Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc.

SFBC·NASDAQ

$41.32

-0.36%
Financial ServicesBanks - Regional

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.

At a Glance

Live Snapshot
Market Cap$98.30M
EPS2.8000
P/E Ratio14.76
Earnings Date07/28/2026
5.02%
Return on Invested Capital
68%
3Y-5.0%
5Y-37.0%
10Y+13.0%
6.54%
Return on Equity
46%
3Y-27.0%
5Y-37.0%
10Y-27.0%
0.66%
Return on Assets
40%
3Y-27.0%
5Y-37.0%
10Y-28.0%
Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc. Management Team

SFBC · NASDAQ
MD

Mr. David A. Raney

Executive Vice President & Chief Banking Officer

male
MH

Ms. Heidi J. Sexton

Executive Vice President & Chief Operating Officer

Compensation

$500,075

Born 1976(Age 50)
female
MW

Mr. Wesley Ochs

Executive Vice President, Chief Strategy Officer & Chief Financial Officer

Compensation

$519,934

Born 1979(Age 47)
male
ML

Ms. Laura Lee Stewart

President, Chief Executive Officer & Director

Compensation

$995,209

Born 1949(Age 77)
female
MJ

Ms. Jennifer L. Mallon

Senior Vice President & Chief Accounting Officer

Born 1985(Age 41)
female
MP

Ms. Patricia L. Floyd

Senior Vice President and Senior Vice President of Human Resources - Sound Community Bank

Born 1945(Age 81)
female
sfbc

Sound Financial Bancorp, Inc. Insider Positioning

SFBC · NASDAQ

During the last 12 months, insiders have sold $40K worth of SFBC shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

900

39.72K

Net Activity

-40K

-$40K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
SLL

Stewart Laura Lee

Director, Officer: President And Ceo

900 shares1 transactions

$40K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $40K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$40K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

1 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.

SEC Filings

SFBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2025

N/A

April 15, 2026
December 31, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 16, 2025
December 31, 2024
2024
DEF 14A

DEF 14A 2023

N/A

April 18, 2024
December 31, 2023
2023
DEF 14A

DEF 14A

N/A

April 18, 2023
April 18, 2023
 
DEF 14A

DEF 14A 2021

N/A

April 21, 2022
December 31, 2021
2021
DEF 14A

DEF 14A 2021

N/A

April 13, 2021
May 27, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 16, 2020
May 26, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 17, 2019
May 28, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 12, 2018
May 29, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 12, 2017
May 23, 2017
2017
Showing 1 to 10 of 15 filings