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Flagstar Financial, Inc.

FLGยทNYSE

$13.77

-0.76%
Financial ServicesBanks - Regional

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.

At a Glance

Live Snapshot
Market Cap$5.74B
EPS-0.5100
P/E Ratio-27.00
Earnings Date07/24/2026
0.08%
Dividend Yield
-64%
3Y-96.0%
5Y-95.0%
10Y-93.0%
19.82%
Dividend Payout Ratio
-48%
3Y+221.0%
5Y-67.0%
10Y-70.0%
3Y-88.0%
5Y-87.0%
10Y-87.0%
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Flagstar Financial, Inc. Dividend History

FLG ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FLG Dividend Payment History

FLG ยท NYSE

Total Payments

40

Latest Dividend

$0.0100

Annual Amount

$0.0500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 27, 2026
Jun 7, 2026Jun 17, 2026
$0.0100
$0.0100
Quarterly0.00%
Feb 12, 2026
Mar 7, 2026Mar 17, 2026
$0.0100
$0.0100
Quarterly0.00%
Oct 29, 2025
Dec 7, 2025Dec 17, 2025
$0.0100
$0.0100
Quarterly0.00%
Jul 25, 2025
Sep 7, 2025Sep 17, 2025
$0.0100
$0.0100
Quarterly0.00%
Apr 25, 2025
Jun 7, 2025Jun 17, 2025
$0.0100
$0.0100
Quarterly0.00%
Jan 31, 2025
Mar 7, 2025Mar 17, 2025
$0.0100
$0.0100
Quarterly0.00%
Oct 25, 2024
Dec 7, 2024Dec 17, 2024
$0.0100
$0.0100
Quarterly0.00%
Aug 5, 2024
Sep 7, 2024Sep 17, 2024
$0.0100
$0.0100
Quarterly-66.67%
N/A
Jun 7, 2024Jun 17, 2024
$0.0100
$0.0300
Quarterly-80.00%
N/A
Feb 14, 2024Feb 28, 2024
$0.0500
$0.1500
Quarterly-70.59%
N/A
Nov 6, 2023Nov 16, 2023
$0.1700
$0.5100
Quarterly0.00%
N/A
Aug 7, 2023Aug 17, 2023
$0.1700
$0.5100
Quarterly0.00%
N/A
May 8, 2023May 18, 2023
$0.1700
$0.5100
Quarterly0.00%
N/A
Feb 6, 2023Feb 16, 2023
$0.1700
$0.5100
Quarterly0.00%
N/A
Nov 7, 2022Nov 17, 2022
$0.1700
$0.5100
Quarterly0.00%
N/A
Aug 8, 2022Aug 18, 2022
$0.1700
$0.5100
Quarterly0.00%
N/A
May 9, 2022May 19, 2022
$0.1700
$0.5100
Quarterly0.00%
N/A
Feb 7, 2022Feb 17, 2022
$0.1700
$0.5100
Quarterly0.00%
N/A
Nov 6, 2021Nov 16, 2021
$0.1700
$0.5100
Quarterly0.00%
N/A
Aug 7, 2021Aug 17, 2021
$0.1700
$0.5100
Quarterly0.00%
N/A
May 7, 2021May 18, 2021
$0.1700
$0.5100
Quarterly0.00%
N/A
Feb 6, 2021Feb 16, 2021
$0.1700
$0.5100
Quarterly0.00%
N/A
Nov 7, 2020Nov 17, 2020
$0.1700
$0.5100
Quarterly0.00%
N/A
Aug 8, 2020Aug 18, 2020
$0.1700
$0.5100
Quarterly0.00%
N/A
May 9, 2020May 19, 2020
$0.1700
$0.5100
Quarterly0.00%
N/A
Feb 10, 2020Feb 24, 2020
$0.1700
$0.5100
Quarterly0.00%
N/A
Nov 11, 2019Nov 25, 2019
$0.1700
$0.5100
Quarterly0.00%
N/A
Aug 12, 2019Aug 26, 2019
$0.1700
$0.5100
Quarterly0.00%
N/A
May 14, 2019May 28, 2019
$0.1700
$0.5100
Quarterly0.00%
N/A
Feb 12, 2019Feb 26, 2019
$0.1700
$0.5100
Quarterly0.00%
N/A
Nov 6, 2018Nov 20, 2018
$0.1700
$0.5100
Quarterly0.00%
N/A
Aug 7, 2018Aug 21, 2018
$0.1700
$0.5100
Quarterly0.00%
N/A
May 8, 2018May 22, 2018
$0.1700
$0.5100
Quarterly0.00%
N/A
Feb 13, 2018Feb 27, 2018
$0.1700
$0.5100
Quarterly0.00%
N/A
Nov 7, 2017Nov 21, 2017
$0.1700
$0.5100
Quarterly-32.00%
Jun 22, 2012
Aug 3, 2012Jun 29, 2012
$0.2500
$0.7500
Quarterly0.00%
Mar 23, 2012
May 3, 2012Mar 30, 2012
$0.2500
$0.7500
Quarterly0.00%
Dec 23, 2011
Feb 3, 2012Dec 30, 2011
$0.2500
$0.7500
Quarterly0.00%
Sep 23, 2011
Nov 3, 2011Sep 30, 2011
$0.2500
$0.7500
Quarterly0.00%
Jun 24, 2011
Aug 3, 2011Jun 30, 2011
$0.2500
$0.7500
Quarterly-
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Flagstar Financial, Inc. Payout Ratio Analysis

FLG ยท NYSE
Dividends Paid
-48.00M
2025
Net Income
-177.00M
2025
Payout Ratio
-27.12%
2025

Dividend Sustainability Analysis

Payout Ratio
-27.12%

Negative payout ratio indicates the company is either not paying dividends or has negative earnings. Not a dividend-paying stock currently.

FCF Payout Ratio
-8.0%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Dividend Growth
+45.5%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Dividend aristocrat potential: Conservative payout ratios combined with consistent growth suggest management prioritizes sustainable, long-term shareholder returns. Excellent foundation for dividend compounding.