United Security Bancshares

United Security Bancshares

UBFO·NASDAQ

$10.51

+0.0000%
Financial ServicesBanks - Regional

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, traveler's check, money order, and foreign draft services, as well as interactive teller machines and ATM services. As of January 26, 2022, it operated 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.

At a Glance

Live Snapshot
Market Cap$185.03M
EPS0.7100
P/E Ratio14.13
Earnings Date04/16/2026

ubfo

Change in Working Capital

Last Annual Value

1.98M

3-Year CAGR

-20%

5-Year CAGR

34%

10-Year CAGR

18%

United Security Bancshares

United Security Bancshares Competitors Analysis of Change in Working Capital

UBFO · NASDAQ
CompanyChange in Working Capital
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.98M
N/A-3.1%N/A 
488.00K
-20.7%-24.8%N/A
1.77M
15.6%-4.2%N/A
FNWD logo
Finward Bancorp
NASDAQ:FNWD
-2.80M
N/AN/AN/A
-2.86M
N/AN/AN/A
-4.84M
N/AN/AN/A
2.00M
N/AN/AN/A
454.95K
N/AN/AN/A
-3.36M
N/AN/AN/A
-2.05M
N/AN/AN/A
-2.92M
N/AN/AN/A
United Security Bancshares

United Security Bancshares Fair Value Envelope

UBFO · NASDAQ

Our analysis suggests that UBFO has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $10.51, this represents a potential HIDDEN relative to our calculated worth for United Security Bancshares.

Intrinsic Value
Current Price: $10.51