CNO Financial Group, Inc.

CNO Financial Group, Inc.

CNOยทNYSE

$46.17

-0.56%
Financial ServicesInsurance - Life

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on worksite and group sales for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed index annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. CNO Financial Group, Inc. markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company sells its products through agents, independent producers, and direct marketing. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana.

At a Glance

Live Snapshot
Market Cap$4.31B
EPS2.3500
P/E Ratio19.65
Earnings Date07/27/2026
cno

CNO Financial Group, Inc. Street Expectations Map

CNO ยท NYSE

Wall Street analysts project that CNO stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 48.33, with estimates ranging from a low of 47.00 to a high of 50.00.

Lowest Target
47.00
1.80%
Consensus Target
48.33
4.68%
Highest Target
50.00
8.30%

The consensus 1-year price target stands at 48.33, with estimates ranging from a low of 47.00 to a high of 50.00.

Analyst Consensus Analysis

Upside Potential

+4.7%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

6.2% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

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CNO Financial Group, Inc. Forward Estimates of Revenue

CNO ยท NYSE
Latest Revenue
4.49B
FY 2025
Avg Estimate
4.05B
FY 2026
Estimate Range
3.99B - 4.11B
Analyst Spread

Forward Growth Analysis

Projected Growth-9.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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CNO Financial Group, Inc. Forward Estimates of Net Income

CNO ยท NYSE
Latest Net Income
229.30M
FY 2025
Avg Estimate
469.40M
FY 2026
Estimate Range
465.59M - 473.21M
Analyst Spread

Forward Growth Analysis

Projected Growth+104.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNO Financial Group, Inc. Forward Estimates of EPS

CNO ยท NYSE
Latest EPS
2.35
FY 2025
Avg Estimate
$4.35
FY 2026
Estimate Range
$4.31 - $4.38
Analyst Spread

Forward Growth Analysis

Projected Growth+85.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNO Financial Group, Inc. Forward Estimates of EBIT

CNO ยท NYSE
Latest EBIT
524.30M
FY 2025
Avg Estimate
732.20M
FY 2026
Estimate Range
720.93M - 743.46M
Analyst Spread

Forward Growth Analysis

Projected Growth+39.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNO Financial Group, Inc. Forward Estimates of EBITDA

CNO ยท NYSE
Latest EBITDA
524.30M
FY 2025
Avg Estimate
1.01B
FY 2026
Estimate Range
989.56M - 1.02B
Analyst Spread

Forward Growth Analysis

Projected Growth+91.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNO Financial Group, Inc. Forward Estimates of SG&A Expense

CNO ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
283.82M
FY 2026
Estimate Range
279.45M - 288.18M
Analyst Spread

Forward Growth Analysis

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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CNO Financial Group, Inc. Insider Positioning

CNO ยท NYSE

During the last 12 months, insiders have sold $12.09M worth of CNO shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

22.1K

879.42K

Net Activity

-879K

-$879K

3-6 Months

Bought

0

0.00

Sold

128.8K

5.51M

Net Activity

-5.5M

-$5.51M

6-9 Months

Bought

0

0.00

Sold

83.1K

3.39M

Net Activity

-3.4M

-$3.39M

9-12 Months

Bought

0

0.00

Sold

60.9K

2.32M

Net Activity

-2.3M

-$2.32M

Top Buyers

No buying activity

Top Sellers

1
ZMJ

Zimpfer Matthew J.

Officer: General Counsel

88.3K sharesโ€ข3 transactions

$3.80M

2
BGC

Bhojwani Gary C.

Director, Officer: Chief Executive Officer

62.9K sharesโ€ข2 transactions

$2.58M

3
JER

Johnson Eric R.

Officer: Chief Investment Officer

48.7K sharesโ€ข1 transactions

$2.01M

4
DKJ

Detoro Karen J.

Officer: President, Worksite Division

25.7K sharesโ€ข3 transactions

$973K

5
MME

Mead Michael E.

Officer: Chief Information Officer

25.0K sharesโ€ข2 transactions

$951K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $12.09M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$879K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.