ENVA - NYSE
Enova International, Inc.
$158.90
-1.5%Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
At a Glance
Live SnapshotEnova International, Inc. Management Team
Mr. James Joseph Lee
Chief Accounting Officer & Controller
Mr. Steven E. Cunningham C.F.A.
Chief Financial Officer
Compensation
$1,535,068
Mr. Steven E. Cunningham C.F.A.
Chief Financial Officer & Director
Compensation
$1,535,068
Ms. Kelly Jordan
Chief Marketing Officer
Ms. Claudine Kourkoumelis
Chief People Officer
Mr. Kirk L. F. Chartier
Chief Strategy Officer
Compensation
$1,056,296
Mr. Joseph M. DeCosmo
Chief Technology Officer & Chief Analytics Officer
Compensation
$561,329
Mr. Jim Granat
Co-President of Small Business Lending
Mr. Sean Rahilly J.D.
General Counsel, Secretary & Chief Compliance Officer
Compensation
$1,047,925
Mr. Nick Drew
Managing Director
Mr. David A. Fisher J.D.
President, Chief Executive Officer & Chairman
Compensation
$3,154,501
Enova International, Inc. Insider Positioning
During the last 12 months, insiders have purchased $197K and sold $44.32M worth of ENVA shares, resulting in $44.12M of net selling activity.
3 Months
0
0.00
41.5K
7.00M
-7.0M
-$7.00M
3-6 Months
0
0.00
137.0K
22.65M
-22.7M
-$22.65M
6-9 Months
1.7K
197.11K
56.4K
7.05M
-6.8M
-$6.85M
9-12 Months
0
0.00
63.9K
7.62M
-7.6M
-$7.62M
Top Buyers
Rice Linda Johnson
Director
$197K
Top Sellers
Fisher David
Director, Officer: Executive Chairman
$29.84M
Cunningham Steven E
Director, Officer: Chief Executive Officer
$3.81M
Tebbe Mark
Director
$3.44M
Gray James A
Director
$3.44M
Rahilly Sean
Officer: General Counsel And Secretary
$2.48M
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $44.12M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
ENVA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 02, 2026 | March 30, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 04, 2025 | May 14, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | March 28, 2024 | March 26, 2024 | 2024 | |
DEF 14A DEF 14A N/A | March 31, 2023 | March 31, 2023 | ||
DEF 14A DEF 14A 2022 N/A | March 31, 2022 | May 10, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 01, 2021 | May 11, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 02, 2020 | May 12, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 28, 2019 | May 07, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | March 29, 2018 | May 08, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | April 07, 2017 | May 19, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.