TFSL - NASDAQ
TFS Financial Corporation
$15.86
-0.84%TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
At a Glance
Live SnapshotTFS Financial Corporation Management Team
Mr. Marc A. Stefanski
Chairman, President & Chief Executive Officer
Compensation
$3,855,077
Ms. Susanne Noel Miller
Chief Accounting Officer
Ms. Sandra M. Long
Chief Consumer Banking Officer of Third Federal Savings and Loan Association of Cleveland
Mr. Gavin B. Stefanski
Chief Experience Officer of Third Federal Savings and Loan
Ms. Meredith S. Weil
Chief Financial Officer, Corporate Secretary, Treasurer & Director
Compensation
$1,297,079
Mr. Michael J. Carfagna
Chief Information Officer
Ms. Deborah L. Hand
Chief Risk Officer
Mr. Bradley T. Stefanski
Chief Strategy Officer of Third Federal Savings and Loan Association of Cleveland
Mr. Andrew James Rubino
Vice President & Chief Information Officer of Third Federal Savings and Loan Association of Cleveland
Compensation
$759,231
Mr. Timothy W. Mulhern
Vice President & Chief Innovation Officer of Third Federal Savings and Loan Association of Cleveland
Compensation
$753,693
Ms. Cathy W. Zbanek
Vice President & Chief Synergy Officer of Third Federal Savings and Loan Association of Cleveland
Compensation
$1,082,272
Mr. Andrew James Rubino
Vice President& Chief Operating Officer
Compensation
$759,231
TFS Financial Corporation Insider Positioning
During the last 12 months, insiders have purchased $1.12M and sold $2.78M worth of TFSL shares, resulting in $1.67M of net selling activity.
3 Months
40.0K
596.05K
30.9K
467.45K
+129K
+$129K
3-6 Months
1.4K
19.99K
83.5K
1.24M
-1.2M
-$1.22M
6-9 Months
0
0.00
43.9K
613.64K
-614K
-$614K
9-12 Months
37.7K
499.57K
34.2K
464.12K
+35K
+$35K
Top Buyers
Asher Anthony J
Director
$586K
Weir Daniel F
Director
$529K
Top Sellers
Weil Meredith S
Director, Officer: Chief Financial Officer
$811K
Stefanski Marc A
Director, Officer: Chairman, President And Ceo
$782K
Zbanek Cathy W
Officer: Chief Synergy Officer
$435K
Anderson Barbara J.
Director
$313K
Rubino Andrew J
Officer: Chief Operating Officer
$181K
Insider Activity Analysis
Net Insider Sentiment
Negative insider sentiment with $1.67M net selling. Selling notably exceeds buying, warranting closer scrutiny of company fundamentals.
Buy/Sell Ratio
Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.
Recent Trend (3 Months)
Positive recent trend with net buying activity. Insiders have been accumulating shares in recent months.
Insider Participation
5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.
SEC Filings
TFSL - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | January 14, 2026 | January 14, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | January 10, 2025 | January 10, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | January 10, 2024 | January 10, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | January 11, 2023 | January 11, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | January 12, 2022 | January 12, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | January 15, 2021 | January 15, 2021 | 2021 | |
DEF 14A DEF 14A 2019 N/A | January 15, 2020 | September 30, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | January 08, 2019 | September 30, 2018 | 2018 | |
DEF 14A DEF 14A 2018 N/A | January 09, 2018 | January 09, 2018 | 2018 | |
DEF 14A DEF 14A 2016 N/A | January 10, 2017 | September 30, 2016 | 2016 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.