Vera Bradley, Inc.

Vera Bradley, Inc.

VRAยทNASDAQ

$3.31

+4.4%
Consumer CyclicalApparel - Footwear & Accessories

Vera Bradley, Inc., together with its subsidiaries, designs, manufactures, and sells women's handbags, luggage and travel items, fashion and home accessories, and gifts. It operates through three segments: Vera Bradley Direct, Vera Bradley Indirect, and Pura Vida. The company offers bag products, such as totes, crossbodies, satchels, clutches, backpacks, baby bags, and lunch bags; accessories, including wallets, wristlets, eyeglass cases, scarves, and various technology accessories; bracelets, rings, and necklaces under Pura Vida brand name; and travel products consisting of rolling luggage, cosmetics, and travel and packing accessories, as well as travel bags comprising duffel and weekend bags. It also provides home products that include throw blankets, beach towels, and comforters, as well as items, such as mugs and tumblers; apparel/footwear comprising sleepwear, footwear, cotton face masks, outerwear, socks, and scarves; and stationery and merchandising products, as well as freight, licensing, and gift card breakage services. The company sells its Vera Bradley branded products through its full-line and factory outlet stores in the United States; and verabradley.com, an online outlet site, as well as its annual outlet sale in Fort Wayne, Indiana. As of January 29, 2022, it operated 70 full-line and 75 factory outlet stores. The company sells its Pura Vida branded products through wholesale retailers, as well as through Pura Vida websites, including www.puravidabracelets.com, www.puravidabracelets.eu, and www.puravidabracelets.ca. It also sells its Vera Bradley branded products to approximately 1,800 specialty retail locations, department stores, national accounts, third party e-commerce sites, and third-party inventory liquidators, as well as through licensing agreements. Vera Bradley, Inc. was incorporated in 1982 and is headquartered in Roanoke, Indiana.

At a Glance

Live Snapshot
Market Cap$94.13M
EPS-1.7100
P/E Ratio-1.94
Earnings Date06/10/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

Medium confidence

Valuation multiple is compressed (P/E -1.9).

Valuation inputs: P/E -1.9, earnings yield N/A, momentum +4.4%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE -36.3%, ROIC -13.6%).

Profitability stack: net margin -17.7%, ROE -36.3%, ROIC -13.6%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +43.7%, momentum +4.4%, net margin -17.7%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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Vera Bradley, Inc. Market vs Earnings Trajectory

VRA ยท NASDAQ

Loading price and EPS data...

Vera Bradley, Inc.

Vera Bradley, Inc. Fair Value Envelope

VRA ยท NASDAQ

Our analysis suggests that VRA has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $3.31, this represents a potential HIDDEN relative to our calculated worth for Vera Bradley, Inc..

Intrinsic Value
Current Price: $3.31
3Y-32.0%
5Y-758.0%
10Y-417.0%
3Y-46.0%
5Y-42.0%
10Y-45.0%
3Y-20.0%
5Y-651.0%
10Y-342.0%
3Y-200.0%
5Y-35.0%
10Y-79.0%
3Y-147.0%
5Y-33.0%
10Y-77.0%
3Y-42.0%
5Y-54.0%
10Y-37.0%
Vera Bradley, Inc.

Vera Bradley, Inc. Profit Bridge

VRA ยท NASDAQ
Revenue269.65M
Cost of Goods Sold (144.61M)
Gross Profit125.04M
Operating Expenses (152.61M)
Operating Income-27.58M
Interest Expense (462.00K)
Other Income/Expense-4.80M
Pretax Income-32.37M
Income Tax (303.00K)
Net Income-47.84M
Net Income
-47.84M

Profitability Analysis

Gross Margin

46.4%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

-10.2%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-17.7%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

46.37%
Gross Profit Margin
-8%
3Y-3.0%
5Y-18.0%
10Y-18.0%
-10.23%
Operating Profit Margin
-10%
3Y-46.0%
5Y-467.0%
10Y-276.0%
-17.74%
Net Profit Margin
6%
3Y+48.0%
5Y-1057.0%
10Y-536.0%
-36.34%
Return on Equity
5%
3Y+53.0%
5Y-1418.0%
10Y-622.0%
-20.44%
Return on Assets
1%
3Y+38.0%
5Y-1310.0%
10Y-486.0%
-13.64%
Return on Invested Capital
-13%
3Y-39.0%
5Y-631.0%
10Y-313.0%
VRA

Vera Bradley, Inc. Cash Conversion Engine

VRA ยท NASDAQ
Net Income-32.68M
Depreciation & Amortization27.99M
Stock-Based Compensation0.00
Change in Working Capital15.92M
Others2.13M
Capital Expenditures-3.29M
Free Cash Flow10.07M

Cash Flow Quality Analysis

FCF Conversion Rate

-30.8%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

24.6%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+141.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$15.92M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

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Vera Bradley, Inc. Funding & Solvency Profile

VRA ยท NASDAQ
Cash & Cash Equivalents18.51M
Net Receivables17.30M
Inventory75.95M
Other Current Assets7.96M
Total Current Assets120 M
Property, Plant & Equipment109.59M
Goodwill & Intangible Assets0.00
Long-Term Investments0.00
Other Non-Current Assets4.69M
Total Non-Current Assets114 M
Total Assets
234.00M

Financial Health Analysis

Current Ratio

2.37x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.78x

Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.

Working Capital

69 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

51% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

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Vera Bradley, Inc. Street Expectations Map

VRA ยท NASDAQ

No Target Data

No analyst price targets available for vra.

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Vera Bradley, Inc. Insider Positioning

VRA ยท NASDAQ

During the last 12 months, insiders have purchased $3.00M and sold $2K worth of VRA shares, resulting in $3.00M of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

353.0K

693.24K

Sold

0

0.00

Net Activity

+693K

+$693K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

1.1M

2.30M

Sold

1.2K

2.49K

Net Activity

+2.3M

+$2.30M

Top Buyers

1
MA

Meslow Andrew

Director

553.1K sharesโ€ข3 transactions

$1.06M

2
DMC

Dely Mark C

Officer: Chief Administrative Officer

128.8K sharesโ€ข1 transactions

$300K

3
BBB2GRAT

Barbara B. Baekgaard 2009 Grantor Retained Annuity Trust

Other: Member Of A 10% Owner Group

92.5K sharesโ€ข3 transactions

$204K

4
BJB

Byrne James Bradley

Other: Member Of A 10% Owner Group

92.5K sharesโ€ข3 transactions

$204K

5
HJB

Hall Joan B.

Other: Member Of A 10% Owner Group

92.5K sharesโ€ข3 transactions

$204K

Top Sellers

1
DMC

Dely Mark C

Officer: Chief Administrative Officer

1.2K sharesโ€ข1 transactions

$2K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $3.00M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

1202.38:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.

No Dividend Yield Data

VRA has not reported any dividend yield values in the available annual periods.

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vra Dividend History

VRA
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%