$69.69
-0.58%WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial real estate mortgage loans; commercial construction loans to developers; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion, and other business purposes; and consumer credit products, such as home improvement, automobile, and other secured and unsecured personal installment loans, as well as home equity lines and unsecured lines of credit, and government-insured reverse mortgages. In addition, it offers various third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities; investment advisory services to high net worth individuals and institutions; mortgage and title services; and leases small equipment and fixed assets, as well as cash management, trust, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, ATM processing equipment sales, and deposit safe cash logistics services. As of December 31, 2020, it operated 112 offices, including 52 in Pennsylvania, 42 in Delaware, 16 in New Jersey, 1 in Virginia, and 1 in Nevada. The company was founded in 1832 and is headquartered in Wilmington, Delaware.
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Flat FCF growth. Stable but not expandingโmonitor for signs of business maturity or temporary headwinds.
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโmonitor closely.
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
WSFS โข NASDAQ
| WSFS Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
287.2M | 263.5M | 269M | 222.6M | 271.6M | 113.3M | 147.9M | 134.7M | 50.2M | 64.1M | 53.5M | 53.8M | 46.9M | 31.3M | 22.7M | 14.1M | 663K | 16.1M | 29.6M | 30.4M | |
37.6M | 39.7M | 48.6M | 60.5M | 37.8M | 38.2M | 49.8M | 11.3M | 11.6M | 9.9M | 8.2M | 7.2M | 7M | 17.4M | 11.1M | 6.7M | 7M | 6.2M | 4.9M | 4.5M | |
5.7M | -8.2M | -5.4M | -4M | 39.8M | -32.8M | 7.1M | 3.4M | 17.9M | 5.4M | 2.2M | -5.7M | 755K | 3.6M | 3M | -2.2M | -8.4M | 0.0 | 0.0 | 0.0 | |
12.8M | 11.9M | 9.6M | 6.3M | 5.7M | 2.7M | 3.6M | 2.3M | 3.4M | 3M | 4.1M | 4.5M | 3.6M | 2M | 1.8M | 796K | 874K | 730K | 0.0 | 0.0 | |
19M | -46.1M | -35.6M | -20.3M | -164.2M | -87.1M | -130.7M | -1.4M | 50M | 3.2M | 9.1M | 14.6M | 10.5M | 42.5M | 31.2M | 38M | 41.9M | 22.5M | 5.8M | 3.7M | |
(75.2M) | (82.1M) | (99.1M) | (58.1M) | (40.7M) | (72.8M) | (33.8M) | (33.3M) | (31.4M) | (24.8M) | (23.4M) | (23.7M) | (21.9M) | (13.8M) | (3.2M) | (10.5M) | (2.6M) | (10.5M) | (0.0) | (0.0) | |
-142.4M | -40.9M | -49.2M | 215.6M | -65.2M | -19.1M | 12.2M | -14.7M | -3M | -5.4M | -3M | -6.6M | -11.3M | 6.3M | 6.5M | 4.6M | -20.1M | 822K | -7.6M | -6.3M | |
220M | 219.9M | 237M | 480.9M | 125.6M | 15.1M | 89.9M | 135.6M | 130.2M | 80.2M | 74.2M | 67.9M | 57.4M | 103M | 76.3M | 62M | 21.8M | 46.4M | 32.7M | 32.4M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-6.4M | -14.3M | -6.4M | -8.8M | -6.6M | -7.2M | -14.2M | -5.5M | -7.7M | -9.9M | -8.4M | -4.7M | -2.9M | -8.1M | -10.5M | -5.7M | -6.8M | -5M | -9.2M | -10.8M | |
(2.4M) | (0.0) | -3M | (573.7M) | (0.0) | (0.0) | (76.1M) | (0.0) | (0.0) | (39.8M) | (40.9M) | (8.7M) | -4M | (0.0) | (0.0) | (40.3M) | (119K) | -12.2M | -680K | -466K | |
