SIGI - NASDAQ

Selective Insurance Group, Inc.

SIGI·NASDAQ

$85.51

-0.18%

Financial ServicesInsurance - Property & Casualty

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. It operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The company offers property insurance products, which covers the financial consequences of accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and casualty insurance products that covers the financial consequences of employee injuries in the course of employment, and bodily injury and/or property damage to a third party, as well as flood insurance products. It also invests in fixed income investments and commercial mortgage loans, as well as equity securities and alternative investment portfolio. The company offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$5.12B

EPS7.4800

P/E Ratio11.43

Earnings Date07/22/2026

15.16B

Assets

12%

3Y+40.0%

5Y+56.0%

10Y+106.0%

11.55B

Total Liabilities

11%

3Y+40.0%

5Y+66.0%

10Y+98.0%

3.61B

Total Equity

16%

3Y+43.0%

5Y+32.0%

10Y+136.0%

Selective Insurance Group, Inc. Funding & Solvency Profile

SIGI · NASDAQ

Current Assets

Cash & Cash Equivalents346.00K

Net Receivables1.53B

Inventory0.00

Other Current Assets8.21B

Total Current Assets11 B

Non-Current Assets

Property, Plant & Equipment106.40M

Goodwill & Intangible Assets500.10M

Long-Term Investments10.06B

Other Non-Current Assets-10.55B

Total Non-Current Assets-385900000

Total Assets

15.16B

Financial Health Analysis

Current Ratio

650.38x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

3.20x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

11 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

73% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Selective Insurance Group, Inc. Balance Sheet

