AI

American Integrity Insurance Group, Inc.

AII·NYSE

$16.59

-1.0%
Financial ServicesInsurance - Property & Casualty

American Integrity Insurance Group, Inc. is an insurance provider that offers a range of coverage options, including policies for homeowners, new home construction, vacant homes, condos, rental and seasonal dwellings, manufactured homes, and golf carts. The company also provides insurance for watercraft and services like binding arbitration.

At a Glance

Live Snapshot
Market Cap$325.01M
EPS5.7800
P/E Ratio2.87
Earnings Date06/08/2026
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American Integrity Insurance Group, Inc. Street Expectations Map

AII · NYSE

Wall Street analysts project that AII stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 28.00, with estimates ranging from a low of 28.00 to a high of 28.00.

Lowest Target
28.00
68.78%
Consensus Target
28.00
68.78%
Highest Target
28.00
68.78%

The consensus 1-year price target stands at 28.00, with estimates ranging from a low of 28.00 to a high of 28.00.

Analyst Consensus Analysis

Upside Potential

+68.8%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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American Integrity Insurance Group, Inc. Forward Estimates of Revenue

AII · NYSE
Latest Revenue
276.49M
FY 2025
Avg Estimate
966.70M
FY 2026
Estimate Range
922.84M - 995.12M
Analyst Spread

Forward Growth Analysis

Projected Growth+249.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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American Integrity Insurance Group, Inc. Forward Estimates of Net Income

AII · NYSE
Latest Net Income
99.62M
FY 2025
Avg Estimate
48.00M
FY 2026
Estimate Range
44.11M - 51.88M
Analyst Spread

Forward Growth Analysis

Projected Growth-51.8%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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American Integrity Insurance Group, Inc. Forward Estimates of EPS

AII · NYSE
Latest EPS
5.78
FY 2025
Avg Estimate
$2.79
FY 2026
Estimate Range
$2.56 - $3.01
Analyst Spread

Forward Growth Analysis

Projected Growth-51.6%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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American Integrity Insurance Group, Inc. Forward Estimates of EBIT

AII · NYSE
Latest EBIT
115.06M
FY 2025
Avg Estimate
286.37M
FY 2026
Estimate Range
273.38M - 294.79M
Analyst Spread

Forward Growth Analysis

Projected Growth+148.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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American Integrity Insurance Group, Inc. Forward Estimates of EBITDA

AII · NYSE
Latest EBITDA
117.34M
FY 2025
Avg Estimate
295.47M
FY 2026
Estimate Range
282.07M - 304.16M
Analyst Spread

Forward Growth Analysis

Projected Growth+151.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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American Integrity Insurance Group, Inc. Forward Estimates of SG&A Expense

AII · NYSE
Latest SG&A Expense
41.95M
FY 2025
Avg Estimate
152.42M
FY 2026
Estimate Range
145.50M - 156.90M
Analyst Spread

Forward Growth Analysis

Projected Growth+263.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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American Integrity Insurance Group, Inc. Insider Positioning

AII · NYSE

During the last 12 months, insiders have purchased $200K and sold $63.74M worth of AII shares, resulting in $63.54M of net selling activity.

3 Months

Bought

11.7K

199.71K

Sold

0

0.00

Net Activity

+200K

+$200K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

3.4M

63.74M

Net Activity

-63.7M

-$63.74M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
CDL

Clark David Lewis

Director, Officer: Chairman

5.8K shares1 transactions

$100K

2
MSB

Mathis Steven B

Director

3.0K shares1 transactions

$50K

3
SSE

Smathers Steven E

Director

2.9K shares1 transactions

$49K

Top Sellers

1
SJE

Sowell James E

10 Percent Owner

2.6M shares2 transactions

$50.32M

2
RRC

Ritchie Robert C

Director, 10 Percent Owner, Officer: Chief Executive Officer

534.6K shares2 transactions

$10.16M

3
SSE

Smathers Steven E

Director

171.8K shares1 transactions

$3.26M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $63.54M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$200K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Balanced

3 insider buyers and 3 sellers. Equal participation suggests mixed or neutral insider views.