FNF - NYSE
Fidelity National Financial, Inc.
$45.42
-2.2%Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty insurance. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred annuities that include fixed indexed, fixed rate, and immediate annuities, as well as indexed universal life insurance products. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was founded in 1847 and is headquartered in Jacksonville, Florida.
At a Glance
Live SnapshotFidelity National Financial, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.
Effective Tax Rate
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
Fidelity National Financial, Inc. Income Statement
FNF • NYSE
| Fidelity National Financial, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
14.5B | 13.4B | 11.5B | 11.5B | 15.1B | 10.7B | 8.5B | 7.6B | 7.7B | 7.3B | 6.7B | 8B | 7.4B | 6.7B | 4.8B | 5.4B | 5.8B | 4.3B | 5.5B | 9.4B | |
GROSS PROFIT | ||||||||||||||||||||
(262M) | (6.3B) | (5.9B) | (4.3B) | (6.1B) | (3.9B) | (2.5B) | (2.3B) | (2.3B) | (2.2B) | (2B) | (1.7B) | (2.1B) | (1.9B) | (1.6B) | (2B) | (1.7B) | (1.8B) | (1.8B) | (2.5B) | |
14.2B | 7.1B | 5.7B | 7.1B | 9B | 6.8B | 6B | 5.3B | 5.3B | 5.1B | 4.7B | 6.3B | 5.4B | 4.8B | 3.2B | 3.4B | 4.1B | 2.4B | 3.8B | 6.9B | |
OPERATING INCOME | ||||||||||||||||||||
(12.8B) | (5.3B) | (5B) | (5.4B) | (5.4B) | (5B) | (4.6B) | (4.6B) | (4.5B) | (4.1B) | (3.9B) | (5.9B) | (4.7B) | (4B) | (2.8B) | (2.9B) | (3.7B) | (2.7B) | (3.6B) | (6B) | |
(3.4B) | (3.1B) | (2.9B) | (3.2B) | (3.5B) | (3B) | (2.7B) | (2.5B) | (2.5B) | (2.3B) | (2.1B) | (2.5B) | (2.1B) | (1.8B) | (1.6B) | (1.6B) | (3.6B) | (2.5B) | (3.4B) | (3.2B) | |
1.4B | 1.7B | 693M | 1.7B | 3.6B | 1.8B | 1.4B | 750M | 864M | 955M | 770M | 392M | 616M | 746M | 405M | 548.7M | 344.9M | -279.7M | 175.7M | 943.2M | |
PRE-TAX INCOME | ||||||||||||||||||||
(242M) | (209M) | (174M) | (115M) | (114M) | (90M) | (47M) | (43M) | (48M) | (64M) | (73M) | (127M) | (73M) | (64M) | (57M) | (46.2M) | (36.7M) | (58.6M) | (54.9M) | (210M) | |
2.7B | 2.6B | 2.2B | 1.7B | 1.4B | 754M | 91M | 65M | 83M | 62M | 48M | -1M | 54M | 79M | 86M | 88.8M | 117.8M | 75.4M | -54.9M | -210M | |
(9.4B) | (2.2B) | (2.1B) | (2.2B) | (1.9B) | (2.1B) | (1.9B) | (2B) | (2B) | (1.9B) | (1.8B) | (3.4B) | (2.7B) | (2.2B) | (1.2B) | (1.3B) | (145.9M) | (151.9M) | (185M) | (2.7B) | |
0.0 | 16M | 17M | 15M | 64M | 15M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
1.4B | 1.8B | 710M | 1.7B | 3.6B | 1.8B | 1.4B | 750M | 864M | 955M | 770M | 392M | 616M | 746M | 405M | 548.7M | 344.9M | -279.7M | 175.7M | 943.2M | |
NET INCOME | ||||||||||||||||||||
(753M) | (367M) | (192M) | (439M) | (813M) | (322M) | (308M) | (120M) | (235M) | (347M) | (274M) | (312M) | (195M) | (242M) | (131M) | (189.8M) | (106.8M) | -119.9M | (46.8M) | (350.9M) | |
602M | 1.3B | 517M | 1.3B | 2.8B | 1.4B | 1.1B | 628M | 771M | 650M | 527M | 583M | 394M | 607M | 369M | 370.1M | 222.3M | -179M | 129.8M | 437.8M |
SEC Filings
FNF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 12, 2026 | May 08, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 29, 2026 | June 10, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 19, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 18, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 10, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 07, 2025 | November 06, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 |
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Analyst Expectations
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