United Security Bancshares

United Security Bancshares

UBFOยทNASDAQ

$10.51

+0.0000%
Financial ServicesBanks - Regional

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, traveler's check, money order, and foreign draft services, as well as interactive teller machines and ATM services. As of January 26, 2022, it operated 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.

At a Glance

Live Snapshot
Market Cap$185.03M
EPS0.7100
P/E Ratio14.13
Earnings Date04/16/2026
1.20%
Dividend Yield
-8%
3Y-20.0%
5Y-23.0%
10Y-
61.34%
Dividend Payout Ratio
18%
3Y+75.0%
5Y-37.0%
10Y-
3Y+12.0%
5Y+12.0%
10Y-
United Security Bancshares

United Security Bancshares Dividend History

UBFO ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

UBFO Dividend Payment History

UBFO ยท NASDAQ

Total Payments

50

Latest Dividend

$0.1200

Annual Amount

$0.6000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Dec 16, 2025
Dec 26, 2025Jan 13, 2026
$0.1200
$0.1200
Quarterly0.00%
Sep 23, 2025
Oct 3, 2025Oct 21, 2025
$0.1200
$0.1200
Quarterly0.00%
Jun 24, 2025
Jul 7, 2025Jul 22, 2025
$0.1200
$0.1200
Quarterly0.00%
Mar 26, 2025
Apr 7, 2025Apr 22, 2025
$0.1200
$0.1200
Quarterly0.00%
Dec 18, 2024
Jan 2, 2025Jan 17, 2025
$0.1200
$0.1200
Quarterly0.00%
Sep 24, 2024
Oct 7, 2024Oct 23, 2024
$0.1200
$0.1200
Quarterly0.00%
Jun 25, 2024
Jul 8, 2024Jul 23, 2024
$0.1200
$0.1200
Quarterly0.00%
Mar 27, 2024
Apr 8, 2024Apr 22, 2024
$0.1200
$0.1200
Quarterly0.00%
Dec 19, 2023
Jan 3, 2024Jan 19, 2024
$0.1200
$0.1200
Quarterly0.00%
Sep 26, 2023
Oct 10, 2023Oct 25, 2023
$0.1200
$0.1200
Quarterly0.00%
Jun 28, 2023
Jul 10, 2023Jul 24, 2023
$0.1200
$0.1200
Quarterly+9.09%
Mar 29, 2023
Apr 7, 2023Apr 21, 2023
$0.1100
$0.1100
Quarterly0.00%
Dec 21, 2022
Jan 4, 2023Jan 19, 2023
$0.1100
$0.1100
Quarterly0.00%
Sep 27, 2022
Oct 11, 2022Oct 25, 2022
$0.1100
$0.1100
Quarterly0.00%
Jun 28, 2022
Jul 8, 2022Jul 22, 2022
$0.1100
$0.1100
Quarterly0.00%
Mar 22, 2022
Apr 6, 2022Apr 18, 2022
$0.1100
$0.1100
Quarterly0.00%
Dec 14, 2021
Jan 3, 2022Jan 18, 2022
$0.1100
$0.1100
Quarterly0.00%
Sep 30, 2021
Oct 12, 2021Oct 25, 2021
$0.1100
$0.1100
Quarterly0.00%
Jun 22, 2021
Jul 6, 2021Jul 16, 2021
$0.1100
$0.1100
Quarterly0.00%
Mar 24, 2021
Apr 6, 2021Apr 16, 2021
$0.1100
$0.1100
Quarterly0.00%
Dec 16, 2020
Jan 4, 2021Jan 19, 2021
$0.1100
$0.1100
Quarterly0.00%
Sep 23, 2020
Oct 6, 2020Oct 16, 2020
$0.1100
$0.1100
Quarterly0.00%
Jun 24, 2020
Jul 6, 2020Jul 15, 2020
$0.1100
$0.1100
Quarterly0.00%
Mar 24, 2020
Apr 6, 2020Apr 15, 2020
$0.1100
$0.1100
Quarterly0.00%
Dec 17, 2019
Jan 2, 2020Jan 14, 2020
$0.1100
$0.1100
Quarterly0.00%
Sep 24, 2019
Oct 8, 2019Oct 18, 2019
$0.1100
$0.1100
Quarterly0.00%
Jun 25, 2019
Jul 8, 2019Jul 18, 2019
$0.1100
$0.1100
Quarterly0.00%
Mar 26, 2019
Apr 8, 2019Apr 17, 2019
$0.1100
$0.1100
Quarterly0.00%
Dec 19, 2018
Jan 3, 2019Jan 15, 2019
$0.1100
$0.1100
Quarterly+10.00%
Sep 25, 2018
Oct 9, 2018Oct 19, 2018
$0.1000
$0.1000
Quarterly+11.11%
Jun 26, 2018
Jul 9, 2018Jul 19, 2018
$0.0900
$0.0900
Quarterly0.00%
Mar 27, 2018
Apr 9, 2018Apr 19, 2018
$0.0900
$0.0900
Quarterly+28.57%
Dec 19, 2017
Jan 4, 2018Jan 16, 2018
$0.0700
$0.0700
Quarterly0.00%
Sep 26, 2017
Oct 10, 2017Oct 19, 2017
$0.0700
$0.0700
Quarterly+40.00%
Jun 27, 2017
Jul 7, 2017Jul 21, 2017
$0.0500
$0.0500
Quarterly0.00%
Apr 27, 2017
May 8, 2017May 17, 2017
$0.0500
$0.0500
Quarterly-48.98%
Jun 25, 2008
Jul 11, 2008Jul 23, 2008
$0.1300
$0.0980
Quarterly0.00%
Mar 25, 2008
Apr 11, 2008Apr 23, 2008
$0.1300
$0.0980
Quarterly+3.16%
Dec 21, 2007
Jan 11, 2008Jan 23, 2008
$0.1250
$0.0950
Quarterly0.00%
Sep 25, 2007
Oct 12, 2007Oct 24, 2007
$0.1250
$0.0950
Quarterly0.00%
Jun 28, 2007
Jul 6, 2007Jul 18, 2007
$0.1250
$0.0950
Quarterly0.00%
Mar 28, 2007
Apr 6, 2007Apr 18, 2007
$0.1250
$0.0950
Quarterly0.00%
Dec 19, 2006
Jan 12, 2007Jan 25, 2007
$0.1250
$0.0950
Quarterly+14.46%
Sep 27, 2006
Oct 12, 2006Oct 25, 2006
$0.1100
$0.0830
Quarterly0.00%
Jun 30, 2006
Jul 7, 2006Jul 19, 2006
$0.1100
$0.0830
Quarterly0.00%
Mar 1, 2006
Apr 7, 2006Apr 19, 2006
$0.2200
$0.0830
Quarterly+9.21%
Dec 20, 2005
Jan 13, 2006Jan 25, 2006
$0.2000
$0.0760
Quarterly+11.76%
Sep 29, 2005
Oct 7, 2005Oct 19, 2005
$0.1800
$0.0680
Quarterly0.00%
Jun 30, 2005
Jul 8, 2005Jul 20, 2005
$0.1800
$0.0680
Quarterly0.00%
Mar 23, 2005
Apr 8, 2005Apr 20, 2005
$0.1800
$0.0680
Quarterly-
ubfo

United Security Bancshares Payout Ratio Analysis

UBFO ยท NASDAQ
Dividends Paid
-8.38M
2025
Net Income
12.29M
2025
Payout Ratio
68.24%
2025

Dividend Sustainability Analysis

Payout Ratio
68.24%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
42.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-0.9%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.