Selective Insurance Group, Inc.

Selective Insurance Group, Inc.

SIGIยทNASDAQ

$85.51

-0.18%
Financial ServicesInsurance - Property & Casualty

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. It operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The company offers property insurance products, which covers the financial consequences of accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and casualty insurance products that covers the financial consequences of employee injuries in the course of employment, and bodily injury and/or property damage to a third party, as well as flood insurance products. It also invests in fixed income investments and commercial mortgage loans, as well as equity securities and alternative investment portfolio. The company offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.

At a Glance

Live Snapshot
Market Cap$5.12B
EPS7.4800
P/E Ratio11.43
Earnings Date07/22/2026
Selective Insurance Group, Inc.

Selective Insurance Group, Inc. Fair Value Envelope

SIGI ยท NASDAQ

Our analysis suggests that SIGI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $85.51, this represents a potential HIDDEN relative to our calculated worth for Selective Insurance Group, Inc..

Intrinsic Value
Current Price: $85.51

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$60.2B
+ Cash & Equivalents$346.0K
Firm Value$60.2B
- Debt$898.3M
Equity Value$59.3B
/ Shares Outstanding60,791,513B
DCF Value$975
UNDERVALUED BY 1040%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$1.5B
$1.7B
$2.0B
$2.3B
$2.6B
$3.0B
$3.5B
$4.0B
$4.6B
$5.3B
Maintenance CapEx
-$8.9M
-$10.3M
-$11.9M
-$13.7M
-$15.8M
-$18.3M
-$21.1M
-$24.3M
-$28.1M
-$32.4M
Owner Earnings
$1.5B
$1.7B
$1.9B
$2.2B
$2.6B
$3.0B
$3.4B
$4.0B
$4.6B
$5.3B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$1.4B
$1.4B
$1.5B
$1.6B
$1.8B
$1.9B
$2.0B
$2.1B
$2.3B
$2.5B
Terminal Value represents 69.2% of Enterprise Value