Brown & Brown, Inc.

Brown & Brown, Inc.

BROยทNYSE

$55.14

-2.6%
Financial ServicesInsurance - Brokers

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The National Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also offers outsourced product development, marketing, underwriting, actuarial, compliance, and claims and other administrative services to insurance carrier partners; and commercial and public entity-related programs, and flood insurance products. It serves through independent agents. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. The company was founded in 1939 and is headquartered in Daytona Beach, Florida.

At a Glance

Live Snapshot
Market Cap$18.69B
EPS3.4000
P/E Ratio16.22
Earnings Date07/27/2026
3Y+115.0%
5Y+234.0%
10Y+467.0%
3Y+86.0%
5Y+234.0%
10Y+495.0%
3Y+173.0%
5Y+235.0%
10Y+433.0%
bro

Brown & Brown, Inc. Funding & Solvency Profile

BRO ยท NYSE
Cash & Cash Equivalents1.08B
Net Receivables3.60B
Inventory0.00
Other Current Assets2.96B
Total Current Assets9 B
Property, Plant & Equipment636.00M
Goodwill & Intangible Assets19.99B
Long-Term Investments0.00
Other Non-Current Assets748.00M
Total Non-Current Assets1 B
Total Assets
29.99B

Financial Health Analysis

Current Ratio

1.04x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

1.39x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

320 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

29% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Brown & Brown, Inc. Balance Sheet

