TSBK - NASDAQ
Timberland Bancorp, Inc.
$40.13
-1.8%Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate, construction, custom and owner/builder construction, speculative one- to four-family construction, commercial construction, multi-family construction, land development construction, and land development loans. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans; and automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans, as well as commercial business loans. As of September 30, 2021, the company operated 24 branches located in Grays Harbor, Pierce, Thurston, Kitsap, King, and Lewis counties in Washington; and operated 25 proprietary automated teller machines. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.
At a Glance
Live SnapshotTimberland Bancorp, Inc. Fair Value Envelope
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $39.5M | $51.7M | $67.7M | $88.6M | $116.0M | $151.8M | $198.8M | $260.2M | $340.7M | $446.0M |
| Maintenance CapEx | -$454.3K | -$594.7K | -$778.6K | -$1.0M | -$1.3M | -$1.7M | -$2.3M | -$3.0M | -$3.9M | -$5.1M |
| Owner Earnings | $39.0M | $51.1M | $66.9M | $87.6M | $114.6M | $150.1M | $196.5M | $257.2M | $336.7M | $440.8M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $36.1M | $43.8M | $53.1M | $64.4M | $78.0M | $94.6M | $114.6M | $139.0M | $168.5M | $204.2M |
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