$55.14
-2.6%Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The National Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also offers outsourced product development, marketing, underwriting, actuarial, compliance, and claims and other administrative services to insurance carrier partners; and commercial and public entity-related programs, and flood insurance products. It serves through independent agents. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. The company was founded in 1939 and is headquartered in Daytona Beach, Florida.
Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.
Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.
Positive working capital, but relatively tight. The company should monitor cash flow carefully.
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
BRO โข NYSE
| Brown & Brown, Inc. Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ASSETS | ||||||||||||||||||||
CURRENT ASSETS | ||||||||||||||||||||
1.1B | 675M | 700M | 650M | 693.2M | 817.4M | 542.2M | 439M | 573.4M | 515.6M | 443.4M | 470M | 203M | 219.8M | 286.3M | 273M | 197.1M | 78.6M | 38.2M | 88.5M | |
0.0 | 10M | 11M | 12M | 12.9M | 18.3M | 12.3M | 12.9M | 25M | 15M | 13.7M | 11.2M | 10.6M | 8.2M | 7.6M | 7.7M | 8.2M | 7.5M | 2.9M | 2.9M | |
1.1B | 685M | 711M | 662M | 706.1M | 835.7M | 554.5M | 451.8M | 598.3M | 530.7M | 457.2M | 481.2M | 213.6M | 228M | 293.9M | 280.7M | 205.3M | 86.1M | 41.1M | 91.4M | |
3.6B | 3.5B | 2B | 2.4B | 1.3B | 1.1B | 1B | 910.2M | 1B | 580.6M | 465.9M | 437.6M | 395.9M | 302.7M | 240.3M | 214.4M | 209.5M | 244.5M | 240.7M | 282.4M | |
2.1B | 2.4B | 915M | 1.5B | 585.7M | 1.1B | 1B | 910.2M | 1B | 580.6M | 465.9M | 437.6M | 395.9M | 302.7M | 240.3M | 214.4M | 209.5M | 244.5M | 240.7M | 282.4M | |
1.5B | 1.1B | 1.1B | 881.4M | 693.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
980M | 520M | 462M | 393.2M | 392.2M | 377.6M | 366M | 337.9M | 321M | 308.7M | 309.6M | 320.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
3B | 2.2B | 1.9B | 1.6B | 952.6M | 602.2M | 572.9M | 467.4M | 298.6M | 316.2M | 304.7M | 330.7M | 318.5M | 228.8M | 173.9M | 157.7M | 198.9M | 192.4M | 305.6M | 274.4M | |
8.6B | 6.9B | 5.1B | 5B | 3.3B | 3B | 2.5B | 2.2B | 2.2B | 1.7B | 1.5B | 1.6B | 928M | 759.5M | 708.1M | 652.8M | 613.7M | 523M | 587.4M | 648.2M | |
NON-CURRENT ASSETS | ||||||||||||||||||||
636M | 519M | 469M | 454.8M | 409M | 388.1M | 332.9M | 100.4M | 77.1M | 75.8M | 81.8M | 84.7M | 74.7M | 74.3M | 61.4M | 59.7M | 61.5M | 63.5M | 62.3M | 44.2M | |
15.1B | 8B | 7.3B | 6.7B | 4.7B | 4.4B | 3.7B | 3.4B | 2.7B | 2.7B | 2.6B | 2.5B | 2B | 1.7B | 1.3B | 1.2B | 1.1B | 1B | 846.4M | 684.5M | |
4.9B | 1.8B | 1.6B | 1.6B | 1.1B | 1B | 916.8M | 898.8M | 641M | 707.5M | 744.7M | 784.6M | 618.9M | 566.5M | 496.2M | 481.9M | 468.9M | 495.6M | 443.2M | 396.1M | |
