SouthState Corporation

SouthState Corporation

SSBยทNASDAQ

$95.56

+3.5%
Financial ServicesBanks - Regional

SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment loans. In addition, it provides debit card, mobile and funds transfer products, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust and asset management services; and credit cards, letters of credit, and home equity lines of credit. As of December 31, 2021, it served customers through 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina, and Virginia. SouthState Corporation also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.

At a Glance

Live Snapshot
Market Cap$9.60B
EPS7.0100
P/E Ratio13.63
Earnings Date01/22/2026
3Y+23.0%
5Y+183.0%
10Y+174.0%
3Y-62.0%
5Y+11.0%
10Y+760.0%
3Y-81.0%
5Y-14.0%
10Y+295.0%
SSB

SouthState Corporation Cash Conversion Engine

SSB ยท NASDAQ
Net Income534.78M
Depreciation & Amortization56.70M
Stock-Based Compensation28.00M
Change in Working Capital531.22M
Others-627.88M
Capital Expenditures-35.81M
Free Cash Flow476.15M

Cash Flow Quality Analysis

FCF Conversion Rate

89.0%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

7.0%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-6.2%

Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.

Working Capital Impact

+$531.22M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

SouthState Corporation Cash Flow Statement

SSB โ€ข NASDAQ

SouthState Corporation Cash Flow StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
OPERATING ACTIVITIES
534.8M
494.3M
496M
475.5M
120.6M
186.5M
178.9M
87.6M
101.3M
99.5M
75.4M
49.2M
30M
22.6M
51.9M
13.6M
15.8M
21.6M
19.8M
16.7M
56.7M
58.8M
64.6M
63.1M
46.4M
33.1M
35.7M
28.7M
21.6M
21.5M
21.2M
17.5M
12.1M
10.8M
9.3M
6.9M
5M
4.3M
3.2M
3.4M
-10.9M
2M
123.5M
67.9M
-44.3M
-1.5M
15.2M
32.2M
9.4M
7M
25.8M
2.1M
3.3M
-10.2M
24M
-2.9M
-874K
-705K
-714K
-1.6M
28M
35.9M
35.6M
25.7M
23.3M
8.8M
8.8M
6.9M
6.2M
5.8M
3.9M
3.3M
1.7M
1.8M
1.6M
1.4M
1.4M
1M
0.0
0.0
-627.9M
66.2M
211.1M
-64.2M
419.9M
-32.7M
36.7M
68.9M
4.2M
41.3M
-2.9M
77.9M
23.3M
32.5M
-59.3M
31.8M
20.4M
4.6M
6.6M
5.1M
(111.5M)
(74.7M)
(35.1M)
(126.2M)
(103.8M)
(55.7M)
(31.9M)
(48M)
(39.5M)
(31.4M)
(36M)
(16.4M)
(6.5M)
(13M)
(9.4M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
531.2M
-110.4M
800M
-152.4M
-28.9M
-13.2M
8.5M
-26.4M
-4.6M
11.7M
-4.8M
92.4M
100M
97.5M
75.8M
-10.3M
-10.7M
3.6M
-18M
2.2M
512M
546.8M
1.7B
415.7M
536.9M
181M
283.7M
197.9M
138M
186.9M
118.6M
242.4M
170.5M
154.9M
103.3M
40.4M
31M
34.3M
10.9M
25.7M
INVESTING ACTIVITIES
-35.8M
-38.9M
-17.7M
-28.4M
