FB Financial Corporation

FB Financial Corporation

FBKยทNYSE

$51.81

-0.19%
Financial ServicesBanks - Regional

FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services to businesses, professionals, and individuals. The company operates in two segments, Banking and Mortgage. It offers checking, demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits and certificates of deposits, as well as engages in the mortgage origination business. The company also provides owner-occupied and non-owner-occupied real estate commercial, residential real estate 1-4 family mortgage, multi-family residential, commercial and industrial, construction, land acquisition, residential lines of credit, and land development loans; and consumer and other loans, such as car, boat, and other recreational vehicle loans, as well as manufactured homes without real estate and personal lines of credit. In addition, the company offers mortgage banking services through its bank branch networks in the southeastern United States; an internet delivery channel; and trust, insurance, and investment services, as well as online and mobile banking services. As of December 31, 2021, it operated 82 full-service bank branches and 9 limited-service branches locations throughout Tennessee, North Alabama, Southern Kentucky, and North Georgia; and 23 mortgage offices throughout the southeastern United States. The company was formerly known as First South Bancorp, Inc. and changed its name to FB Financial Corporation in 2016. FB Financial Corporation was founded in 1906 and is headquartered in Nashville, Tennessee.

At a Glance

Live Snapshot
Market Cap$2.67B
EPS2.4100
P/E Ratio21.50
Earnings Date07/13/2026
0.40%
Dividend Yield
6%
3Y-23.0%
5Y+60.0%
10Y-
18.89%
Dividend Payout Ratio
-1%
3Y-48.0%
5Y+67.0%
10Y-
3Y+55.0%
5Y+106.0%
10Y+153.0%
FB Financial Corporation

FB Financial Corporation Dividend History

FBK ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FBK Dividend Payment History

FBK ยท NYSE

Total Payments

33

Latest Dividend

$0.2100

Annual Amount

$0.9900

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 22, 2026
May 12, 2026May 26, 2026
$0.2100
$0.2100
Quarterly0.00%
Jan 22, 2026
Feb 10, 2026Feb 24, 2026
$0.2100
$0.2100
Quarterly+10.53%
Oct 24, 2025
Nov 11, 2025Nov 25, 2025
$0.1900
$0.1900
Quarterly0.00%
Jul 25, 2025
Aug 12, 2025Aug 26, 2025
$0.1900
$0.1900
Quarterly0.00%
Apr 30, 2025
May 13, 2025May 27, 2025
$0.1900
$0.1900
Quarterly0.00%
Jan 29, 2025
Feb 11, 2025Feb 25, 2025
$0.1900
$0.1900
Quarterly+11.76%
Oct 25, 2024
Nov 5, 2024Nov 19, 2024
$0.1700
$0.1700
Quarterly0.00%
Jul 26, 2024
Aug 6, 2024Aug 20, 2024
$0.1700
$0.1700
Quarterly0.00%
May 1, 2024
May 14, 2024May 28, 2024
$0.1700
$0.1700
Quarterly0.00%
Jan 31, 2024
Feb 13, 2024Feb 27, 2024
$0.1700
$0.1700
Quarterly+13.33%
Oct 27, 2023
Nov 7, 2023Nov 21, 2023
$0.1500
$0.1500
Quarterly0.00%
Aug 2, 2023
Aug 14, 2023Sep 5, 2023
$0.1500
$0.1500
Quarterly0.00%
Apr 28, 2023
May 9, 2023May 23, 2023
$0.1500
$0.1500
Quarterly0.00%
Jan 26, 2023
Feb 7, 2023Feb 21, 2023
$0.1500
$0.1500
Quarterly+15.38%
Oct 28, 2022
Nov 9, 2022Nov 23, 2022
$0.1300
$0.1300
Quarterly0.00%
Jul 29, 2022
Aug 8, 2022Aug 22, 2022
$0.1300
$0.1300
Quarterly0.00%
Apr 29, 2022
May 9, 2022May 23, 2022
$0.1300
$0.1300
Quarterly0.00%
Jan 28, 2022
Feb 8, 2022Feb 22, 2022
$0.1300
$0.1300
Quarterly+18.18%
Oct 29, 2021
Nov 8, 2021Nov 22, 2021
$0.1100
$0.1100
Quarterly0.00%
Jul 30, 2021
Aug 9, 2021Aug 23, 2021
$0.1100
$0.1100
Quarterly0.00%
Apr 30, 2021
May 10, 2021May 24, 2021
$0.1100
$0.1100
Quarterly0.00%
Jan 29, 2021
Feb 8, 2021Feb 22, 2021
$0.1100
$0.1100
Quarterly+22.22%
Oct 30, 2020
Nov 9, 2020Nov 23, 2020
$0.0900
$0.0900
Quarterly0.00%
Aug 5, 2020
Aug 19, 2020Sep 2, 2020
$0.0900
$0.0900
Quarterly0.00%
Apr 30, 2020
May 11, 2020May 26, 2020
$0.0900
$0.0900
Quarterly0.00%
Jan 31, 2020
Feb 15, 2020Mar 2, 2020
$0.0900
$0.0900
Quarterly+12.50%
Oct 17, 2019
Nov 1, 2019Nov 15, 2019
$0.0800
$0.0800
Quarterly0.00%
Jul 19, 2019
Aug 1, 2019Aug 16, 2019
$0.0800
$0.0800
Quarterly0.00%
Apr 19, 2019
May 1, 2019May 16, 2019
$0.0800
$0.0800
Quarterly0.00%
Jan 18, 2019
Feb 1, 2019Feb 15, 2019
$0.0800
$0.0800
Quarterly0.00%
Oct 22, 2018
Nov 1, 2018Nov 15, 2018
$0.0800
$0.0800
Quarterly+33.33%
Jul 19, 2018
Jul 31, 2018Aug 15, 2018
$0.0600
$0.0600
Quarterly0.00%
Apr 23, 2018
Apr 30, 2018May 15, 2018
$0.0600
$0.0600
Quarterly-
fbk

FB Financial Corporation Payout Ratio Analysis

FBK ยท NYSE
Dividends Paid
-37.89M
2025
Net Income
122.62M
2025
Payout Ratio
32.90%
2025

Dividend Sustainability Analysis

Payout Ratio
32.90%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
25.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-19.2%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.