SouthState Corporation

SouthState Corporation

SSBยทNASDAQ

$95.56

+3.5%
Financial ServicesBanks - Regional

SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment loans. In addition, it provides debit card, mobile and funds transfer products, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust and asset management services; and credit cards, letters of credit, and home equity lines of credit. As of December 31, 2021, it served customers through 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina, and Virginia. SouthState Corporation also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.

At a Glance

Live Snapshot
Market Cap$9.60B
EPS7.0100
P/E Ratio13.63
Earnings Date01/22/2026
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SouthState Corporation Street Expectations Map

SSB ยท NASDAQ

Wall Street analysts project that SSB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 119.57, with estimates ranging from a low of 110.00 to a high of 127.00.

Lowest Target
110.00
15.12%
Consensus Target
119.57
25.13%
Highest Target
127.00
32.91%

The consensus 1-year price target stands at 119.57, with estimates ranging from a low of 110.00 to a high of 127.00.

Analyst Consensus Analysis

Upside Potential

+25.1%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

14.2% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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SouthState Corporation Forward Estimates of Revenue

SSB ยท NASDAQ
Latest Revenue
2.39B
FY 2024
Avg Estimate
2.64B
FY 2025
Estimate Range
2.59B - 2.66B
Analyst Spread

Forward Growth Analysis

Projected Growth+10.2%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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SouthState Corporation Forward Estimates of Net Income

SSB ยท NASDAQ
Latest Net Income
534.78M
FY 2024
Avg Estimate
575.53M
FY 2025
Estimate Range
555.73M - 595.33M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.6%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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SouthState Corporation Forward Estimates of EPS

SSB ยท NASDAQ
Latest EPS
7.01
FY 2024
Avg Estimate
$7.56
FY 2025
Estimate Range
$7.24 - $7.76
Analyst Spread

Forward Growth Analysis

Projected Growth+7.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage7 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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SouthState Corporation Forward Estimates of EBIT

SSB ยท NASDAQ
Latest EBIT
700.25M
FY 2024
Avg Estimate
776.13M
FY 2025
Estimate Range
761.49M - 781.99M
Analyst Spread

Forward Growth Analysis

Projected Growth+10.8%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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SouthState Corporation Forward Estimates of EBITDA

SSB ยท NASDAQ
Latest EBITDA
756.95M
FY 2024
Avg Estimate
866.87M
FY 2025
Estimate Range
850.52M - 873.41M
Analyst Spread

Forward Growth Analysis

Projected Growth+14.5%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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SouthState Corporation Forward Estimates of SG&A Expense

SSB ยท NASDAQ
Latest SG&A Expense
679.43M
FY 2024
Avg Estimate
922.45M
FY 2025
Estimate Range
905.05M - 929.42M
Analyst Spread

Forward Growth Analysis

Projected Growth+35.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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SouthState Corporation Insider Positioning

SSB ยท NASDAQ

During the last 12 months, insiders have purchased $556K and sold $1.01M worth of SSB shares, resulting in $458K of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

5.8K

555.57K

Sold

10.3K

1.01M

Net Activity

-458K

-$458K

Top Buyers

1
FJP

Froetscher Janet P

Director

3.3K sharesโ€ข1 transactions

$325K

2
SGS

Smith G Stacy

Director

2.5K sharesโ€ข1 transactions

$231K

Top Sellers

1
MRI

Murray Richard Iv

Officer: President

5.3K sharesโ€ข1 transactions

$515K

2
BDE

Bockhorst Daniel E

Officer: Chief Credit Officer

5.0K sharesโ€ข1 transactions

$498K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Slightly bearish with $458K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.

Buy/Sell Ratio

0.55:1

Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.

Insider Participation

Balanced

2 insider buyers and 2 sellers. Equal participation suggests mixed or neutral insider views.