Fidelity National Financial, Inc.

Fidelity National Financial, Inc.

FNFยทNYSE

$45.42

-2.2%
Financial ServicesInsurance - Specialty

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty insurance. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred annuities that include fixed indexed, fixed rate, and immediate annuities, as well as indexed universal life insurance products. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was founded in 1847 and is headquartered in Jacksonville, Florida.

At a Glance

Live Snapshot
Market Cap$12.23B
EPS2.2200
P/E Ratio20.46
Earnings Date08/05/2026
3Y+50.0%
5Y+313.0%
10Y+461.0%
3Y-9.0%
5Y+313.0%
10Y+3691.0%
3Y-45.0%
5Y+8.0%
10Y-485.0%
FNF

Fidelity National Financial, Inc. Cash Conversion Engine

FNF ยท NYSE
Net Income602.00M
Depreciation & Amortization844.00M
Stock-Based Compensation0.00
Change in Working Capital5.35B
Others-277.00M
Capital Expenditures-147.00M
Free Cash Flow6.38B

Cash Flow Quality Analysis

FCF Conversion Rate

1059.0%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

2.3%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-4.4%

Flat FCF growth. Stable but not expandingโ€”monitor for signs of business maturity or temporary headwinds.

Working Capital Impact

+$5.35B

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Fidelity National Financial, Inc. Cash Flow Statement

FNF โ€ข NYSE

Fidelity National Financial, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
602M
1.4B
518M
1.2B
2.4B
1.5B
1.1B
635M
794M
692M
561M
519M
419M
611.7M
379.1M
375.6M
222.3M
-179M
129.8M
437.8M
844M
739M
593M
496M
645M
296M
178M
182M
389M
431M
410M
476M
209M
131.8M
76.3M
90.4M
127.6M
142.8M
130.1M
460.8M
0.0
0.0
0.0
0.0
-738M
-10M
-328M
0.0
0.0
0.0
-21M
-16M
-17M
-31M
-6.3M
0.0
-13.8M
35.3M
-29.9M
-65M
0.0
82M
60M
49M
42M
39M
38M
31M
44M
58M
56M
51M
35M
27.5M
26.6M
25.1M
33.7M
32.7M
29.9M
65M
-277M
-721M
597M
-73M
-190M
-102M
-2M
110M
-258M
10M
17M
-419M
14M
-206M
-159.4M
-238.5M
2.2M
-4.2M
-169.7M
220.8M
(0.0)
(237M)
(216M)
(387M)
(653M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
5.4B
5.3B
4.7B
2.7B
1.9B
-97M
159M
-15M
-232M
-29M
-106M
-44M
-176M
86M
-191.4M
-70.1M
8.3M
-22.9M
251.8M
-398.2M
6.5B
6.8B
6.5B
4.4B
4.1B
1.6B
1.1B
943M
737M
1.2B
917M
567M
484M
620M
124.9M
182.5M
380.3M
4.6M
341.9M
721.1M
INVESTING ACTIVITIES
-147M
-146M
-132M
-138M
-131M
-110M
-96M
-83M
-149M
-290M
-241M
-210M
-145M
-79.2M
-35.9M
-53.9M
-59.8M
-107.3M
-124.6M
-344.8M
-62M
-1.7B
-1.6B
-1.3B
-1.8B
-1.2B
-35M
-59M
-235M
-723M
-152M
-2.4B
-45M
-80.9M
(31.7M)
(183.2M)
(4.9M)
-89.4M
-245.8M
-173M
-25.7B
-18.9B
-14B
-15.7B
-16B
-4.8B
-1.3B
-1.5B
-893M
-598M
-1.7B
-1.4B
-979M
-1.2B
-1.3B
-1.4B
-1.9B
-757.3M
-5.2B
-3B
16.3B
12.3B
6.2B
6.3B
10.1B
3.6B
831M
1.2B
1.1B
1.2B
1.2B
1.2B
1.1B
1B
1.4B
1.6B
1.6B
928.8M
5.5B
3.3B
-11M
628M
407M
250M
480M
246M
42M
93M
101M
138M
358M
44M
22M
4.6M
122.9M
1.5M
53.8M
179K
-495.7M
82.7M
-9.6B
-7.9B
-9.1B
-10.5B
-7.4B
-2.3B
-520M
-354M
-95M
-254M
-571M
-2.7B
-60M
-310M
(149.5M)
(332.7M)
-368.6M
-24.9M
-515.6M
-115.7M
FINANCING ACTIVITIES
-285M
-34M
-24M
-553M
-463M
-236M
-86M
-20M
-41M
-276M
-23M
-2M
477M
-38M
-86M
-117.6M
256.5M
-45.9M
-187.2M
50.6M
191M
453M
666M
150M
449M
1.2B
0.0
72M
-211M
-70M
1M
691M
341M
122M
-16M
90.2M
-251.4M
116.9M
541M
-231.9M
-546M
-532M
-500M
-489M
-446M
-389M
-344M
-328M
-278M
-239M
-237M
-203M
-153M
-128.7M
-105.1M
-156.6M
-139M
-226.6M
-262.2M
-195.9M
-289M
-34M
-24M
-553M
-463M
-236M
-86M
-20M
-70M
-276M
-498M
-2M
-34M
-38M
-86.2M
-117.6M
-74.9M
-46M
-187.2M
-145.7M
2.9B
1.9B
3B
5B
5.5B
1.5B
-37M
-166M
-470M
6M
492M
534M
-325M
96M
-5.2M
-6.7M
18.6M
5.6M
10.2M
137.4M
2.3B
1.8B
3.1B
4.1B
5B
2.1B
-482M
-442M
-999M
-588M
-238M
1.1B
340M
51.6M
-204.6M
-185.9M
-112.1M
-150M
101.8M
-436.1M
CASH FLOW SUMMARY
-843M
712M
481M
-2.1B
1.6B
1.3B
119M
147M
-357M
320M
108M
-1.1B
764M
361.6M
69.8M
329.3M
-100.4M
-170.4M
-71.9M
169.3M
3.5B
2.8B
2.3B
4.4B
2.7B
1.4B
1.3B
1.1B
992M
672M
564M
1.6B
866M
504.4M
434.6M
105.3M
205.7M
376.1M
448M
278.7M
2.6B
3.5B
2.8B
2.3B
4.4B
2.7B
1.4B
1.3B
635M
992M
672M
564M
1.6B
866M
504.4M
434.6M
105.3M
205.7M
376.1M
448M
6.4B
6.7B
6.3B
4.2B
4B
1.5B
1B
860M
588M
872M
676M
357M
339M
540.8M
89M
128.6M
320.5M
-102.7M
217.3M
376.4M

SEC Filings

FNF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 08, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 06, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 29, 2026
June 10, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2025

N/A

December 18, 2025
December 18, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 10, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 07, 2025
November 06, 2025
2025
8-K

8-K 2025

N/A

November 06, 2025
November 06, 2025
2025
Showing 1 to 10 of 365 filings