CATO - NYSE

The Cato Corporation

CATO·NYSE

$3.34

+5.7%

Consumer CyclicalApparel - Retail

The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags, as well as men's wear, and lines for kids and infants. It operates its stores and e-commerce websites under the Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona names. As of January 29, 2022, the company operated 1,311 stores in 32 states. It also provides credit card services to its customers, as well as layaway plans for customers who agree to make periodic payments. The company was incorporated in 1946 and is headquartered in Charlotte, North Carolina.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$60.77M

EPS-0.3100

P/E Ratio-10.77

Earnings Date08/20/2026

421.42M

Assets

-7%

3Y-24.0%

5Y-29.0%

10Y-30.0%

264.11M

Total Liabilities

-9%

3Y-19.0%

5Y-23.0%

10Y+19.0%

157.31M

Total Equity

-3%

3Y-31.0%

5Y-36.0%

10Y-59.0%

The Cato Corporation Funding & Solvency Profile

CATO · NYSE

Current Assets

Cash & Cash Equivalents19.46M

Net Receivables25.46M

Inventory83.70M

Other Current Assets7.79M

Total Current Assets193 M

Non-Current Assets

Property, Plant & Equipment207.68M

Goodwill & Intangible Assets0.00

Long-Term Investments9.82M

Other Non-Current Assets10.65M

Total Non-Current Assets228 M

Total Assets

421.42M

Financial Health Analysis

Current Ratio

1.24x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

1.68x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

37 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

46% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

The Cato Corporation Balance Sheet

CATO • NYSE

The Cato Corporation Balance Sheet	Jan 2026	Jan 2025	Jan 2024	Jan 2023	Jan 2022	Jan 2021	Jan 2020	Jan 2019	Jan 2018	Jan 2017	Jan 2016	Jan 2015	Jan 2014	Jan 2013	Jan 2012	Jan 2011	Jan 2010	Jan 2009	Jan 2008	Jan 2007
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	19.5M	20.3M	23.9M	20M	19.8M	17.5M	11.8M	24.6M	78M	47.2M	67.1M	93.9M	79.4M	31.1M	34.9M	48.6M	50.4M	42.3M	21.6M	24.8M
Short-Term Investments	56.9M	57.4M	79M	108.7M	146M	126.4M	200.4M	182.7M	118.8M	201.2M	215.5M	162.2M	161.1M	157.6M	205.8M	181.4M	148M	102.5M	93M	98.7M
Cash & Short-Term Investments	76.3M	77.7M	103M	128.7M	165.8M	143.9M	212.2M	207.3M	196.9M	248.5M	282.6M	256.1M	240.6M	188.6M	240.7M	230M	198.3M	144.8M	114.6M	123.5M
Net Receivables	25.5M	24.5M	29.8M	26.5M	55.8M	52.7M	26.1M	28.1M	28M	30.3M	36.6M	41M	39.2M	40M	43M	39.7M	40.2M	44.1M	45.3M	46M
Accounts Receivables	25.5M	10.8M	10.9M	10.6M	9M	9.6M	26.1M	16.8M	22.7M	19.5M	22.6M	26.1M	27.4M	29.9M	33M	39.7M	40.2M	44.1M	45.3M	46M
Other Receivables	0.0	13.7M	18.8M	15.9M	46.8M	43.1M	0.0	0.0	0.0	10.8M	14M	0.0	0.0	12.1M	12.4M	0.0	0.0	0.0	0.0	0.0
Inventory	83.7M	110.7M	98.6M	112.1M	124.9M	84.1M	115.4M	119.6M	121.5M	145.7M	141.1M	137.5M	150.9M	140.7M	130.4M	132M	118.6M	112.3M	118.7M	115.9M
Prepaids	0.0	0.0	0.0	0.0	5.3M	5.8M	5.2M	11.8M	22.3M	15.6M	7.3M	11M	6.7M	10.2M	6.2M	3.2M	3.3M	7.7M	7.8M	6.6M
