ENVA - NYSE

Enova International, Inc.

ENVA·NYSE

$158.90

-1.5%

Financial ServicesFinancial - Credit Services

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$3.95B

EPS12.2600

P/E Ratio12.96

Earnings Date07/23/2026

enva

Other Non-Cash Items

Last Annual Value

1.43B

3-Year CAGR

32%

5-Year CAGR

42%

10-Year CAGR

21%

Adjust for Inflation

Enova International, Inc. Competitors Analysis of Other Non-Cash Items

ENVA · NYSE

Company	Other Non-Cash Items	CAGR 3Y	CAGR 5Y	CAGR 10Y
Enova International, Inc. NYSE:ENVA	1.43B	17.3%	51.8%	15.6%
WSFS Financial Corporation NASDAQ:WSFS	19.02M	N/A	N/A	19.7%
Cathay General Bancorp NASDAQ:CATY	79.29M	-2.7%	15.5%	14.6%
WesBanco, Inc. NASDAQ:WSBC	48.46M	35.1%	4.4%	N/A
First Hawaiian, Inc. NASDAQ:FHB	23.22M	3.5%	N/A	N/A
The Western Union Company NYSE:WU	-116.80M	N/A	N/A	N/A
Artisan Partners Asset Management Inc. NYSE:APAM	-320.46M	N/A	N/A	N/A
First BanCorp. NYSE:FBP	95.30M	14.9%	N/A	2.2%
Bread Financial Holdings, Inc. NYSE:BFH	1.39B	6.5%	16.5%	0.2%
BankUnited, Inc. NYSE:BKU	153.87M	-22.3%	-25.9%	N/A

Enova International, Inc. Fair Value Envelope

ENVA · NYSE

Our analysis suggests that ENVA has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $158.9, this represents a potential HIDDEN relative to our calculated worth for Enova International, Inc..

HIDDEN

Intrinsic Value

Current Price: $158.9

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