Comerica Incorporated

Comerica Incorporated

CMAยทNYSE

$90.39

-2.7%
Financial ServicesBanks - Regional

Comerica Incorporated, through its subsidiaries, provides various financial products and services. It operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination. This segment also offers various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans, as well as commercial products and services to micro-businesses. The Wealth Management segment provides products and services comprising fiduciary, private banking, retirement, investment management and advisory, and investment banking and brokerage services. This segment also sells annuity products, as well as life, disability, and long-term care insurance products. The Finance segment engages in the securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, Florida, Canada, and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$11.55B
EPS5.3200
P/E Ratio16.99
Earnings Date04/20/2026
3Y+28.0%
5Y+55.0%
10Y+62.0%
3Y-37.0%
5Y+45.0%
10Y+52.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
Comerica Incorporated

Comerica Incorporated Profit Bridge

CMA ยท NYSE
Revenue4.80B
Cost of Goods Sold (1.53B)
Gross Profit3.27B
Operating Expenses (2.35B)
Operating Income915.00M
Interest Expense (1.43B)
Other Income/Expense0.00
Pretax Income915.00M
Income Tax (192.00M)
Net Income723.00M
Net Income
723.00M

Profitability Analysis

Gross Margin

68.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

19.1%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

15.1%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.0%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Comerica Incorporated Income Statement

CMA โ€ข NYSE

Comerica Incorporated Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
4.8B
5B
5.3B
3.7B
3B
3.1B
3.8B
3.6B
3.3B
3B
2.8B
2.6B
2.7B
2.7B
2.6B
2.6B
3.1B
3.9B
4.6B
4.2B
GROSS PROFIT
(1.5B)
(1.8B)
(1.8B)
(266M)
-327M
(719M)
(542M)
(266M)
(195M)
(360M)
(242M)
(122M)
(158M)
(214M)
(300M)
(685M)
(1.6B)
(1.9B)
(1.9B)
(1.5B)
3.3B
3.2B
3.5B
3.5B
3.4B
2.4B
3.3B
3.3B
3.1B
2.6B
2.6B
2.5B
2.5B
2.5B
2.3B
2B
1.5B
2B
2.7B
2.8B
OPERATING INCOME
(2.4B)
(2.3B)
(2.4B)
(2B)
(1.9B)
(1.8B)
(1.7B)
(1.8B)
(1.9B)
(1.9B)
(1.8B)
(1.6B)
(1.7B)
(1.8B)
(1.8B)
(1.6B)
(1.6B)
(1.7B)
(1.7B)
(1.6B)
(1.5B)
(1.5B)
(1.4B)
(1.3B)
(1.2B)
(1.1B)
(1.1B)
(1.1B)
(1B)
(1.1B)
(1.1B)
(1B)
(1.1B)
(1.1B)
(1B)
(1B)
(1B)
(1B)
(1B)
(999M)
915M
888M
1.1B
1.5B
1.5B
621M
1.5B
1.5B
1.2B
670M
750M
870M
786M
762M
530M
315M
-115M
271M
988M
1.1B
PRE-TAX INCOME
(1.4B)
(1.7B)
(1.7B)
(206M)
(57M)
(182M)
(468M)
(267M)
(121M)
(112M)
(95M)
(95M)
(112M)
(135M)
(156M)
(207M)
(538M)
(1.2B)
(1.7B)
(1.4B)
2.3B
2.2B
2.5B
2.5B
1.8B
1.9B
2.3B
2.4B
2.1B
1.8B
1.7B
1.7B
1.7B
1.7B
1.7B
1.6B
1.6B
1.8B
2B
2B
(843M)
(851M)
(942M)
(721M)
(671M)
(667M)
(654M)
(713M)
(820M)
(866M)
(757M)
(571M)
(649M)
(674M)
(725M)
(631M)
(614M)
(712M)
(651M)
(635M)
915M
888M
1.1B
1.5B
1.5B
621M
1.5B
1.5B
1.2B
670M
750M
870M
786M
762M
530M
315M
-115M
271M
988M
1.1B
NET INCOME
(192M)
(190M)
(263M)
(325M)
(322M)
(124M)
(336M)
(300M)
(491M)
(193M)
(229M)
(277M)
(245M)
(241M)
(137M)
(55M)
-131M
(59M)
(306M)
(345M)
723M
698M
881M
1.2B
1.2B
497M
1.2B
1.2B
743M
477M
521M
593M
541M
521M
393M
277M
17M
213M
686M
893M

SEC Filings

CMA - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2026

N/A

January 14, 2026
January 13, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

December 18, 2025
December 17, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 28, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 17, 2025
October 17, 2025
2025
8-K

8-K 2025

N/A

October 09, 2025
October 05, 2025
2025
8-K

8-K 2025

N/A

October 06, 2025
October 06, 2025
2025
8-K

8-K 2025

N/A

September 08, 2025
September 08, 2025
2025
8-K

8-K 2025

N/A

August 12, 2025
August 07, 2025
2025
Showing 1 to 10 of 579 filings