20B | 9.8B | 9B | 8.3B | 5.8B | 5.4B | 4.7B | 4.3B | 3.4B | 3.4B | 3.3B | 3.2B | 2.6B | 2.3B | 1.8B | 1.7B | 1.5B | 1.5B | 1.3B | 1.1B | |
0.0 | 19M | 21M | 22.4M | 31M | 25M | 27.4M | 17.4M | 13.9M | 23M | 18.1M | 19.9M | 16K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 355K | 15.8M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 24.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 17.2M | 0.0 | |
748M | 366M | 301M | 230.9M | 206.8M | 149.6M | 104.9M | 72M | 57.3M | 44.9M | 19.6M | 36.6M | 21.7M | 16.2M | 17.9M | 11.6M | 5.8M | 14M | 3.7M | 19.2M | |
21.4B | 10.7B | 9.8B | 9B | 6.5B | 6B | 5.1B | 4.5B | 3.5B | 3.5B | 3.5B | 3.4B | 2.7B | 2.4B | 1.9B | 1.7B | 1.6B | 1.6B | 1.4B | 1.2B | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 24.6M | -50K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
30B | 17.6B | 14.9B | 14B | 9.8B | 9B | 7.6B | 6.7B | 5.7B | 5.3B | 5B | 5B | 3.6B | 3.1B | 2.6B | 2.4B | 2.2B | 2.1B | 2B | 1.8B | |
LIABILITIES | ||||||||||||||||||||
CURRENT LIABILITIES | ||||||||||||||||||||
990M | 373M | 459M | 286.5M | 242.7M | 1.4B | 1.1B | 944.9M | 749.3M | 717.2M | 638.6M | 625.4M | 568.5M | 455.2M | 349.5M | 393.4M | 390.6M | 436.7M | 454M | 486.6M | |
990M | 373M | 459M | 286.5M | 242.7M | 1.4B | 1.1B | 944.9M | 749.3M | 717.2M | 638.6M | 625.4M | 568.5M | 455.2M | 349.5M | 33.7M | 17.4M | 18.9M | 18.8M | 17.9M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 359.7M | 373.2M | 417.9M | 435.2M | 468.7M | |
52M | 46M | 54M | 48.1M | 23.5M | 21.9M | 18.4M | 41.8M | 184.8M | 35.1M | 35.6M | 35.6M | 22.6M | 20.3M | 14.8M | 15.2M | 14.3M | 14M | 29.7M | 27.4M | |
719M | 225M | 569M | 250.6M | 42.5M | 70M | 55M | 50M | 120M | 55.5M | 73.1M | 45.6M | 100M | 93K | 1.2M | 1.7M | 17.1M | 6.2M | 11.5M | 18.1M | |
62M | 47M | 45M | 45M | 43.4M | 43.5M | 43.4M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
1.2B | 657M | 540M | 492.2M | 459.6M | 534.1M | 521M | 480.6M | 434.6M | 392.5M | 392.7M | 403.9M | 81M | 32.9M | 30M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
5.3B | 5B | 3.3B | 3.5B | 1.9B | 295.8M | 293.2M | 265.7M | 498.7M | 244.9M | 188.5M | 158.6M | 134.8M | 59.3M | 86M | 59.9M | 57M | 65.7M | 60.9M | 58.6M | |
8.3B | 6.3B | 5B | 4.6B | 2.7B | 2.4B | 2B | 1.8B | 2B | 1.4B | 1.3B | 1.3B | 906.9M | 567.8M | 481.6M | 470.2M | 479M | 522.6M | 556.1M | 590.7M | |
NON-CURRENT LIABILITIES | ||||||||||||||||||||
6.9B | 3.6B | 3.2B | 3.7B | 2B | 2B | 1.5B | 1.5B | 856.1M | 1B | 1.1B | 1.2B | 380M | 450M | 250M | 250.1M | 250.2M | 253.6M | 227.7M | 226.3M | |
815M | 711M | 616M | 584M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 357.7M | 360.9M | 341.5M | 291.7M | 237.6M | 178.1M | 146.5M | 115.6M | 90.1M | 65.7M | 0.0 | |
1.2B | 362M | 326M | 298.9M | 770.7M | 659.1M | 559M | 448.1M | 321.2M | 81.3M | 101.9M | 79.2M | 63.8M | 65.3M | 53.3M | 27.8M | 9.6M | 11.4M | 13.6M | 61.7M | |
