CATO - NYSE
The Cato Corporation
$3.34
+5.7%The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags, as well as men's wear, and lines for kids and infants. It operates its stores and e-commerce websites under the Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona names. As of January 29, 2022, the company operated 1,311 stores in 32 states. It also provides credit card services to its customers, as well as layaway plans for customers who agree to make periodic payments. The company was incorporated in 1946 and is headquartered in Charlotte, North Carolina.
At a Glance
Live SnapshotThe Cato Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
The Cato Corporation Cash Flow Statement
CATO • NYSE
| The Cato Corporation Cash Flow Statement | Jan 2026 | Jan 2025 | Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | Jan 2009 | Jan 2008 | Jan 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
-5.9M | -18.1M | -23.9M | 29K | 36.8M | -47.5M | 35.9M | 30.5M | 8.5M | 47.2M | 66.8M | 60.5M | 54.3M | 61.7M | 64.8M | 57.7M | 45.8M | 33.6M | 32.3M | 51.5M | |
10M | 9.8M | 9.9M | 11.1M | 12.4M | 14.7M | 15.5M | 16.5M | 19.6M | 22.7M | 23M | 22M | 21.8M | 22.5M | 21.8M | 21.8M | 21.8M | 22.6M | 22.2M | 20.9M | |
0.0 | 0.0 | 8.7M | 386K | -3.2M | 3M | 2.1M | 1.3M | 1.2M | -2.9M | -2.6M | -1.6M | -4.8M | -5.5M | -1.9M | 4.5M | 113K | 1.2M | -6.4M | 574K | |
0.0 | 2.3M | 4.2M | 2.6M | 4.1M | 4.1M | 4.7M | 4.9M | 4.2M | 4.2M | 4.1M | 3.6M | 3M | 2.8M | 2.6M | 2.3M | 2.1M | 2.2M | 1.7M | 1.3M | |
1.1M | -4.8M | 1.7M | 1.9M | 1.6M | 11.5M | 1.1M | 3.7M | 14.3M | 17.3M | -507K | 4.1M | 4.4M | 4.5M | 2M | 3.1M | 5.1M | 7.6M | -2M | 3.9M | |
(0.0) | (1.9M) | (4.1M) | (0.0) | (13.2M) | (6.8M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-6.7M | -8.9M | -93K | -2.6M | 8.1M | -16.5M | -5.9M | 3.4M | -11.9M | -16.4M | 3.1M | 28.8M | 14.2M | -5.5M | -8M | -10M | 9.9M | 4.4M | 26.3M | -19.5M | |
-1.5M | -19.7M | 477K | 13.4M | 59.8M | -30.7M | 53.4M | 60.2M | 36M | 72.1M | 93.9M | 117.5M | 93M | 80.4M | 81.3M | 79.5M | 84.7M | 71.6M | 74.2M | 58.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-3.8M | -7.9M | -12.5M | -19.4M | -4.1M | -14M | -8.3M | -4.4M | -11.1M | -27.3M | -26.5M | -28.9M | -31.5M | -45.2M | -35.9M | -19.6M | -10M | -19.4M | -18.3M | -27.5M | |
(0.0) | (0.0) | (0.0) | -35.5M | (0.0) | (14M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (19.4M) | (18.3M) | (27.5M) | |
-25.4M | -39.6M | -48.1M | -54.7M | -141.9M | -74M | -218.3M | -157.5M | -15.8M | -110.8M | -117M | -49.8M | -65.5M | -108.7M | -109.1M | -144.6M | -163M | -170M | -313.8M | -180.5M | |
27M | 62.8M | 80.4M | 90.2M | 121.1M | 149.3M | 205.4M | 91M | 94.4M | 123M | 66.9M | 48.9M | 62.8M | 156.6M | 85.8M | 110.8M | 108.3M | 160.1M | 320M | 168M | |
867K | 13.7M | -8K | 35.5M | -400K | -10.8M | -1.4M | -291K | -682K | 492K | -5.2M | 2.2M | 1.3M | -674K | -499K | -2.3M | 6.5M | -19.4M | -18.3M | -27.5M | |
-1.3M | (29M) | (19.8M) | (16M) | -25.3M | (64.5M) | -22.6M | -71.1M | (66.9M) | -14.6M | -81.8M | -27.7M | -32.9M | (2.1M) | -59.7M | -55.7M | -58.1M | -29.3M | -12.1M | -40M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-851K | -3.9M | -2.6M | -15.2M | -22M | -19.7M | -9.6M | -13.3M | -38.9M | -42.6M | -6.1M | -42.1M | -6.4M | -367K | -10.6M | -5.9M | 363K | -2M | -50M | 1.4M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -500K | 0.0 | 0.0 | |
(0.0) | -10.5M | -14M | -14.4M | -10M | -7.9M | -32.6M | -32.6M | -33.7M | -35.4M | -33.6M | -33.9M | -5.9M | -87.2M | -25.7M | -21.2M | -19.5M | -19.4M | -20.3M | -18.2M | |
-995K | -3.9M | -2.6M | -15.2M | -22M | -19.7M | -9.6M | -13.3M | -38.9M | -42.6M | -6.1M | -42.1M | -6.4M | -367K | -10.6M | -5.9M | -49K | -2.4M | -58.6M | (0.0) | |
0.0 | 338K | 384K | 307K | 204K | 391K | 626K | 759K | 579K | 691K | 745K | 764K | 614K | 1.3M | 950K | 1.5M | 668K | 290K | 5M | 1.3M | |
-851K | -14.1M | -16.1M | -29.3M | -31.8M | -27.2M | -41.6M | -45.2M | -72M | -77.3M | -39M | -75.3M | -11.7M | -86.3M | -35.4M | -25.6M | -18.5M | -21.6M | -65.3M | -15.6M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-3.6M | -4.8M | 4.1M | 115K | 2.7M | 6.6M | -10.8M | -56.1M | 30.8M | -19.8M | -26.9M | 14.5M | 48.4M | -3.8M | -13.7M | -1.8M | 8.1M | 20.7M | -3.3M | 3.1M | |
23.1M | 27.9M | 23.8M | 23.7M | 21M | 14.4M | 25.2M | 81.3M | 47.2M | 67.1M | 93.9M | 79.4M | 31.1M | 34.9M | 48.6M | 50.4M | 42.3M | 21.6M | 24.8M | 21.7M | |
19.5M | 23.1M | 27.9M | 23.8M | 23.7M | 21M | 14.4M | 25.2M | 78M | 47.2M | 67.1M | 93.9M | 79.4M | 31.1M | 34.9M | 48.6M | 50.4M | 42.3M | 21.6M | 24.8M | |
-5.2M | -27.6M | -12.1M | -6.1M | 55.7M | -44.7M | 45.1M | 55.9M | 24.9M | 44.8M | 67.3M | 88.6M | 61.4M | 35.2M | 45.5M | 59.9M | 74.7M | 52.1M | 55.8M | 31.2M |
SEC Filings
CATO - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q2 Q2 | May 28, 2026 | May 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 26, 2026 | May 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 10, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2026 FY FY | March 25, 2026 | January 31, 2026 | 2026 | |
8-K/A 8-K/A 2026 (Amended) N/A | March 25, 2026 | March 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 23, 2026 | March 19, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | November 25, 2025 | November 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 24, 2025 | November 20, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | August 28, 2025 | August 02, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 26, 2025 | August 21, 2025 | 2025 |
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