FOA - NYSE
Finance Of America Companies Inc.
$19.55
+3.4%Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.
At a Glance
Live SnapshotFinance Of America Companies Inc. Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Finance Of America Companies Inc. Income Statement
FOA • NYSE
| Finance Of America Companies Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 |
|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||
290.3M | 1.9B | 1.6B | 687M | 1.3B | 2.4B | 847.6M | 789.3M | 778.5M | |
GROSS PROFIT | |||||||||
(162.7M) | (1.7B) | (1.4B) | (719.3M) | (62.2M) | (649.7M) | (0.0) | (0.0) | (0.0) | |
127.6M | 270.6M | 177M | -32.4M | 1.3B | 1.7B | 847.6M | 789.3M | 778.5M | |
OPERATING INCOME | |||||||||
-60.3M | (227.8M) | (343.9M) | (310.6M) | (1B) | (1.2B) | (705.6M) | (741.7M) | (723.6M) | |
(99.7M) | (211.9M) | (258.9M) | (258.7M) | (1.5B) | (1.2B) | (701.3M) | (733.7M) | (715.4M) | |
187.9M | 42.8M | -166.8M | -343M | 206.6M | 500.3M | 73.2M | 55.5M | 63.1M | |
PRE-TAX INCOME | |||||||||
(1.7B) | (1.7B) | (1.4B) | (719.3M) | (142.1M) | (649.7M) | (666.4M) | (0.0) | (0.0) | |
203.2M | 228.4M | 238.3M | 177.6M | -85.5M | 102.6M | 120.2M | 0.0 | 0.0 | |
-160M | (16M) | (85M) | (51.9M) | -493.1M | (87.1M) | (4.3M) | (0.0) | (0.0) | |
-74.8M | 0.0 | 0.0 | 0.0 | -1.4B | 0.0 | 4.3M | -8M | -8.2M | |
113.1M | 42.8M | -166.8M | -343M | -1.2B | 500.3M | 77.6M | 47.5M | 54.9M | |
NET INCOME | |||||||||
(3.5M) | (2.4M) | -593K | -17.1M | (19.5M) | (2.3M) | (949K) | (286K) | (53K) | |
45.2M | 15.5M | -80.1M | -190.7M | -251.9M | 518.4M | 76.6M | 32.1M | 52.7M |
SEC Filings
FOA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 15, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 03, 2026 | April 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
S-3 S-3 N/A | February 13, 2026 | February 13, 2026 | ||
8-K 8-K 2025 N/A | December 17, 2025 | December 12, 2025 | 2025 |
Related Guides
Continue your FOA research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.