SIGI • NASDAQ

Selective Insurance Group, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	346K	91K	180K	26K	455K	394K	300K	505K	534K	458K	898K	24M	193K	210K	762K	645K	811K	3.6M	8.4M	6.4M
Short-Term Investments	1.2B	1.1B	7.8B	7.1B	7.2B	6.9B	6.4B	0.0	0.0	0.0	61.6M	0.0	0.0	3.7B	19.8M	161.2M	213.8M	198.1M	190.2M	197M
Cash & Short-Term Investments	1.2B	1.1B	7.8B	7.1B	7.2B	6.9B	6.4B	505K	534K	458K	62.5M	24M	193K	41.4M	20.5M	161.8M	214.7M	216.8M	198.6M	203.5M
Net Receivables	1.5B	2.5B	2B	1.9B	1.6B	1.5B	1.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	507.5M	522.5M	479.8M
Accounts Receivables	1.5B	2.5B	2B	1.9B	1.5B	1.4B	1.4B	1.3B	1.3B	1.3B	1.2B	1.1B	1.1B	1.9B	1B	414.1M	446.6M	480.9M	496.4M	458.5M
Other Receivables	0.0	0.0	0.0	3.5M	49M	45M	44.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	19.5M	26.1M	21.4M
Prepaids	0.0	235.4M	203.3M	172.4M	183M	170.5M	166.7M	0.0	0.0	0.0	0.0	0.0	0.0	132.6M	147.7M	110.3M	105.5M	96.6M	82.2M	69.9M
Other Current Assets	8.2B	-3.9B	-10B	-9.1B	-8.9B	-8.5B	-8B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	11B	0.0	0.0	0.0	0.0	0.0	0.0	505K	534K	458K	898K	24M	193K	210K	20.5M	272.1M	320.2M	820.9M	803.2M	47.5M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	106.4M	93.3M	83.3M	84.3M	82.1M	77.7M	77.4M	65.2M	64M	69.6M	65.7M	59.4M	50.8M	47.1M	43.9M	41.8M	46.3M	0.0	58.6M	59M
Goodwill	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	0.0	33.6M
Intangible Assets	492.3M	0.0	0.0	0.0	0.0	0.0	0.0	252.6M	235.1M	222.6M	213.2M	0.0	0.0	0.0	0.0	0.0	0.0	21.8M	33.6M	0.0
Goodwill & Intangible Assets	500.1M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	260.5M	242.9M	230.4M	221M	7.8M	7.8M	7.8M	7.8M	7.8M	7.8M	29.6M	33.6M	33.6M
Long-Term Investments	10.1B	8.9B	8B	7.2B	7.5B	7.2B	6.5B	178.9M	132.3M	102.4M	5B	4.7B	4.5B	4.2B	4B	3.8B	3.6B	3.3B	3.5B	3.4B
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	121.7M	116.7M	197M	17.5M	221M	15.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	-10.6B	-9B	-8.1B	-7.3B	-7.6B	-7.3B	-6.6B	7.3B	7.1B	6.8B	1.6B	1.6B	1.7B	-4.1B	-4B	-3.8B	-3.6B	-3.4B	-3.6B	-3.5B
Total Non-Current Assets	114.2M	0.0	0.0	0.0	0.0	0.0	0.0	8B	7.7B	7.4B	6.9B	6.6B	6.3B	210.5M	10.6M	11.2M	10.3M	14M	12.3M	9.2M
Other Assets	4.1B	13.5B	11.8B	10.8B	10.5B	9.7B	8.8B	0.0	0.0	0.0	0.0	0.0	0.0	6.6B	5.7B	4.6B	4.9B	4.2B	4.3B	4.7B
Total Assets	15.2B	13.5B	11.8B	10.8B	10.5B	9.7B	8.8B	8B	7.7B	7.4B	6.9B	6.6B	6.3B	6.8B	5.7B	4.9B	5.2B	5B	5.2B	4.8B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	19.7M	6.3M	0.0	0.0	14M	3M	1.3M	0.0	0.0	7.4M	3.9M	0.0	0.0	0.0	0.0	49.2M	48.6M	60.2M	54.8M
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	54.8M
Other Payables	0.0	19.7M	6.3M	0.0	0.0	14M	3M	1.3M	0.0	0.0	7.4M	3.9M	0.0	0.0	0.0	0.0	49.2M	48.6M	60.2M	0.0
Accrued Expenses	140.8M	121.7M	122M	115.2M	121.1M	114.9M	126.8M	116.7M	131.9M	132.9M	167.3M	158.4M	111.4M	152.4M	119.3M	100.9M	103.8M	118.4M	88.1M	94.6M
Short Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	58M	262.3M	0.0	0.0	0.0	0.0
Tax Payables	0.0	19.7M	6.3M	0.0	0.0	14M	3M	1.3M	22.3M	19.8M	7.4M	3.9M	28.5M	8.1M	13M	12.9M	16M	14.2M	18.5M	14.8M
Other Current Liabilities	-123.9M	-141.4M	-128.3M	-115.2M	-121.1M	-128.9M	-129.7M	6.5M	0.0	0.0	-7.4M	-3.9M	0.0	-144.3M	-164.3M	-350.3M	-137M	-152.8M	-129.8M	-134.5M
Total Current Liabilities	16.9M	0.0	0.0	0.0	0.0	0.0	0.0	124.5M	131.9M	132.9M	167.3M	158.4M	111.4M	8.1M	13M	12.9M	16M	14.2M	18.5M	14.8M
