CNO Financial Group, Inc.

CNO Financial Group, Inc.

CNOยทNYSE

$46.17

-0.56%
Financial ServicesInsurance - Life

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on worksite and group sales for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed index annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. CNO Financial Group, Inc. markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company sells its products through agents, independent producers, and direct marketing. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana.

At a Glance

Live Snapshot
Market Cap$4.31B
EPS2.3500
P/E Ratio19.65
Earnings Date07/27/2026
3Y+36.0%
5Y-8.0%
10Y-11.0%
3Y-6.0%
5Y+174.0%
10Y+125.0%
3Y-102.0%
5Y-111.0%
10Y-186.0%
CNO

CNO Financial Group, Inc. Cash Conversion Engine

CNO ยท NYSE
Net Income229.30M
Depreciation & Amortization318.50M
Stock-Based Compensation0.00
Change in Working Capital618.10M
Others-490.20M
Capital Expenditures0.00
Free Cash Flow675.70M

Cash Flow Quality Analysis

FCF Conversion Rate

294.7%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

FCF Growth Trend

+7.6%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

+$618.10M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

CNO Financial Group, Inc. Cash Flow Statement

CNO โ€ข NYSE

CNO Financial Group, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
229.3M
404M
276.5M
630.6M
570.3M
301.8M
278M
-315M
175.6M
358.2M
270.7M
51.4M
478M
221M
382.5M
284.6M
85.7M
-1.1B
-179.9M
96.5M
318.5M
292.4M
267.4M
248.5M
236.6M
303.9M
267.9M
292.2M
265.4M
275M
283.4M
274.2M
324.6M
315M
458.6M
465.3M
460.9M
412M
483.2M
0.0
0.0
59.1M
21.1M
152M
146.5M
14.1M
-132.8M
18.4M
227.5M
-11.7M
92.9M
119.7M
-181.2M
-71.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
25.2M
0.0
18.8M
24.7M
21.4M
23M
17.1M
15.6M
15.1M
15M
0.0
0.0
0.0
0.0
0.0
0.0
-490.2M
-684.1M
-431.8M
-161M
-726.5M
-281.9M
-367.6M
728.2M
-233.7M
-19.2M
9.3M
-682M
-110.4M
113.5M
-41.8M
18.2M
115M
1.3B
-315.1M
1.3B
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(3.4M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
618.1M
556.3M
449.7M
-374.7M
346.2M
397.6M
632.4M
207.8M
464.7M
332.8M
297.4M
398.2M
465.8M
330M
-24.5M
-34.1M
-17.6M
437.5M
715.1M
-484.7M
675.7M
627.7M
582.9M
495.4M
598.3M
735.5M
696.7M
317.8M
613.1M
759.5M
743.9M
121.8M
720.4M
634.9M
774.8M
734M
644M
986.8M
703.3M
931.2M
INVESTING ACTIVITIES
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(231M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-8.5B
-6.9B
-3.6B
-6.5B
-6.2B
-4.3B
-5.6B
-6.2B
-6.1B
-6.2B
-4.8B
-3.7B
-5.4B
-4.3B
-8.2B
-10.7B
-12.5B
-8.2B
-9.2B
-9.5B
6.8B
5.4B
2.8B
4.8B
4.7B
3.7B
5.1B
5.7B
5.9B
5.3B
4B
3.7B
4.8B
4.1B
6.9B
9.5B
11.6B
7.5B
8.1B
9.5B
-3.2M
-13.5M
-36.6M
-61.2M
-75.3M
-39.8M
-102M
-25M
-19.5M
152.6M
-321.1M
-156.2M
-73.1M
-11.4M
-80.1M
-86M
-9.2M
36.1M
-21.3M
-1.1B
-1.7B
-1.5B
-872.3M
-1.8B
-1.5B
-608.4M
-555.6M
-525.7M
-239.6M
-742.4M
-1.1B
(56.3M)
-602.5M
-197.1M
-1.3B
-1.3B
-922.7M
-629.8M
-1.1B
-1.1B
FINANCING ACTIVITIES
-319.8M
-289M
-152.9M
-176.6M
-386.3M
-249.3M
-245.3M
-104.1M
-160M
-201.6M
-359.1M
-371.5M
-103.3M
-177.1M
-67.6M
0.0
296.3M
0.0
-83.8M
1M
-469.6M
370M
258.7M
-120.7M
68M
141.9M
-209.8M
-100K
-267.7M
77.5M
554.5M
209.5M
366.8M
147.9M
465.7M
587.4M
-387.5M
-114.5M
686.9M
148.7M
-66.2M
-67.7M
-68.1M
-64.8M
-65.7M
-67M
-67.1M
-64.8M
-59.6M
-54.8M
-52M
-51M
-24.4M
-13.9M
(0.0)
(0.0)
(0.0)
(0.0)
-19M
-38M
-331.4M
-300.2M
-166.1M
-190.1M
-407.8M
-268.3M
-254.5M
-108M
-168.3M
-210M
-365.4M
-376.5M
-118.4M
-180.2M
-69.8M
(0.0)
(0.0)
(0.0)
-87.2M
(0.0)
833M
2B
495.8M
1.6B
1.1B
384.5M
379.2M
276.2M
213.3M
205.1M
-4.8M
-52.5M
-240.5M
-248.2M
29.2M
25.7M
-1.2M
290.1M
-137.1M
156.4M
-22.6M
2B
533.5M
1.2B
667.6M
210.1M
-143M
107.2M
-274M
26.2M
146.4M
-265.5M
-1.4M
-291.3M
427.3M
613.1M
-92.4M
175.6M
447M
268.1M
CASH FLOW SUMMARY
-1B
1.1B
244.1M
-86.8M
-260.2M
337.2M
-1.9M
-100.7M
99.5M
46.6M
-179.3M
-87.4M
116.5M
146.5M
-135.9M
48.5M
-371.1M
532.6M
21.6M
148.1M
2B
889M
644.9M
731.7M
991.9M
654.7M
656.6M
757.3M
478.9M
432.3M
611.6M
699M
582.5M
436M
571.9M
523.4M
894.5M
361.9M
385.9M
237.8M
983.5M
2B
889M
644.9M
731.7M
991.9M
654.7M
656.6M
578.4M
478.9M
432.3M
611.6M
699M
582.5M
436M
571.9M
523.4M
894.5M
407.5M
385.9M
675.7M
627.7M
582.9M
495.4M
598.3M
735.5M
696.7M
317.8M
613.1M
759.5M
743.9M
121.8M
720.4M
634.9M
774.8M
734M
644M
986.8M
703.3M
931.2M

SEC Filings

CNO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 13, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 26, 2026
March 26, 2026
2026
10-K

10-K 2025 FY

FY

February 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 10, 2026
2026
8-K

8-K 2026

N/A

February 05, 2026
February 05, 2026
2026
8-K

8-K 2026

N/A

January 15, 2026
January 15, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
Showing 1 to 10 of 584 filings