$39.88
-2.1%Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
UVSP โข NASDAQ
| Univest Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
90.8M | 75.9M | 71.1M | 78.1M | 91.8M | 46.9M | 65.7M | 50.5M | 44.1M | 19.5M | 27.3M | 22.2M | 21.2M | 20.9M | 18.9M | 15.8M | 10.8M | 20.6M | 25.6M | 25.4M | |
6M | 7.5M | 4.6M | 3.8M | 3.2M | 5M | 5.4M | 5.4M | 5.5M | 3.6M | 3.4M | 3.3M | 1.6M | 1.5M | 3.2M | 2.6M | 2.6M | 2.9M | 2.7M | 2.9M | |
508K | -1.3M | -710K | -545K | 3.6M | -9.9M | -1.8M | -599K | 7.5M | 942K | 3.8M | 4.2M | 933K | 2.5M | 1.6M | -2.2M | -4.5M | -124K | 421K | 538K | |
4.7M | 4.6M | 4.2M | 4.1M | 3.7M | 1.5M | 2.3M | 2.6M | 3.2M | 2.1M | 1.4M | 1.1M | 978K | 1.3M | 888K | 1M | 0.0 | 0.0 | 0.0 | 0.0 | |
3.4M | -3.4M | 2.2M | 23.9M | 1M | 1.9M | 2.4M | 17M | 9.6M | 3.1M | -1M | 2.8M | 9.9M | 786K | 14.6M | 15.9M | 18.6M | 5.5M | -1.3M | -1.6M | |
(0.0) | (20.7M) | (16.8M) | (11.9M) | (26.6M) | (17.3M) | (17.2M) | (2M) | (12.6M) | (8.1M) | (2.1M) | (5.9M) | (5.4M) | (1.8M) | (4.6M) | (2.7M) | (5.1M) | (8.2M) | (0.0) | (0.0) | |
-3.9M | -8.2M | 8.3M | 134K | -936K | 5.8M | -923K | 11.1M | -1.2M | 4.1M | 4.5M | -3.8M | -1.8M | 10.2M | 3.5M | 1.8M | -7.3M | -6.7M | 5.7M | -8.3M | |
101.5M | 75.1M | 89.7M | 109.5M | 102.3M | 51.2M | 73.1M | 86M | 68.7M | 33.3M | 39.3M | 29.7M | 32.8M | 37.1M | 42.7M | 34.8M | 20.1M | 22.2M | 33.2M | 19M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-4.6M | -3.1M | -6.7M | -5.2M | -5.9M | -3.8M | -3.9M | -4.3M | -4M | -12.6M | -5.9M | -5.6M | -3.8M | -578K | -2.3M | -2.9M | -3.3M | -6.8M | -8.2M | -1.7M | |
(0.0) | (0.0) | (0.0) | (0.0) | -3.8M | (0.0) | (0.0) | (0.0) | (0.0) | -79.2M | -3M | -9.3M | -2.2M | -3.2M | -1.8M | -927K | -157K | -5.7M | -198K | -4.3M | |
-60.3M | -70.7M | -40M | -136.5M | -253.1M | -147.5M | -93.1M | -108.7M | -115M | -85.5M | -162.7M | -65.2M | -81.7M | -251.1M | -247M | -353M | -242.2M | -467.1M | -154M | -272.6M | |
76.2M | 76.8M | 46.8M | 69.2M | 127M | 215.4M | 132.8M | 78.5M | 125.2M | 209.2M | 169.8M | 102.7M | 164.6M | 222.1M | 253.5M | 300.6M | 258.5M | 393.7M | 127.9M | 224.9M | |
-95M | -262.7M | -454.5M | -825.1M | 9.1M | -931.5M | -379.2M | -396.8M | -338.8M | -345.8M | -188.3M | -58.9M | -55.2M | -25.4M | -60.1M | -28.3M | -31.5M | -40M | -11.9M | -105.8M | |
-83.7M | -259.7M | -454.4M | -897.6M | -126.8M | -867.4M | -343.4M | -431.3M | -332.5M | -313.9M | -190M | -36.3M | (21.6M) | -58.2M | -57.8M | -84.5M | -18.6M | -125.9M | -46.3M | -159.5M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-33.2M | -17.4M | 871K | -10.7M | 1.7M | -2.1M | 188K | -3.7M | 69.4M | -5.9M | -10.9M | -2.1M | -9.6M | 196K | 359K | 2M | 57.3M | 400K | -4.6M | 455K | |
-62.6M | -80.1M | 24.2M | 226.1M | -97.8M | 49.2M | -166.1M | 74.3M | -60.7M | 172.7M | 31.5M | 4.2M | -59.4M | -20M | -6.6M | -70M | -99M | 104.5M | -15.9M | 28.8M | |
-25.3M | -24.8M | -25.1M | -24.6M | -23.6M | -17.5M | -23.4M | -23.5M | -21.3M | -17M | -15M | -13M | -10M | -16.8M | -13.4M | -13.2M | -11.1M | -10.3M | -10.3M | -10M | |
-34.6M | -19.8M | -1.7M | -11.4M | -650K | -4.5M | -2M | -6M | -3.5M | -8.4M | -13.3M | -4.6M | -32.6M | -2.3M | -1.9M | -153K | -370K | -1.6M | -7.5M | (0.0) | |
328.1M | 386M | 461.7M | -140M | 814.4M | 881.3M | 475.3M | 332.2M | 294.1M | 127.8M | 145.5M | 16.8M | -20.5M | 116.1M | 63M | 122M | 37M | -3.2M | 44.2M | 122.1M | |
207M | 263.7M | 461.7M | 50.8M | 694.7M | 910.9M | 285.9M | 379.3M | 281.4M | 277.7M | 151.1M | 5.9M | -120.2M | 79.6M | 43.3M | 40.8M | -15.8M | 91.3M | 13.4M | 141.3M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
224.9M | 79M | 97M | -737.4M | 670.3M | 94.7M | 15.7M | 34M | 17.6M | -3M | 361K | -651K | -65.8M | 58.5M | 28.2M | -8.9M | -14.3M | -12.3M | 179K | 730K | |
328.8M | 249.8M | 152.8M | 890.2M | 219.9M | 125.1M | 109.4M | 75.4M | 57.8M | 60.8M | 32M | 32.6M | 98.4M | 39.9M | 11.6M | 20.5M | 34.8M | 47.1M | 47M | 46.2M | |
553.7M | 328.8M | 249.8M | 152.8M | 890.2M | 219.9M | 125.1M | 109.4M | 75.4M | 57.8M | 32.4M | 32M | 32.6M | 98.4M | 39.9M | 11.6M | 20.5M | 34.8M | 47.1M | 47M | |
96.9M | 72M | 83M | 104.2M | 96.5M | 47.4M | 69.3M | 81.7M | 64.7M | 20.7M | 33.5M | 24.1M | 29M | 36.6M | 40.4M | 31.9M | 16.8M | 15.4M | 25M | 17.2M |
UVSP - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | April 28, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 02, 2026 | April 01, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 13, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | February 23, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 10, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 28, 2026 | 2026 | |
S-4 S-4 N/A | December 19, 2025 | December 19, 2025 | ย | |
8-K 8-K 2025 N/A | December 10, 2025 | December 10, 2025 | 2025 |
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