NON-CURRENT LIABILITIES
Long Term Debt	29B	27.4B	25.3B	18.7B	16.9B	15.4B	3.9B	3.3B
Deferred Revenue (Non-Current)	0.0	18.4M	12.8M	3.9M	0.0	0.0	0.0	92K
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	2.4M	18.6M	287K	0.0	9.7B
Other Non-Current Liabilities	130.7M	89.6M	180.8M	267.6M	134.6M	242.3M	11.9B	9.7B
Total Non-Current Liabilities	30.3B	27.5B	25.6B	19B	17.1B	15.7B	15.8B	13B
Capital Lease Obligations	1.2B	28.5M	31.3M	34.4M	65.5M	48.3M	0.0	0.0
Total Liabilities	30.3B	28.8B	26.8B	20.5B	20.7B	18.9B	15.9B	13.1B
SHAREHOLDERS' EQUITY
Common Stock	1K	1K	1K	6K	6K	0.0	287.5M	427.4M
Additional Paid-In Capital	977.8M	954.5M	946.9M	888.5M	831.6M	0.0	0.0	0.0
Retained Earnings	-653.7M	-698.9M	-714.4M	-634.3M	-443.6M	0.0	-21.9M	0.0
Accumulated Other Comprehensive Income/Loss	-285K	-276K	-249K	-273K	-110K	9K	-51K	-98K
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	628.2M	-893.5M	-427.3M
Total Stockholders' Equity	323.9M	255.3M	232.3M	253.9M	387.9M	628.2M	265.6M	114.4K
Total Equity	395.6M	315.7M	272.4M	404.8M	1.1B	628M	453.7M	89.4K
Minority Interest	71.8M	60.4M	40.1M	150.9M	695.1M	-145K	188.1M	-25K
SUMMARY
Total Liabilities & Equity	30.7B	29.2B	27.1B	20.9B	21.8B	19.6B	293.7M	13.7B
Total Investments	0.0	28.1B	26B	19.3B	20B	18.4B	292.1M	-114K
Total Debt	30.2B	28.7B	26.6B	20.1B	20.3B	18.5B	3.9B	3.3B
Net Debt	29.9B	28.7B	26.6B	20.1B	20.2B	18.2B	3.9B	3.3B
Shares Outstanding	11,078,903	11,078,903	11,078,903	11,078,903	11,078,903	11,078,903	11,078,903	11,078,903

SEC Filings

FOA - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 15, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 11, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	April 30, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 05, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 07, 2026	May 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 03, 2026	April 02, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 10, 2026	March 10, 2026	2026	View Filing
S-3 S-3 N/A	February 13, 2026	February 13, 2026		View Filing
8-K 8-K 2025 N/A	December 17, 2025	December 12, 2025	2025	View Filing

Showing 1 to 10 of 108 filings

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