WSFS Financial Corporation

WSFS Financial Corporation

WSFSยทNASDAQ

$69.69

-0.58%
Financial ServicesBanks - Regional

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial real estate mortgage loans; commercial construction loans to developers; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion, and other business purposes; and consumer credit products, such as home improvement, automobile, and other secured and unsecured personal installment loans, as well as home equity lines and unsecured lines of credit, and government-insured reverse mortgages. In addition, it offers various third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities; investment advisory services to high net worth individuals and institutions; mortgage and title services; and leases small equipment and fixed assets, as well as cash management, trust, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, ATM processing equipment sales, and deposit safe cash logistics services. As of December 31, 2020, it operated 112 offices, including 52 in Pennsylvania, 42 in Delaware, 16 in New Jersey, 1 in Virginia, and 1 in Nevada. The company was founded in 1832 and is headquartered in Wilmington, Delaware.

At a Glance

Live Snapshot
Market Cap$3.63B
EPS5.0900
P/E Ratio13.69
Earnings Date07/23/2026
3Y+41.0%
5Y+92.0%
10Y+323.0%
3Y+29.0%
5Y+150.0%
10Y+348.0%
3Y-54.0%
5Y+1353.0%
10Y+174.0%
WSFS Financial Corporation

WSFS Financial Corporation Profit Bridge

WSFS ยท NASDAQ
Revenue1.36B
Cost of Goods Sold (343.74M)
Gross Profit1.02B
Operating Expenses (635.00M)
Operating Income380.87M
Interest Expense (293.60M)
Other Income/Expense-260.00K
Pretax Income380.61M
Income Tax (93.36M)
Net Income287.35M
Net Income
287.35M

Profitability Analysis

Gross Margin

74.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

28.0%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

21.1%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

24.5%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

WSFS Financial Corporation Income Statement

WSFS โ€ข NASDAQ

WSFS Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.4B
1.4B
1.3B
963.2M
641.8M
708.5M
709.2M
454M
377.6M
321.6M
272.8M
236.1M
227.1M
230.1M
213.3M
206M
208M
212.5M
237.6M
217.5M
GROSS PROFIT
(343.7M)
(419.6M)
(339.5M)
(89M)
-95.2M
(201.6M)
(102.6M)
(59.7M)
(44.4M)
(35.8M)
(23.6M)
(19.4M)
(22.5M)
(55.3M)
(60.6M)
(83.6M)
(100.9M)
(100.3M)
(112.5M)
(102M)
1B
982.8M
926.1M
874.2M
737.1M
506.9M
606.6M
394.4M
333.1M
285.8M
249.3M
216.7M
204.6M
174.8M
152.7M
122.4M
107.1M
112.2M
125.2M
115.5M
OPERATING INCOME
(635M)
(635.6M)
(560.8M)
(573.6M)
(379.4M)
(361.9M)
(412.2M)
(223.6M)
(224.6M)
(188.7M)
(165.5M)
(144.1M)
(131.8M)
(126.5M)
(118.6M)
(102.8M)
(108.5M)
(89.1M)
(82M)
(69.4M)
(207.3M)
(28M)
(313M)
(297.2M)
(223.7M)
(202.1M)
(190.8M)
(137.4M)
(127.3M)
(101.6M)
(89.8M)
(87.5M)
(76.8M)
(79.9M)
(75.4M)
(64.6M)
(63.2M)
(55.5M)
(47.6M)
(42.1M)
380.9M
347.3M
365M
300.6M
357.7M
145M
194.4M
170.8M
108.5M
97.2M
83.8M
72.6M
72.8M
48.3M
34.2M
19.6M
-1.4M
23.1M
43.1M
46.1M
PRE-TAX INCOME
(293.6M)
(358.1M)
(251.4M)
(40.9M)
(22.7M)
(48.5M)
(76.1M)
(46.5M)
(33.5M)
(22.8M)
(15.8M)
(15.8M)
(15.3M)
(23.3M)
(32.6M)
(41.7M)
(53.1M)
(77.3M)
(107.5M)
(99.3M)
726.1M
705.4M
725.1M
662.9M
433.6M
466M
444.9M
246.5M
221.3M
193.7M
166.8M
144.5M
131.6M
127M
126M
120.7M
104.6M
89.2M
82M
77.9M
(427.7M)
(607.6M)
(247.8M)
(276.4M)
(155.7M)
(159.8M)
(221.5M)
(86.1M)
(98.2M)
(87.1M)
(75.7M)
(56.6M)
(55M)
(46.5M)
(43.2M)
(38.2M)
(45.3M)
(33.6M)
(34.5M)
(27.3M)
-260K
0.0
230K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
380.6M
347.3M
365.3M
300.6M
357.7M
145M
194.4M
170.8M
108.5M
97.2M
83.8M
72.6M
72.8M
48.3M
34.2M
19.6M
-1.4M
23.1M
43.1M
46.1M
NET INCOME
(93.4M)
(83.8M)
(96.2M)
(78M)
(86.1M)
(31.6M)
(46.5M)
(36.1M)
(58.2M)
(33.1M)
(30.3M)
(18.8M)
(25.9M)
(17M)
(11.5M)
(5.5M)
-2.1M
(7M)
(13.5M)
(15.7M)
287.3M
263.7M
269.2M
222.4M
271.4M
114.8M
148.8M
134.7M
50.2M
64.1M
53.5M
53.8M
46.9M
31.3M
22.7M
14.1M
663K
16.1M
29.6M
30.4M

SEC Filings

WSFS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 19, 2026
May 14, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 04, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 02, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

March 11, 2026
March 11, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
8-K

8-K 2025

N/A

December 11, 2025
December 09, 2025
2025
8-K

8-K 2025

N/A

December 09, 2025
December 09, 2025
2025
8-K

8-K 2025

N/A

December 04, 2025
December 04, 2025
2025
Showing 1 to 10 of 494 filings