$13.77
-0.76%Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
FLG โข NYSE
| Flagstar Financial, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
4.7B | 6.4B | 6B | 2.2B | 1.8B | 1.8B | 1.9B | 1.8B | 1.8B | 1.8B | 1.9B | 1.9B | 1.9B | 2.1B | 2.1B | 2.2B | 1.6B | 1.6B | 1.6B | 1.5B | |
GROSS PROFIT | ||||||||||||||||||||
(2.9B) | (4.9B) | (3.2B) | (829M) | (403M) | (670M) | (855M) | (676.9M) | (489.5M) | (391.7M) | (1.3B) | (524.1M) | (572.2M) | (694.1M) | (766.7M) | (836.7M) | (792.3M) | (937.3M) | (950.2M) | (847.1M) | |
1.8B | 1.5B | 2.8B | 1.3B | 1.3B | 1.1B | 1B | 1.1B | 1.3B | 1.4B | 629.9M | 1.4B | 1.3B | 1.4B | 1.3B | 1.4B | 850.3M | 666.4M | 664.6M | 652.4M | |
OPERATING INCOME | ||||||||||||||||||||
(2B) | (2.9B) | (2.9B) | (523M) | (541M) | (511M) | (511M) | (546.6M) | (660.4M) | (657.8M) | (761.9M) | (602.3M) | (597.4M) | (601.4M) | (573.3M) | (560.3M) | (257.2M) | (612.6M) | (262.5M) | (303.7M) | |
(1.2B) | (2.4B) | (1.9B) | (512M) | (430M) | (425M) | (422M) | (446.5M) | (561.2M) | (545.7M) | (522.5M) | (495M) | (478.3M) | (488.7M) | (470.1M) | (435.4M) | (305.1M) | (250.2M) | (230M) | (199.6M) | |
-198M | -1.4B | -50M | 826M | 806M | 588M | 523M | 557.7M | 668.2M | 777.1M | -132M | 773.1M | 747.1M | 780.9M | 734.6M | 837.5M | 593.1M | 53.8M | 402.1M | 348.7M | |
PRE-TAX INCOME | ||||||||||||||||||||
(2.7B) | (3.8B) | (2.4B) | (696M) | (400M) | (608M) | (848M) | (658.7M) | (452.2M) | (387.5M) | (1.3B) | (542.7M) | (541.5M) | (631.1M) | (666.2M) | (733.8M) | (729.3M) | (929.6M) | (950.2M) | (847.1M) | |
1.7B | 2.2B | 3.1B | 1.4B | 1.3B | 1.1B | 957M | 1B | 1.1B | 1.3B | 408.1M | 1.1B | 1.2B | 1.2B | 1.2B | 1.2B | 905.3M | 675.5M | 616.5M | 561.6M | |
(786M) | (484M) | (951M) | (11M) | (111M) | (86M) | (89M) | (100.1M) | (99.2M) | (112.1M) | (239.4M) | (107.3M) | (119M) | (112.7M) | (103.1M) | (124.9M) | -47.9M | (362.4M) | (32.5M) | (104.1M) | |
-198M | -1.4B | -50M | 826M | 806M | 588M | 523M | 557.7M | 668.2M | 777.1M | -132M | 773.1M | 747.1M | 780.9M | 734.6M | 837.5M | 593.1M | 53.8M | 402.1M | 348.7M | |
NET INCOME | ||||||||||||||||||||
-21M | -260M | (29M) | (176M) | (210M) | (77M) | (128M) | (135.3M) | (202M) | (281.7M) | -84.9M | (287.7M) | (271.6M) | (279.8M) | (254.5M) | (296.5M) | (194.5M) | -24.1M | (123M) | (116.1M) | |
-177M | -1.1B | -79M | 650M | 596M | 511M | 395M | 422.4M | 466.2M | 495.4M | -47.2M | 485.4M | 475.5M | 501.1M | 480M | 541M | 398.6M | 77.9M | 279.1M | 232.6M |
FLG - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 18, 2026 | May 18, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | June 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 27, 2026 | March 25, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 27, 2026 | February 27, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 |
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