NON-CURRENT LIABILITIES
Long Term Debt	898.3M	501.7M	503.9M	501M	500.6M	550.2M	549.9M	439.5M	439.1M	438.7M	328.2M	372.7M	392.4M	307.4M	249.4M	0.0	261.6M	273.9M	294.9M	361.8M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	13.4M	27.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	10.5B	-507.9M	-506.6M	-504.7M	-519.5M	-577.8M	-550.6M	5.7B	5.5B	5.4B	5.2B	4.9B	4.7B	56.5M	108.2M	324.4M	70.5M	0.0	3.6B	0.0
Total Non-Current Liabilities	11.5B	0.0	0.0	0.0	0.0	0.0	0.0	6.2B	6B	5.8B	5.5B	5.3B	5.1B	363.8M	357.6M	324.4M	332.1M	273.9M	3.9B	361.8M
Other Liabilities	0.0	10.4B	8.8B	8.3B	7.5B	6.9B	6.6B	-124.5M	-131.9M	-132.9M	-167.3M	-158.4M	-111.4M	5.3B	4.3B	3.8B	3.9B	3.9B	129.8M	3.3B
Capital Lease Obligations	95.8M	6.3M	2.6M	3.7M	5.5M	508K	737K	-8.5M	-4.6M	-13.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	11.5B	10.4B	8.8B	8.3B	7.5B	6.9B	6.6B	6.2B	6B	5.8B	5.5B	5.3B	5.1B	5.7B	4.6B	4.2B	4.2B	4.1B	4.1B	3.7B
SHAREHOLDERS' EQUITY
Treasury Stock	-743.4M	-650.8M	-635.2M	-627.3M	-608.9M	-599.9M	-592.8M	-584.7M	-578.1M	-572.1M	-567.1M	-562.9M	-559.4M	-555.6M	-552.1M	-549.4M	-547.7M	-544.7M	-497.9M	-345.8M
Preferred Stock	200M	200M	200M	200M	200M	200M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	212M	211.2M	210.4M	209.7M	208.9M	208.1M	207M	205.7M	204.6M	203.2M	201.7M	199.9M	198.2M	196.4M	194.5M	192.7M	191.6M	190.5M	189.3M	183.1M
Additional Paid-In Capital	591.3M	557M	522.7M	493.5M	464.3M	439M	418.5M	390.3M	367.7M	347.3M	326.7M	305.4M	288.2M	270.7M	257.4M	244.6M	231.9M	217.2M	192.6M	153.2M
Retained Earnings	3.5B	3.1B	3B	2.7B	2.6B	2.3B	2.1B	1.9B	1.7B	1.6B	1.4B	1.3B	1.2B	1.1B	1.2B	1.2B	1.1B	1.1B	1.1B	986M
Accumulated Other Comprehensive Income/Loss	-151.7M	-336.8M	-373M	-498M	115.1M	220.2M	81.8M	-78M	20.2M	-16M	-9.4M	19.8M	24.9M	54M	42.3M	7M	-12.5M	-100.7M	86M	100.6M
Total Stockholders' Equity	3.6B	3.1B	3B	2.5B	3B	2.7B	2.2B	1.8B	1.7B	1.5B	1.4B	1.3B	1.2B	1.1B	1.1B	1.1B	1B	890.5M	1.1B	1.1B
Total Equity	3.6B	3.1B	3B	2.5B	3B	2.7B	2.2B	1.8B	1.7B	1.5B	1.4B	1.3B	1.2B	1.1B	1.1B	1.1B	1B	890.5M	1.1B	1.1B
SUMMARY
Total Liabilities & Equity	15.2B	13.5B	11.8B	10.8B	10.5B	9.7B	8.8B	8B	7.7B	7.4B	6.9B	6.6B	6.3B	6.8B	5.7B	5.2B	5.1B	4.9B	5B	4.8B
Total Investments	11.3B	9.7B	8.7B	7.8B	8B	7.5B	6.7B	178.9M	132.3M	102.4M	5.1B	4.7B	4.5B	4.3B	4.1B	3.9B	3.8B	3.5B	3.7B	3.6B
Total Debt	898.3M	507.9M	506.6M	504.7M	506.1M	550.7M	550.6M	439.5M	439.1M	438.7M	328.2M	372.7M	392.4M	307.4M	307.4M	262.3M	274.6M	273.9M	294.9M	361.8M
Net Debt	898M	507.8M	506.4M	504.7M	505.6M	550.3M	550.3M	439M	438.6M	438.2M	327.3M	348.7M	392.2M	307.2M	306.6M	261.7M	273.8M	270.3M	286.5M	355.4M
Shares Outstanding	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513	60,791,513

SEC Filings

SIGI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 14, 2026	May 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 30, 2026	April 29, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 24, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 26, 2026	April 29, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 09, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 30, 2026	January 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 03, 2025	October 29, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	October 24, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 411 filings

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