-203M | -67.4M | -27.7M | -1.3B | -3.5B | -1.5B | -958.3M | -500M | -706.7M | -375.3M | -329.7M | -288.2M | -335.6M | -941.4M | -621.1M | -393.2M | -444.1M | -132.7M | -72.2M | -68.4M | |
442.8M | 411.7M | 445.7M | 1.1B | 736.8M | 1B | 904.1M | 135.1M | 656M | 289.7M | 299M | 313.1M | 364.9M | 910.2M | 525.6M | 371.4M | 285.6M | 101.5M | 121.9M | 182.6M | |
-110.9M | -396.8M | -734.9M | -445.2M | 1.3B | -431.7M | 286.1M | 10.5M | -330.4M | -220.9M | -277.6M | -55.4M | -194.9M | -76M | -172.8M | -28.6M | -83.7M | -239.9M | -211M | -240.8M | |
(124.9M) | -66.7M | -326.3M | -137.4M | -1.5B | -874.9M | (293.8M) | -359.9M | -388.8M | -276.6M | -275.8M | -26.6M | -172.5M | -115.3M | -280.8M | -15.7M | -248.9M | -288.3M | -171.1M | -137.8M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-293.5M | -95.8M | -51.3M | -196.9M | -11.7M | -153.8M | -89.4M | -19.9M | -8.3M | -12.4M | -28.5M | 927K | 4.4M | 2.5M | 1.1M | 48.8M | 26M | -1.7M | -33.5M | -3.2M | |
-71M | -514M | 185M | 350M | -106.6M | 41.7M | -215.8M | -381.5M | -199.6M | 272.2M | 263.7M | -259.6M | 256.7M | -138M | 49.7M | -124.2M | -172.8M | -82.3M | 115.9M | -234.4M | |
-37.2M | -35.8M | -36.7M | -35.7M | -24.2M | -24.4M | -22.5M | -13.2M | -9.4M | -7.6M | -6M | -4.6M | -6M | -6.8M | -6.7M | -6.2M | -5.2M | -2.8M | -2.4M | -2.1M | |
-290.3M | -96.3M | -54.6M | -200.1M | -13.3M | -155.8M | -97.2M | -31.2M | -11.8M | -14.3M | -31.7M | -2.7M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -3.6M | -36.2M | (0.0) | |
601.2M | 554.4M | 248M | -1.2B | 1.4B | 2.1B | -105M | 536M | 381.3M | 206.9M | 25.6M | 245.7M | -103.8M | 187.4M | 251.6M | 90.4M | 399.6M | 309.8M | 84.1M | 353M | |
199.5M | -91.2M | 344.9M | -1B | 1.2B | 1.9B | -432.7M | 121.2M | 160.6M | 457.2M | 255.7M | -17.7M | 98.6M | 45.1M | 295.7M | 8.7M | 300.2M | 223M | 164.1M | 113.2M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1K | |
544.3M | 61.9M | 255.6M | -695.7M | -121.8M | 1.1B | -49M | -103.1M | -98.1M | 260.7M | 53.1M | 23.6M | -16.5M | 32.9M | 91.3M | 55M | 73.2M | -19M | 25.7M | 7.9M | |
1.2B | 1.1B | 837.3M | 1.5B | 1.7B | 571.8M | 620.8M | 723.9M | 821.9M | 561.2M | 508M | 484.4M | 500.9M | 468M | 376.8M | 321.7M | 248.6M | 267.5M | 241.8M | 234M | |
1.7B | 1.2B | 1.1B | 837.3M | 1.5B | 1.7B | 571.8M | 620.8M | 723.9M | 821.9M | 561.2M | 508M | 484.4M | 500.9M | 468M | 376.8M | 321.7M | 248.6M | 267.5M | 241.8M | |
213.6M | 205.6M | 230.6M | 472M | 119.1M | 8M | 75.7M | 130.1M | 122.4M | 70.3M | 65.8M | 63.1M | 54.5M | 94.9M | 65.9M | 56.2M | 15M | 41.4M | 23.5M | 21.7M |
WSFS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 19, 2026 | May 14, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 04, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 02, 2026 | May 14, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 11, 2026 | March 11, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 02, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 11, 2025 | December 09, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 09, 2025 | December 09, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 04, 2025 | December 04, 2025 | 2025 |
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