9.1B | 4.9B | 4.3B | 4.8B | 2.9B | 2.9B | 2.2B | 1.9B | 1.2B | 1.5B | 1.5B | 1.6B | 735.5M | 752.9M | 481.4M | 424.3M | 375.4M | 355.2M | 307.1M | 287.9M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 24.7M | 153K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
305M | 236M | 224M | 240.9M | 223.4M | 216.5M | 211.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
17.4B | 11.2B | 9.3B | 9.4B | 5.6B | 5.2B | 4.3B | 3.7B | 3.2B | 2.9B | 2.9B | 2.8B | 1.6B | 1.3B | 963M | 894.5M | 854.4M | 877.8M | 863.2M | 878.6M | |
SHAREHOLDERS' EQUITY | ||||||||||||||||||||
-848M | -748M | -748M | -748M | -673.9M | -591.3M | -536.2M | -477.6M | -386.3M | -257.7M | -238.8M | -75M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
36M | 31M | 30M | 30.3M | 30.1M | 30M | 29.7M | 29.3M | 28.7M | 14.8M | 14.6M | 14.6M | 14.5M | 14.4M | 14.3M | 14.3M | 14.2M | 14.2M | 14.1M | 14M | |
6.2B | 1.1B | 1B | 919.7M | 849.4M | 794.9M | 716M | 615.2M | 497.5M | 468.4M | 426.5M | 406M | 372M | 335.9M | 307.1M | 287M | 267.9M | 250.2M | 231.9M | 210.5M | |
7B | 6.1B | 5.3B | 4.6B | 4B | 3.5B | 3.1B | 2.8B | 2.5B | 2.1B | 1.9B | 1.8B | 1.6B | 1.5B | 1.3B | 1.2B | 1.1B | 977.4M | 851.5M | 695.7M | |
210M | -109M | -19M | -148.4M | -9.4M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7K | 7K | 5K | 13K | 13K | 9.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -13.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
12.5B | 6.4B | 5.6B | 4.6B | 4.2B | 3.8B | 3.4B | 3B | 2.6B | 2.4B | 2.1B | 2.1B | 2B | 1.8B | 1.6B | 1.5B | 1.4B | 1.2B | 1.1B | 929.3M | |
12.6B | 6.5B | 5.6B | 4.6B | 4.2B | 3.8B | 3.4B | 3B | 2.6B | 2.4B | 2.1B | 2.1B | 2B | 1.8B | 1.6B | 1.5B | 1.4B | 1.2B | 1.1B | 929.3M | |
26M | 17M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
SUMMARY | ||||||||||||||||||||
30B | 17.6B | 14.9B | 14B | 9.8B | 9B | 7.6B | 6.7B | 5.7B | 5.3B | 5B | 5B | 3.6B | 3.1B | 2.6B | 2.4B | 2.2B | 2.1B | 2B | 1.8B | |
0.0 | 29M | 32M | 34.4M | 43.9M | 43.3M | 39.7M | 30.3M | 38.9M | 38.1M | 31.8M | 31M | 10.6M | 8.2M | 7.6M | 7.7M | 8.2M | 7.5M | 3.2M | 18.7M | |
7.9B | 4.1B | 4B | 4.2B | 2.2B | 2.3B | 1.8B | 1.5B | 976.1M | 1.1B | 1.1B | 1.2B | 480M | 450.1M | 251.3M | 251.7M | 267.3M | 259.8M | 239.2M | 244.3M | |
6.8B | 3.4B | 3.3B | 3.5B | 1.6B | 1.5B | 1.2B | 1.1B | 402.8M | 558.2M | 701.3M | 728.4M | 277M | 230.3M | -35M | -21.3M | 70.2M | 181.2M | 201M | 155.8M | |
341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 | 341,420,790 |
BRO - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 07, 2026 | May 06, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 27, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 09, 2026 | April 08, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 24, 2026 | May 06, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 04, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | October 28, 2025 | September 30, 2025 | 2025 |
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