FB Financial Corporation

FB Financial Corporation

FBKยทNYSE

$51.81

-0.19%
Financial ServicesBanks - Regional

FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services to businesses, professionals, and individuals. The company operates in two segments, Banking and Mortgage. It offers checking, demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits and certificates of deposits, as well as engages in the mortgage origination business. The company also provides owner-occupied and non-owner-occupied real estate commercial, residential real estate 1-4 family mortgage, multi-family residential, commercial and industrial, construction, land acquisition, residential lines of credit, and land development loans; and consumer and other loans, such as car, boat, and other recreational vehicle loans, as well as manufactured homes without real estate and personal lines of credit. In addition, the company offers mortgage banking services through its bank branch networks in the southeastern United States; an internet delivery channel; and trust, insurance, and investment services, as well as online and mobile banking services. As of December 31, 2021, it operated 82 full-service bank branches and 9 limited-service branches locations throughout Tennessee, North Alabama, Southern Kentucky, and North Georgia; and 23 mortgage offices throughout the southeastern United States. The company was formerly known as First South Bancorp, Inc. and changed its name to FB Financial Corporation in 2016. FB Financial Corporation was founded in 1906 and is headquartered in Nashville, Tennessee.

At a Glance

Live Snapshot
Market Cap$2.67B
EPS2.4100
P/E Ratio21.50
Earnings Date07/13/2026
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FB Financial Corporation Street Expectations Map

FBK ยท NYSE

Wall Street analysts project that FBK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 65.00, with estimates ranging from a low of 65.00 to a high of 65.00.

Lowest Target
65.00
25.46%
Consensus Target
65.00
25.46%
Highest Target
65.00
25.46%

The consensus 1-year price target stands at 65.00, with estimates ranging from a low of 65.00 to a high of 65.00.

Analyst Consensus Analysis

Upside Potential

+25.5%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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FB Financial Corporation Forward Estimates of Revenue

FBK ยท NYSE
Latest Revenue
877.84M
FY 2025
Avg Estimate
730.95M
FY 2026
Estimate Range
714.20M - 747.70M
Analyst Spread

Forward Growth Analysis

Projected Growth-16.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FB Financial Corporation Forward Estimates of Net Income

FBK ยท NYSE
Latest Net Income
122.62M
FY 2025
Avg Estimate
246.92M
FY 2026
Estimate Range
246.19M - 254.53M
Analyst Spread

Forward Growth Analysis

Projected Growth+101.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FB Financial Corporation Forward Estimates of EPS

FBK ยท NYSE
Latest EPS
2.41
FY 2025
Avg Estimate
$4.74
FY 2026
Estimate Range
$4.64 - $4.80
Analyst Spread

Forward Growth Analysis

Projected Growth+96.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FB Financial Corporation Forward Estimates of EBIT

FBK ยท NYSE
Latest EBIT
138.52M
FY 2025
Avg Estimate
177.42M
FY 2026
Estimate Range
173.36M - 181.49M
Analyst Spread

Forward Growth Analysis

Projected Growth+28.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FB Financial Corporation Forward Estimates of EBITDA

FBK ยท NYSE
Latest EBITDA
150.70M
FY 2025
Avg Estimate
191.59M
FY 2026
Estimate Range
187.20M - 195.98M
Analyst Spread

Forward Growth Analysis

Projected Growth+27.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FB Financial Corporation Forward Estimates of SG&A Expense

FBK ยท NYSE
Latest SG&A Expense
245.81M
FY 2025
Avg Estimate
235.74M
FY 2026
Estimate Range
230.34M - 241.15M
Analyst Spread

Forward Growth Analysis

Projected Growth-4.1%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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FB Financial Corporation Insider Positioning

FBK ยท NYSE

During the last 12 months, insiders have sold $652K worth of FBK shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

9.7K

582.12K

Net Activity

-582K

-$582K

6-9 Months

Bought

0

0.00

Sold

1.3K

70.18K

Net Activity

-70K

-$70K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
MJA

Mcpherson James Austin

10 Percent Owner

8.5K sharesโ€ข1 transactions

$511K

2
CA

Clark Agenia

Director

2.6K sharesโ€ข2 transactions

$142K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $652K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.