Other Current Assets	7.8M	10.2M	11.8M	10.5M	3.9M	3.9M	3.9M	3.8M	3.7M	3.7M	4.5M	8.8M	9.4M	10.6M	3.6M	9.8M	10.4M	6.4M	6.8M	7.5M
Total Current Assets	193.3M	223.2M	243.1M	277.7M	355.7M	290.6M	362.8M	371.7M	372.5M	443.8M	472.1M	454.5M	446.7M	390.2M	429.1M	414.8M	370.8M	315.4M	293.1M	299.5M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	207.7M	209.2M	218.7M	244.7M	244.3M	272.4M	289.5M	94.3M	109.4M	126.4M	138.3M	135.2M	141.1M	134.2M	115.4M	99.8M	102.8M	116.3M	123.2M	128.5M
Intangible Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	835K	1.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	0.0	0.0	0.0	0.0	0.0	0.0	-1.3M	-1.8M	-2.1M	835K	1.5M	-2.2M	-4.1M	-4.6M	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	9.8M	1.1M	2.1M	1.9M	1.8M	1.3M	1.3M	1.8M	2.1M	1.6M	1.9M	2.2M	4.1M	4.6M	0.0	0.0	0.0	0.0	0.0	0.0
Tax Assets	0.0	0.0	0.0	9.2M	9.3M	5.7M	8.6M	11.2M	12.6M	13.8M	10.3M	3.4M	1.4M	4.6M	5M	5M	7.8M	6.4M	6.8M	7.5M
Other Non-Current Assets	10.7M	18.8M	23M	19.7M	22.6M	21.6M	24.1M	21.8M	21.7M	19.9M	18.3M	15.3M	7.7M	3.6M	1.5M	2.5M	-358K	-2.7M	-2.2M	-3.2M
Total Non-Current Assets	228.2M	229.2M	243.8M	275.5M	278.1M	300.9M	322.2M	127.3M	143.6M	162.5M	170.3M	153.8M	150.2M	142.4M	122M	107.3M	110.2M	120M	127.7M	132.8M
Total Assets	421.4M	452.4M	486.8M	553.1M	633.8M	591.5M	685M	499M	516.1M	606.3M	642.3M	608.3M	596.9M	532.6M	551.1M	522.1M	481M	435.4M	420.8M	432.3M
LIABILITIES
CURRENT LIABILITIES
Total Payables	65M	101.9M	101.4M	109.1M	127.4M	92.4M	68.4M	84.3M	83.3M	107.5M	128.1M	125.9M	126.4M	99.2M	109.2M	117.4M	114.6M	114.5M	118.8M	82.8M
Accounts Payable	65M	88.6M	87.8M	92M	109.5M	73.8M	68.4M	84.3M	82.6M	105.2M	113.2M	111.7M	111.5M	99.2M	94.1M	105.5M	103.6M	103M	110.8M	77M
Other Payables	0.0	13.3M	13.5M	17.2M	17.9M	18.6M	0.0	0.0	1.4M	4.6M	15M	28.5M	29.7M	0.0	15.1M	11.9M	10.9M	11.5M	15.9M	11.4M
Accrued Expenses	0.0	20.6M	20.8M	19.1M	43.5M	20M	26.7M	20.4M	16.4M	22.1M	20.7M	50.5M	35.5M	32.1M	35.2M	58.2M	53.9M	36.3M	38.1M	46M
Short Term Debt	53.5M	0.0	0.0	0.0	0.0	0.0	63.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations (Current)	0.0	57.6M	61.1M	67.4M	66.8M	63.4M	63.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	13.3M	13.5M	17.2M	16.1M	18.6M	20.2M	18M	18.2M	20M	32.2M	30.3M	30.1M	28.3M	15.1M	11.9M	10.9M	11.5M	7.9M	5.7M
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	-68.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	37.4M	8.2M	4.7M	7.4M	6.4M	6.1M	-22.1M	36.4M	39.4M	42.3M	44.3M	17.5M	15.3M	28.3M	12.6M	0.0	0.0	0.0	-7.9M	-5.7M
Total Current Liabilities	155.9M	188.2M	188M	203M	244.1M	181.9M	199.3M	142.2M	139.1M	171.9M	193.1M	193.9M	177.1M	159.6M	157M	175.5M	168.7M	150.7M	148.9M	123M
NON-CURRENT LIABILITIES
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	-46.8M	-53.8M	-48.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	46.8M	53.8M	48.3M	4.1M	4.2M	12.3M	0.0	3.4M	1.4M	3.3M	7.9M	5.7M	4.1M	2.5M	1.7M	8.8M
Other Non-Current Liabilities	11.3M	51.6M	14.5M	16.2M	17.9M	19.7M	22M	40M	50.6M	50.5M	36.6M	34.2M	27.3M	24.5M	19.5M	15.3M	17.1M	20.3M	22.8M	23.7M