-16.9M
-15.8M
-14.5M
-15.2M
-25.8M
-15.2M
-16.1M
-13.8M
-8.4M
-19.5M
-24.2M
-6.3M
-15.4M
-8.5M
-8.3M
-5.3M
(0.0)
(0.0)
(250.1M)
-39.9M
(2.6B)
(0.0)
(0.0)
(185.2M)
(0.0)
(403.5M)
(0.0)
(173.5M)
(97.1M)
(136.7M)
(306.3M)
(0.0)
(0.0)
-2.5M
(0.0)
(0.0)
-236.9M
-307.1M
-2.5B
-3.9B
-2.4B
-979.1M
-209.8M
-245.8M
-386.5M
-436.1M
-175.7M
-286.9M
-130.1M
-147.3M
-117.5M
-77.6M
-69.8M
-108.1M
-72.5M
-39.7M
886.9M
1.1B
1.3B
1.1B
1.1B
550.9M
316.2M
629.6M
387M
225.7M
166.7M
339.7M
145.3M
163.5M
192.9M
85.8M
91.3M
94M
45.4M
39.4M
-1.5B
-2.2B
-3.9B
604.8M
-98.6M
-351.1M
-374M
-614.6M
-665.7M
-281M
15.5M
205.9M
74M
-18.1M
-57.6M
92.1M
-238.8M
-168.2M
-227.6M
-250.1M
-886.2M
-1.4B
-4.9B
-2.3B
(1.2B)
-795.1M
-282.1M
-60.9M
-690.9M
-103M
-9.5M
(418.4M)
(177.9M)
(115.3M)
(299.9M)
(94M)
-232.7M
-193.3M
-263M
-255.7M
FINANCING ACTIVITIES
-13.5M
-13.3M
-116.5M
-145M
-30.9M
-158M
-69.2M
-4.5M
-5.1M
-4.7M
-91K
-152K
-116K
35.2M
414K
29.4M
27.2M
521K
821K
1M
-100M
100M
-13M
-75.9M
-700.1M
550M
50M
-290.8M
-14K
-46.4M
-1.2M
-255.4M
-22.2M
-59.1M
-181M
-18M
37.9M
39.9M
-933K
146.7M
-162.9M
-156.2M
-146.7M
-135.3M
-98.3M
-57.7M
-50.6M
-38.6M
-29.3M
-23.7M
-20.9M
-16.6M
-10.2M
-9.5M
-8.7M
-9.3M
-7.1M
-6.2M
-5.9M
-5.5M
-16.8M
-16.1M
-119.3M
-147.4M
-32.4M
-159.4M
-70.6M
-5.5M
-6M
-5.6M
-65.9M
-933K
-836K
-342K
-255K
-446K
-201K
-92K
(0.0)
(0.0)
1B
635.5M
-2B
4.4B
3B
559.5M
99.6M
200.1M
265.9M
268.9M
-83.6M
-290M
-106.4M
-302.5M
-81.7M
-145.6M
97.9M
141.7M
233.4M
133.9M
767.4M
566M
-2.3B
4B
2.2B
893.7M
29.8M
-133.8M
231.6M
194.1M
-170.7M
-562.2M
-138.9M
-336M
-271M
-79M
155.9M
175.9M
227.4M
276M
CASH FLOW SUMMARY
393.2M
-313.7M
-5.4B
2.1B
3.9B
279.7M
31.4M
3.2M
-321.3M
277.9M
-61.6M
98.6M
209.3M
-65.7M
132.2M
55.4M
-45.9M
16.9M
-24.7M
46M
998.9M
1.3B
6.7B
4.6B
688.7M
409M
377.6M
374.4M
695.8M
417.9M
479.5M
380.9M
171.4M
237.1M
104.9M
49.5M
95.3M
78.4M
103.1M
57.1M
1.4B
998.9M
1.3B
6.7B
4.6B
688.7M
409M
377.6M
374.4M
695.8M
417.9M
479.5M
380.7M
171.4M
237.1M
104.9M
49.5M
95.3M
78.4M
103.1M
476.2M
507.9M
1.7B
387.3M
520M
165.2M
269.2M
182.7M
112.2M
171.6M
102.5M
228.7M
162.1M
135.5M
79.1M
34.1M
15.6M
26M
2.6M
20.4M

SEC Filings

SSB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 03, 2026
April 03, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 03, 2026
April 15, 2026
2026
10-K

10-K 2025 FY

FY

February 20, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 21, 2026
2026
8-K

8-K 2026

N/A

January 05, 2026
January 05, 2026
2026
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 24, 2025
October 21, 2025
2025
Showing 1 to 10 of 588 filings