Univest Financial Corporation

Univest Financial Corporation

UVSPยทNASDAQ

$39.88

-2.1%
Financial ServicesBanks - Regional

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$1.11B
EPS3.1600
P/E Ratio10.37
Earnings Date07/22/2026
3Y+17.0%
5Y+33.0%
10Y+99.0%
3Y+16.0%
5Y+33.0%
10Y+101.0%
3Y+21.0%
5Y+36.0%
10Y+87.0%
uvsp

Univest Financial Corporation Funding & Solvency Profile

UVSP ยท NASDAQ
Cash & Cash Equivalents553.71M
Net Receivables29.65M
Inventory0.00
Other Current Assets0.00
Total Current Assets606 M
Property, Plant & Equipment71.35M
Goodwill & Intangible Assets182.84M
Long-Term Investments7.10B
Other Non-Current Assets460.89M
Total Non-Current Assets8 B
Total Assets
8.44B

Financial Health Analysis

Current Ratio

0.08x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.94x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-6549804000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Univest Financial Corporation Balance Sheet

UVSP โ€ข NASDAQ

Univest Financial Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
553.7M
328.8M
249.8M
152.8M
890.2M
219.9M
125.1M
109.4M
75.4M
57.8M
60.8M
38.6M
69.2M
146.1M
107.4M
29.2M
68.6M
40.1M
47.6M
47.5M
8.6M
8.3M
351.6M
350.3M
317M
218.6M
246.9M
328.5M
391.5M
443.6M
329.8M
314.3M
336.3M
429.7M
425.4M
0.0
0.0
0.0
0.0
0.0
562.4M
337.1M
601.4M
503.1M
1.2B
438.5M
372.1M
437.9M
466.9M
501.5M
390.6M
352.8M
405.5M
575.8M
532.7M
29.2M
68.6M
40.1M
47.6M
47.5M
29.6M
278.8M
277.6M
239.5M
206.6M
188.9M
170.5M
160.1M
129.8M
134.7M
125.4M
127.2M
115.8M
92.7M
83.1M
53.8M
57M
41.1M
25.6M
30.2M
29.6M
28.7M
27.9M
22.5M
13M
16.5M
14.1M
14.3M
0.0
0.0
0.0
6.1M
6.3M
6.7M
6.9M
53.8M
57M
41.1M
25.6M
30.2M
0.0
250.2M
249.7M
217M
193.6M
172.4M
156.4M
145.9M
129.8M
134.7M
125.4M
121.1M
109.5M
86M
76.2M
0.0
0.0
0.0
0.0
0.0
13.5M
12.5M
9.7M
9.5M
0.0
11.5M
13.9M
14.7M
0.0
0.0
10.9M
14M
9.6M
8.4M
13.8M
0.0
0.0
0.0
0.0
0.0
605.5M
628.5M
888.6M
752M
1.4B
638.8M
556.5M
612.7M
596.6M
636.2M
526.9M
494M
530.9M
677M
629.7M
83M
125.6M
81.1M
73.2M
77.7M
NON-CURRENT ASSETS
71.3M
75.2M
83.2M
81M
87.3M
90M
91.1M
59.6M
61.8M
63.6M
42.2M
37M
34.1M
33.2M
34.3M
34.6M
34.2M
32.6M
28M
21.9M
175.5M
175.5M
175.5M
175.5M
175.5M
172.6M
172.6M
172.6M
172.6M
172.6M
112.7M
67.7M
57.5M
56.2M
53.2M
51.3M
50.4M
50.2M
0.0
44.3M
7.3M
8.3M
11M
11.4M
11.8M
8.9M
10.3M
12M
13.9M
16.7M
12.6M
12.2M
8.2M
6.5M
4.9M
5.5M
5.6M
5.8M
25.6M
3.3M
182.8M
183.8M
186.5M
186.9M
187.4M
181.4M
182.8M
184.5M
186.5M
189.2M
125.3M
79.9M
65.7M
62.7M
58M
56.8M
56M
56.1M
47.1M
47.6M
7.1B
7B
6.4B
6B
5.3B
5.3B
4.4B
4B
3.5B
3.2B
2.1B
1.5B
1.5B
1.4B
1.4B
1.9B
1.8B
1.9B
1.8B
1.7B
15.8M
21.3M
21.8M
24.1M
11.4M
16.5M
3.6M
3.6M
0.0
0.0
10.5M
10.8M
12.3M
11.7M
13.7M
0.0
0.0
0.0
0.0
0.0
460.9M
219.8M
201.9M
179.5M
152.1M
156.5M
144.2M
141.4M
177M
177.1M
91.9M
67.7M
68.9M
71.1M
77.8M
48M
46.7M
45.4M
58.4M
59.5M
7.8B
7.5B
6.9B
6.5B
5.7B
5.7B
4.8B
4.4B
4B
3.6B
2.4B
1.7B
1.7B
1.6B
1.6B
2.1B
2B
2B
1.9B
1.9B
8.4B
8.1B
7.8B
7.2B
7.1B
6.3B
5.4B
5B
4.6B
4.2B
2.9B
2.2B
2.2B
2.3B
2.2B
2.1B
2.1B
2.1B
2B
1.9B
LIABILITIES
CURRENT LIABILITIES
21.2M
31.4M
28.7M
14.5M
46.1M
52.2M
44.5M
44.6M
41M
50M
49.9M
47.5M
29.3M
38M
47.4M
0.0
0.0
0.0
0.0
0.0
20.2M
31.4M
28.7M
14.5M
46.1M
52.2M
44.5M
44.6M
41M
50M
49.9M
47.5M
29.3M
38M
