$16.59
-1.0%American Integrity Insurance Group, Inc. is an insurance provider that offers a range of coverage options, including policies for homeowners, new home construction, vacant homes, condos, rental and seasonal dwellings, manufactured homes, and golf carts. The company also provides insurance for watercraft and services like binding arbitration.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
AII • NYSE
| American Integrity Insurance Group, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
OPERATING ACTIVITIES | |||
99.6M | 39.7M | 37.8M | |
2.3M | 2.8M | 1.2M | |
0.0 | -2.1M | 1.1M | |
-485K | -2.2M | -69.4M | |
(0.0) | (1M) | (8.9M) | |
36.8M | 110.6M | 93.7M | |
138.2M | 148.9M | 64.4M | |
INVESTING ACTIVITIES | |||
-5M | -1.3M | -756K | |
-265.5M | -103.2M | -50.1M | |
135.4M | 85.2M | 49M | |
-135.1M | -19.4M | -1.8M | |
FINANCING ACTIVITIES | |||
88.8M | 0.0 | 0.0 | |
0.0 | -412K | -515K | |
-22.9M | -12M | -1.8M | |
-4.2M | 0.0 | 0.0 | |
61.7M | -12.4M | -2.4M | |
CASH FLOW SUMMARY | |||
64.8M | 117.1M | 60.2M | |
179.3M | 62.2M | 1.9M | |
244.1M | 179.3M | 62.2M | |
133.2M | 147.6M | 63.7M |
AII - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 01, 2026 | June 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 20, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 14, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 12, 2026 | May 12, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 17, 2026 | June 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 03, 2026 | March 03, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 27, 2026 | February 27, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 24, 2026 | February 24, 2026 | 2026 |
Continue your AII research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.