BRO โ€ข NYSE

Brown & Brown, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
1.1B
675M
700M
650M
693.2M
817.4M
542.2M
439M
573.4M
515.6M
443.4M
470M
203M
219.8M
286.3M
273M
197.1M
78.6M
38.2M
88.5M
0.0
10M
11M
12M
12.9M
18.3M
12.3M
12.9M
25M
15M
13.7M
11.2M
10.6M
8.2M
7.6M
7.7M
8.2M
7.5M
2.9M
2.9M
1.1B
685M
711M
662M
706.1M
835.7M
554.5M
451.8M
598.3M
530.7M
457.2M
481.2M
213.6M
228M
293.9M
280.7M
205.3M
86.1M
41.1M
91.4M
3.6B
3.5B
2B
2.4B
1.3B
1.1B
1B
910.2M
1B
580.6M
465.9M
437.6M
395.9M
302.7M
240.3M
214.4M
209.5M
244.5M
240.7M
282.4M
2.1B
2.4B
915M
1.5B
585.7M
1.1B
1B
910.2M
1B
580.6M
465.9M
437.6M
395.9M
302.7M
240.3M
214.4M
209.5M
244.5M
240.7M
282.4M
1.5B
1.1B
1.1B
881.4M
693.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
980M
520M
462M
393.2M
392.2M
377.6M
366M
337.9M
321M
308.7M
309.6M
320.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3B
2.2B
1.9B
1.6B
952.6M
602.2M
572.9M
467.4M
298.6M
316.2M
304.7M
330.7M
318.5M
228.8M
173.9M
157.7M
198.9M
192.4M
305.6M
274.4M
8.6B
6.9B
5.1B
5B
3.3B
3B
2.5B
2.2B
2.2B
1.7B
1.5B
1.6B
928M
759.5M
708.1M
652.8M
613.7M
523M
587.4M
648.2M
NON-CURRENT ASSETS
636M
519M
469M
454.8M
409M
388.1M
332.9M
100.4M
77.1M
75.8M
81.8M
84.7M
74.7M
74.3M
61.4M
59.7M
61.5M
63.5M
62.3M
44.2M
15.1B
8B
7.3B
6.7B
4.7B
4.4B
3.7B
3.4B
2.7B
2.7B
2.6B
2.5B
2B
1.7B
1.3B
1.2B
1.1B
1B
846.4M
684.5M
4.9B
1.8B
1.6B
1.6B
1.1B
1B
916.8M
898.8M
641M
707.5M
744.7M
784.6M
618.9M
566.5M
496.2M
481.9M
468.9M
495.6M
443.2M
396.1M
20B
9.8B
9B
8.3B
5.8B
5.4B
4.7B
4.3B
3.4B
3.4B
3.3B
3.2B
2.6B
2.3B
1.8B
1.7B
1.5B
1.5B
1.3B
1.1B
0.0
19M
21M
22.4M
31M
25M
27.4M
17.4M
13.9M
23M
18.1M
19.9M
16K
0.0
0.0
0.0
0.0
0.0
355K
15.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
24.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17.2M
0.0
748M
366M
301M
230.9M
206.8M
149.6M
104.9M
72M
57.3M
44.9M
19.6M
36.6M
21.7M
16.2M
17.9M
11.6M
5.8M
14M
3.7M
19.2M
21.4B
10.7B
9.8B
9B
6.5B
6B
5.1B
4.5B
3.5B
3.5B
3.5B
3.4B
2.7B
2.4B
1.9B
1.7B
1.6B
1.6B
1.4B
1.2B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
24.6M
-50K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
30B
17.6B
14.9B
14B
9.8B
9B
7.6B
6.7B
5.7B
5.3B
5B
5B
3.6B
3.1B
2.6B
2.4B
2.2B
2.1B
2B
1.8B
LIABILITIES
CURRENT LIABILITIES
990M
373M
459M
286.5M
242.7M
1.4B
1.1B
944.9M
749.3M
717.2M
638.6M
625.4M
568.5M
455.2M
349.5M
393.4M
390.6M
436.7M
454M
486.6M
990M
373M
459M
286.5M
242.7M
1.4B
1.1B
944.9M
749.3M
717.2M
638.6M
625.4M
568.5M
455.2M
349.5M
33.7M
17.4M
18.9M
18.8M
17.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
359.7M
373.2M
417.9M
435.2M
468.7M
52M
46M
54M
48.1M
23.5M
21.9M
18.4M
41.8M
184.8M
35.1M
35.6M
35.6M
22.6M
20.3M
14.8M
15.2M
14.3M
14M
29.7M
27.4M
719M
225M
569M
250.6M
42.5M
70M
55M
50M
120M
55.5M
73.1M
45.6M
100M
93K
1.2M
1.7M
17.1M
6.2M
11.5M
18.1M
62M
47M
45M
45M
43.4M
43.5M
43.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2B
657M
540M
492.2M
459.6M
534.1M
521M
480.6M
434.6M
392.5M
392.7M
403.9M
81M
32.9M
30M
0.0
0.0
0.0
0.0
0.0
5.3B
5B
3.3B
3.5B
1.9B
295.8M
293.2M
265.7M
498.7M
244.9M
188.5M
158.6M
134.8M
59.3M
86M
59.9M
57M
65.7M
60.9M
58.6M
8.3B
6.3B
5B
4.6B
2.7B
2.4B
2B
1.8B
2B
1.4B
1.3B
1.3B
906.9M
567.8M
481.6M
470.2M
479M
522.6M
556.1M
590.7M
NON-CURRENT LIABILITIES
6.9B
3.6B
3.2B
3.7B
2B
2B
1.5B
1.5B
856.1M
1B
1.1B
1.2B
380M
450M
250M
250.1M
250.2M
253.6M
227.7M
226.3M
815M
711M
616M
584M
0.0
0.0
0.0
0.0
0.0
357.7M
360.9M
341.5M
291.7M
237.6M
178.1M
146.5M
115.6M
90.1M
65.7M
0.0
1.2B
362M
326M
298.9M
770.7M
659.1M
559M
448.1M
321.2M
81.3M
101.9M
79.2M
63.8M
65.3M
53.3M
27.8M
9.6M
11.4M
13.6M
61.7M
9.1B
4.9B
4.3B
4.8B
2.9B
2.9B
2.2B
1.9B
1.2B
1.5B
1.5B
1.6B
735.5M
752.9M
481.4M
424.3M
375.4M
355.2M
307.1M
287.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
24.7M
153K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
305M
236M
224M
240.9M
223.4M
216.5M
211.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17.4B
11.2B
9.3B
9.4B
5.6B
5.2B
4.3B
3.7B
3.2B
2.9B
2.9B
2.8B
1.6B
1.3B
963M
894.5M
854.4M
877.8M
863.2M
878.6M
SHAREHOLDERS' EQUITY
-848M
-748M
-748M
-748M
-673.9M
-591.3M
-536.2M
-477.6M
-386.3M
-257.7M
-238.8M
-75M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
36M
31M
30M
30.3M
30.1M
30M
29.7M
29.3M
28.7M
14.8M
14.6M
14.6M
14.5M
14.4M
14.3M
14.3M
14.2M
14.2M
14.1M
14M
6.2B
1.1B
1B
919.7M
849.4M
794.9M
716M
615.2M
497.5M
468.4M
426.5M
406M
372M
335.9M
307.1M
287M
267.9M
250.2M
231.9M
210.5M
7B
6.1B
5.3B
4.6B
4B
3.5B
3.1B
2.8B
2.5B
2.1B
1.9B
1.8B
1.6B
1.5B
1.3B
1.2B
1.1B
977.4M
851.5M
695.7M
210M
-109M
-19M
-148.4M
-9.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7K
7K
5K
13K
13K
9.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-13.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
12.5B
6.4B
5.6B
4.6B
4.2B
3.8B
3.4B
3B
2.6B
2.4B
2.1B
2.1B
2B
1.8B
1.6B
1.5B
1.4B
1.2B
1.1B
929.3M
12.6B
6.5B
5.6B
4.6B
4.2B
3.8B
3.4B
3B
2.6B
2.4B
2.1B
2.1B
2B
1.8B
1.6B
1.5B
1.4B
1.2B
1.1B
929.3M
26M
17M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
SUMMARY
30B
17.6B
14.9B
14B
9.8B
9B
7.6B
6.7B
5.7B
5.3B
5B
5B
3.6B
3.1B
2.6B
2.4B
2.2B
2.1B
2B
1.8B
0.0
29M
32M
34.4M
43.9M
43.3M
39.7M
30.3M
38.9M
38.1M
31.8M
31M
10.6M
8.2M
7.6M
7.7M
8.2M
7.5M
3.2M
18.7M
7.9B
4.1B
4B
4.2B
2.2B
2.3B
1.8B
1.5B
976.1M
1.1B
1.1B
1.2B
480M
450.1M
251.3M
251.7M
267.3M
259.8M
239.2M
244.3M
6.8B
3.4B
3.3B
3.5B
1.6B
1.5B
1.2B
1.1B
402.8M
558.2M
701.3M
728.4M
277M
230.3M
-35M
-21.3M
70.2M
181.2M
201M
155.8M
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790
341,420,790

SEC Filings

BRO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 07, 2026
May 06, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 27, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 09, 2026
April 08, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 24, 2026
May 06, 2026
2026
8-K

8-K 2026

N/A

March 04, 2026
February 26, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
10-Q

10-Q 2025 Q3

Q3

October 28, 2025
September 30, 2025
2025
Showing 1 to 10 of 421 filings