47.4M
0.0
0.0
0.0
0.0
0.0
1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.4M
23.1M
18.2M
21.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.5M
39.3M
41.5M
0.0
0.0
24.4M
11.2M
6.3M
197.1M
20.1M
17.9M
47.5M
210.1M
136.2M
227.4M
24.2M
42M
37.3M
96.3M
109.7M
114.9M
183.4M
192.7M
94.3M
117.7M
0.0
0.0
0.0
2.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.1B
6.8B
6.4B
5.9B
6.1B
5.2B
4.4B
3.9B
3.6B
3.3B
2.4B
1.9B
1.8B
1.9B
1.7B
1.7B
1.6B
1.5B
1.5B
1.5B
7.2B
6.8B
6.4B
6.1B
6.1B
5.3B
4.5B
4.1B
3.7B
3.5B
2.5B
2B
1.9B
2B
1.9B
1.8B
1.8B
1.8B
1.6B
1.6B
NON-CURRENT LIABILITIES
298.9M
374.3M
458.8M
243.3M
193.9M
293.5M
234.8M
219.6M
219.4M
190.3M
49.4M
0.0
0.0
21M
27.5M
8.4M
10.1M
99.4M
93.8M
107.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-54.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.8M
10.4M
18.8M
22.3M
0.0
0.0
-18.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
20.6M
20.6M
20.6M
53.1M
30.5M
338.2M
416.2M
512.4M
298.7M
227.3M
331.2M
253.8M
219.6M
219.4M
190.3M
49.4M
47.5M
29.3M
21M
27.5M
29M
30.7M
120M
146.9M
137.9M
28.5M
31.5M
34.9M
33.2M
33.5M
37.7M
37.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.5B
7.2B
6.9B
6.4B
6.3B
5.6B
4.7B
4.4B
4B
3.7B
2.5B
2B
1.9B
2B
1.9B
1.9B
1.8B
1.9B
1.8B
1.7B
SHAREHOLDERS' EQUITY
-84.2M
-55.1M
-43.7M
-48.6M
-41.9M
-46.3M
-44.7M
-45.8M
-43.5M
-44.9M
-46.7M
-37.1M
-35.9M
-27.1M
-28.3M
-29.4M
-33.6M
-36.8M
-39.2M
-35.2M
157.8M
157.8M
157.8M
157.8M
157.8M
157.8M
157.8M
157.8M
157.8M
144.6M
110.3M
91.3M
91.3M
91.3M
91.3M
91.3M
91.3M
74.4M
74.4M
74.4M
304M
302.8M
301.1M
300.8M
299.2M
296.2M
295M
292.4M
290.1M
230.5M
121.3M
63M
62.4M
62.1M
58.5M
59.1M
60.1M
22.5M
22.6M
22.5M
591.2M
525.8M
474.7M
428.6M
375.1M
306.9M
288.8M
248.2M
216.8M
194.5M
193.4M
181.9M
172.6M
164.8M
157.6M
152M
150.5M
151.8M
143.1M
128.2M
-25.5M
-44M
-50.6M
-62.1M
-16.4M
-22.1M
-21.7M
-28.4M
-17.8M
-19.5M
-16.7M
-14.5M
-10M
-6.9M
-6.1M
-6.8M
-524K
-8.6M
-2.1M
-4.5M
943.3M
887.3M
839.2M
776.5M
773.8M
692.5M
672.6M
624.1M
603.4M
505.2M
361.6M
284.6M
280.5M
284.3M
273M
266.2M
267.8M
203.2M
198.7M
185.4M
943.3M
887.3M
839.2M
776.5M
773.8M
692.5M
672.6M
624.1M
603.4M
505.2M
361.6M
284.6M
280.5M
284.3M
273M
266.2M
267.8M
203.2M
198.7M
185.4M
SUMMARY
8.4B
8.1B
7.8B
7.2B
7.1B
6.3B
5.4B
5B
4.6B
4.2B
2.9B
2.2B
2.2B
2.3B
2.2B
2.1B
2.1B
2.1B
2B
1.9B
7.1B
7B
6.8B
6.3B
5.6B
5.5B
4.6B
4.3B
3.9B
3.6B
2.4B
1.9B
1.8B
1.9B
1.8B
1.9B
1.8B
1.9B
1.8B
1.7B
351.8M
416.9M
499.9M
473.6M
247.4M
349.1M
319.9M
429.7M
355.6M
417.8M
73.6M
42M
37.3M
117.3M
137.2M
123.2M
193.4M
292.1M
188.1M
225.1M
-201.9M
88.1M
250.1M
320.8M
-642.7M
129.3M
194.8M
320.3M
280.2M
360M
12.8M
3.4M
-31.9M
-28.8M
29.9M
94.1M
124.8M
252.1M
140.5M
177.5M
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876
28,910,876

SEC Filings

UVSP - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
April 01, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 13, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

February 23, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 10, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 28, 2026
2026
S-4

S-4

N/A

December 19, 2025
December 19, 2025
ย 
8-K

8-K 2025

N/A

December 10, 2025
December 10, 2025
2025
Showing 1 to 10 of 497 filings