Union Bankshares, Inc.

Union Bankshares, Inc.

UNB·NASDAQ

$22.84

-0.27%
Financial ServicesBanks - Regional

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM services; debit cards; telephone, Internet, and mobile banking services; and asset management, fiduciary, and trust services. The company offers retail banking services to individuals; and commercial banking services to small and medium sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. It operates 18 banking offices, 3 loan centers, and various ATMs. Union Bankshares, Inc. was founded in 1891 and is headquartered in Morrisville, Vermont.

At a Glance

Live Snapshot
Market Cap$105.38M
EPS2.4300
P/E Ratio9.40
Earnings Date07/22/2026
0.80%
Return on Invested Capital
-67%
3Y-92.0%
5Y-95.0%
10Y-92.0%
13.72%
Return on Equity
4%
3Y-40.0%
5Y-13.0%
10Y-10.0%
0.69%
Return on Assets
20%
3Y-27.0%
5Y-41.0%
10Y-44.0%
Union Bankshares, Inc.

Union Bankshares, Inc. Management Team

UNB · NASDAQ
MK

Ms. Kristy Adams Alfieri

Assistant Secretary

female
MJ

Mr. Jonathan Jay Gould

Executive Vice President & Senior Commercial Loan Officer of Union Bank

Compensation

$348,766

Born 1960(Age 66)
male
MP

Ms. Patricia N. Hogan

Executive Vice President & Senior Risk Officer of Union Bank

Born 1963(Age 63)
female
MT

Mr. Timothy Willis Sargent

Independent Vice Chairman & Secretary

Compensation

$47,742

Born 1976(Age 50)
male
MD

Mr. David Scott Silverman

President, Chief Executive Officer & Director

Compensation

$688,972

Born 1961(Age 65)
male
MK

Ms. Karyn J. Hale CPA

Vice President, Treasurer & Chief Financial Officer

Compensation

$352,183

Born 1970(Age 56)
female
unb

Union Bankshares, Inc. Insider Positioning

UNB · NASDAQ

During the last 12 months, insiders have purchased $396 worth of UNB shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

9

207.00

Sold

0

0.00

Net Activity

+207

+$207

9-12 Months

Bought

7

189.00

Sold

0

0.00

Net Activity

+189

+$189

Top Buyers

1
HPN

Hogan Patricia N

Other: Officer Of Union Bank

16 shares2 transactions

$396

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $396 net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.

SEC Filings

UNB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
April 08, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 10, 2025
April 10, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 02, 2024
April 02, 2024
2024
DEF 14A

DEF 14A 2023

N/A

April 06, 2023
April 07, 2023
2023
DEF 14A

DEF 14A 2022

N/A

April 12, 2022
April 12, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 12, 2021
April 12, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 13, 2020
April 13, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 09, 2019
April 09, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 09, 2018
April 09, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 10, 2017
April 10, 2017
2017
Showing 1 to 10 of 27 filings