TSBK - NASDAQ
Timberland Bancorp, Inc.
$40.13
-1.8%Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate, construction, custom and owner/builder construction, speculative one- to four-family construction, commercial construction, multi-family construction, land development construction, and land development loans. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans; and automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans, as well as commercial business loans. As of September 30, 2021, the company operated 24 branches located in Grays Harbor, Pierce, Thurston, Kitsap, King, and Lewis counties in Washington; and operated 25 proprietary automated teller machines. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.
At a Glance
Live SnapshotTimberland Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Timberland Bancorp, Inc. Cash Flow Statement
TSBK • NASDAQ
| Timberland Bancorp, Inc. Cash Flow Statement | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | Sep 2008 | Sep 2007 | Sep 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
29.2M | 24.3M | 27.1M | 23.6M | 27.6M | 24.3M | 24M | 16.7M | 14.2M | 10.2M | 8.3M | 5.9M | 4.8M | 4.6M | 1.1M | -2.3M | -242K | 4M | 8.2M | 8.2M | |
2.5M | 2.6M | 2.7M | 2.8M | 3M | 2.8M | 2.7M | 1.8M | 1.7M | 1.9M | 2.2M | 2.3M | 2.2M | 1.9M | 1.8M | 1.1M | 1.1M | 1.3M | 1.3M | 1.3M | |
-383K | -383K | -291K | -177K | 275K | 76K | 703K | 797K | 385K | 283K | 197K | 455K | 777K | 154K | 156K | 466K | -1.8M | -1.2M | -101K | 226K | |
537K | 390K | 320K | 246K | 173K | 213K | 600K | 1.1M | 761K | 594K | 463K | 370K | 353K | 384K | 442K | 6K | 3K | 0.0 | 0.0 | 0.0 | |
-3.3M | -251K | 377K | 1.9M | 273K | 4M | -6.6M | 1.1M | -1.8M | -541K | -4M | 884K | 2.8M | 6.3M | 5.3M | 11.6M | 11.3M | 6.4M | -40K | -2.2M | |
(7.7M) | (6.5M) | (7M) | (5.5M) | (6M) | (5.5M) | (6.6M) | (4.5M) | (7.6M) | (4.4M) | (3.7M) | (2.9M) | (1.8M) | (2.3M) | (2.1M) | (3K) | (0.0) | (0.0) | (0.0) | (0.0) | |
1.6M | -3.6M | 809K | -1.9M | -1.7M | 2.5M | -3.3M | -2K | -1.4M | -556K | 483K | -1.3M | 707K | 2.1M | 1.9M | -4.8M | 1.1M | -584K | 2M | 292K | |
30.2M | 23M | 31M | 26.5M | 29.6M | 33.9M | 18.1M | 21.5M | 13.9M | 11.8M | 7.6M | 8.6M | 11.6M | 15.4M | 10.7M | 6M | 11.5M | 10M | 11.4M | 7.8M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-1.7M | -1.3M | -1.1M | -911K | -895K | -2M | -2.2M | -2.2M | -3.5M | -640K | -700K | -1.2M | -1.3M | -1.4M | -1M | -484K | -2.3M | -1.1M | -812K | -1.8M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (14.3M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-52.9M | -45M | -32.6M | -208.8M | -71.7M | -51.5M | -34.1M | -6.1M | -3M | -4.5M | -3M | -3M | (0.0) | -4.8M | -612K | -14.8M | -3.3M | (0.0) | (0.0) | (0.0) | |
83M | 115M | 29.5M | 32.1M | 25.2M | 19.6M | 18.5M | 595K | 677K | 542K | 2M | 1.8M | 1.6M | 743K | 5.4M | 4.3M | 5.2M | 30.4M | 17.8M | 8M | |
-36.7M | -114.5M | -166M | -157.6M | 84.9M | -120.8M | -41.1M | -60.6M | -14.3M | -59.5M | -47.4M | -22.1M | -17.8M | -18.5M | -8M | 8M | -8.6M | -45.5M | -93.1M | -35.6M | |
-8.2M | -45.8M | -170.2M | -335.2M | (37.4M) | -154.7M | -44.5M | -68.3M | -20.2M | -59.5M | -49.1M | -24.5M | -17.5M | -24M | -4.2M | -3M | -8.9M | -16.2M | -76.1M | -29.5M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-5.8M | -6M | -5M | -4.6M | -527K | -1.2M | -499K | 0.0 | 0.0 | -820K | -709K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -1.1M | -11.7M | -2.5M | |
0.0 | -15M | 35M | -5M | -5M | 10M | 0.0 | 0.0 | -30M | -15M | 0.0 | 0.0 | 0.0 | -10M | -20M | -30M | 372K | 5.1M | 36.6M | 574K | |
-8.1M | -7.7M | -8.3M | -7.2M | -8.6M | -7.1M | -6.5M | -4.4M | -3.6M | -2.6M | -1.7M | -1.2M | -1.4M | -2.1M | (0.0) | -699K | -3.3M | -3M | -2.7M | -2.5M | |
-5.8M | -6M | -5M | -4.6M | -527K | -1.2M | -499K | (0.0) | (0.0) | -820K | -709K | (0.0) | -4.3M | (0.0) | (0.0) | (0.0) | (0.0) | -1.9M | -12.4M | -3.7M | |
70.6M | 87.4M | -70.5M | 62M | 212.8M | 290.6M | 27.6M | 51.9M | 79.2M | 82.8M | 63.9M | 6.9M | 9.5M | 5.3M | 13.8M | 73.1M | 8.5M | 31.5M | 36.4M | 20.4M | |
56.8M | 58.8M | -48.8M | 45.2M | 198.7M | 292.2M | 20.6M | 47.5M | 45.6M | 64.5M | 61.5M | -6.3M | 3.8M | -6.8M | -6.2M | 42.2M | 21.1M | 32.5M | 58.6M | 16M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
78.7M | 36M | -188M | -263.4M | 265.7M | 171.4M | -5.8M | 676K | 39.2M | 16.7M | 19.9M | -22.1M | -2.2M | -15.4M | 279K | 45.3M | 23.6M | 26.2M | -6.1M | -5.7M | |
164.7M | 128.7M | 316.8M | 580.2M | 314.5M | 143M | 148.9M | 148.2M | 108.9M | 92.3M | 72.4M | 94.5M | 96.7M | 112.1M | 111.8M | 66.5M | 42.9M | 16.7M | 22.8M | 28.5M | |
243.4M | 164.7M | 128.7M | 316.8M | 580.2M | 314.5M | 143M | 148.9M | 148.2M | 108.9M | 92.3M | 72.4M | 94.5M | 96.7M | 112.1M | 111.8M | 66.5M | 42.9M | 16.7M | 22.8M | |
28.4M | 21.7M | 29.9M | 25.6M | 28.7M | 31.9M | 16M | 19.3M | 10.3M | 11M | 6.9M | 7.4M | 10.3M | 14M | 9.7M | 5.6M | 9.1M | 8.8M | 10.6M | 5.9M |
SEC Filings
TSBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 28, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 07, 2026 | January 01, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | December 17, 2025 | December 17, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 11, 2025 | December 11, 2025 | 2025 | |
10-K 10-K 2025 FY FY | December 09, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 31, 2025 | October 30, 2025 | 2025 |
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