Total Non-Current Liabilities	108.2M	139.9M	106.5M	123.6M	135.4M	163M	169.2M	40M	50.6M	50.5M	36.6M	34.2M	28.7M	27.8M	27.4M	21M	21.2M	22.8M	24.5M	32.5M
Other Liabilities	0.0	-38.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	96.9M	145.9M	153.1M	174.8M	184.3M	206.7M	210.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	264.1M	290.1M	294.5M	326.5M	379.6M	345M	368.5M	182.2M	189.7M	222.4M	229.7M	228.1M	205.8M	187.4M	184.4M	196.5M	189.9M	173.5M	173.4M	155.5M
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-155.8M	-153.4M	-94.8M
Common Stock	667K	678K	694K	691K	728K	762K	820K	826K	832K	895K	935K	931K	975K	976K	972K	983K	986K	1.3M	1.3M	1.2M
Additional Paid-In Capital	131.3M	129.5M	127M	122.4M	119.5M	115.3M	110.8M	105.6M	99.9M	95.2M	90.3M	85M	80.5M	76.6M	72M	68.5M	64.7M	61.6M	58.7M	42.5M
Retained Earnings	25M	31.9M	64.3M	104.7M	134.2M	129.3M	203.5M	210.5M	225.9M	288M	320.6M	293.5M	308.9M	266.8M	292.7M	255.8M	225.1M	354.3M	340.1M	327.7M
Accumulated Other Comprehensive Income/Loss	274K	153K	395K	-1.2M	-280K	1.2M	1.4M	-77K	-321K	-214K	800K	786K	778K	821K	936K	276K	534K	413K	709K	225K
Total Stockholders' Equity	157.3M	162.3M	192.3M	226.6M	254.2M	246.5M	316.5M	316.8M	326.4M	383.9M	412.7M	380.2M	391.1M	345.2M	366.7M	325.6M	291.1M	261.8M	247.4M	276.8M
Total Equity	157.3M	162.3M	192.3M	226.6M	254.2M	246.5M	316.5M	316.8M	326.4M	383.9M	412.7M	380.2M	391.1M	345.2M	366.7M	325.6M	291.1M	261.8M	247.4M	276.8M
SUMMARY
Total Liabilities & Equity	421.4M	452.4M	486.8M	553.1M	633.8M	591.5M	685M	499M	516.1M	606.3M	642.3M	608.3M	596.9M	532.6M	551.1M	522.1M	481M	435.4M	420.8M	432.3M
Total Investments	66.7M	58.6M	81.1M	110.6M	147.8M	127.7M	201.7M	184.5M	120.9M	202.9M	217.4M	162.2M	161.1M	157.6M	205.8M	181.4M	148M	102.5M	93M	98.7M
Total Debt	150.4M	145.9M	153.1M	174.8M	184.3M	206.7M	210.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net Debt	131M	125.6M	129.2M	154.8M	164.6M	189.2M	198.5M	-24.6M	-78M	-47.2M	-67.1M	-93.9M	-79.4M	-31.1M	-34.9M	-48.6M	-50.4M	-42.3M	-21.6M	-24.8M
Shares Outstanding	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159	18,959,159

SEC Filings

CATO - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q2 Q2	May 28, 2026	May 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 26, 2026	May 21, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 10, 2026	May 21, 2026	2026	View Filing
10-K 10-K 2026 FY FY	March 25, 2026	January 31, 2026	2026	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	March 25, 2026	March 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 23, 2026	March 19, 2026	2026	View Filing
10-Q 10-Q 2025 Q4 Q4	November 25, 2025	November 01, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 24, 2025	November 20, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	August 28, 2025	August 02, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 26, 2025	August 21, 2025	2025	View Filing

Showing 1 to 10 of 310 filings

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