Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc.

SFBCยทNASDAQ

$41.32

-0.36%
Financial ServicesBanks - Regional

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.

At a Glance

Live Snapshot
Market Cap$98.30M
EPS2.8000
P/E Ratio14.76
Earnings Date07/28/2026
0.48%
Dividend Yield
11%
3Y+4.0%
5Y-27.0%
10Y+53.0%
34.14%
Dividend Payout Ratio
58%
3Y+67.0%
5Y+19.0%
10Y+130.0%
3Y+10.0%
5Y+25.0%
10Y+161.0%
Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc. Dividend History

SFBC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

SFBC Dividend Payment History

SFBC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2100

Annual Amount

$0.8000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 28, 2026
May 11, 2026May 26, 2026
$0.2100
$0.2100
Quarterly0.00%
Jan 27, 2026
Feb 9, 2026Feb 23, 2026
$0.2100
$0.2100
Quarterly+10.53%
Oct 28, 2025
Nov 7, 2025Nov 21, 2025
$0.1900
$0.1900
Quarterly0.00%
Jul 29, 2025
Aug 11, 2025Aug 25, 2025
$0.1900
$0.1900
Quarterly0.00%
Apr 29, 2025
May 9, 2025May 23, 2025
$0.1900
$0.1900
Quarterly0.00%
Jan 29, 2025
Feb 12, 2025Feb 26, 2025
$0.1900
$0.1900
Quarterly0.00%
Oct 30, 2024
Nov 12, 2024Nov 26, 2024
$0.1900
$0.1900
Quarterly0.00%
Jul 29, 2024
Aug 9, 2024Aug 23, 2024
$0.1900
$0.1900
Quarterly0.00%
Apr 29, 2024
May 8, 2024May 22, 2024
$0.1900
$0.1900
Quarterly0.00%
Jan 26, 2024
Feb 7, 2024Feb 21, 2024
$0.1900
$0.1900
Quarterly0.00%
Oct 24, 2023
Nov 8, 2023Nov 22, 2023
$0.1900
$0.1900
Quarterly0.00%
Jul 25, 2023
Aug 9, 2023Aug 23, 2023
$0.1900
$0.1900
Quarterly0.00%
Apr 24, 2023
May 10, 2023May 24, 2023
$0.1900
$0.1900
Quarterly+11.76%
Jan 27, 2023
Feb 9, 2023Feb 23, 2023
$0.1700
$0.1700
Quarterly0.00%
Oct 25, 2022
Nov 9, 2022Nov 23, 2022
$0.1700
$0.1700
Quarterly0.00%
Jul 26, 2022
Aug 9, 2022Aug 23, 2022
$0.1700
$0.1700
Quarterly0.00%
Apr 26, 2022
May 10, 2022May 24, 2022
$0.1700
$0.1700
Quarterly-37.04%
Jan 28, 2022
Feb 10, 2022Feb 24, 2022
$0.2700
$0.2700
Quarterly+58.82%
Oct 26, 2021
Nov 10, 2021Nov 24, 2021
$0.1700
$0.1700
Quarterly0.00%
Jul 28, 2021
Aug 10, 2021Aug 24, 2021
$0.1700
$0.1700
Quarterly0.00%
Apr 28, 2021
May 10, 2021May 24, 2021
$0.1700
$0.1700
Quarterly-37.04%
Jan 28, 2021
Feb 10, 2021Feb 24, 2021
$0.2700
$0.2700
Quarterly+80.00%
Oct 27, 2020
Nov 10, 2020Nov 24, 2020
$0.1500
$0.1500
Quarterly0.00%
Jul 24, 2020
Aug 5, 2020Aug 19, 2020
$0.1500
$0.1500
Quarterly0.00%
Apr 28, 2020
May 8, 2020May 22, 2020
$0.1500
$0.1500
Quarterly-57.14%
Jan 27, 2020
Feb 10, 2020Feb 24, 2020
$0.3500
$0.3500
Quarterly+150.00%
Oct 24, 2019
Nov 7, 2019Nov 21, 2019
$0.1400
$0.1400
Quarterly0.00%
Jul 25, 2019
Aug 8, 2019Aug 22, 2019
$0.1400
$0.1400
Quarterly0.00%
Apr 26, 2019
May 9, 2019May 23, 2019
$0.1400
$0.1400
Quarterly0.00%
Jan 25, 2019
Feb 8, 2019Feb 22, 2019
$0.1400
$0.1400
Quarterly0.00%
Oct 24, 2018
Nov 7, 2018Nov 21, 2018
$0.1400
$0.1400
Quarterly0.00%
Jul 26, 2018
Aug 10, 2018Aug 24, 2018
$0.1400
$0.1400
Quarterly0.00%
Apr 25, 2018
May 10, 2018May 25, 2018
$0.1400
$0.1400
Quarterly+16.67%
Jan 24, 2018
Feb 12, 2018Feb 26, 2018
$0.1200
$0.1200
Quarterly+20.00%
Oct 26, 2017
Nov 10, 2017Nov 24, 2017
$0.1000
$0.1000
Quarterly-66.67%
Jul 28, 2017
Aug 11, 2017Aug 25, 2017
$0.3000
$0.3000
Quarterly+200.00%
Apr 28, 2017
May 12, 2017May 26, 2017
$0.1000
$0.1000
Quarterly0.00%
Jan 31, 2017
Feb 13, 2017Feb 27, 2017
$0.1000
$0.1000
Quarterly+33.33%
Oct 28, 2016
Nov 10, 2016Nov 25, 2016
$0.0750
$0.0750
Quarterly0.00%
Aug 3, 2016
Aug 12, 2016Aug 26, 2016
$0.0750
$0.0750
Quarterly0.00%
May 2, 2016
May 10, 2016May 26, 2016
$0.0750
$0.0750
Quarterly0.00%
Feb 1, 2016
Feb 10, 2016Feb 26, 2016
$0.0750
$0.0750
Quarterly+25.00%
Oct 30, 2015
Nov 10, 2015Nov 24, 2015
$0.0600
$0.0600
Quarterly0.00%
Aug 3, 2015
Aug 12, 2015Aug 26, 2015
$0.0600
$0.0600
Quarterly0.00%
May 4, 2015
May 12, 2015May 26, 2015
$0.0600
$0.0600
Quarterly+20.00%
Feb 3, 2015
Feb 12, 2015Feb 26, 2015
$0.0500
$0.0500
Quarterly0.00%
Oct 29, 2014
Nov 12, 2014Nov 26, 2014
$0.0500
$0.0500
Quarterly0.00%
Jul 29, 2014
Aug 13, 2014Aug 27, 2014
$0.0500
$0.0500
Quarterly0.00%
Apr 30, 2014
May 13, 2014May 27, 2014
$0.0500
$0.0500
Quarterly0.00%
Feb 3, 2014
Feb 13, 2014Feb 27, 2014
$0.0500
$0.0500
Annual-
sfbc

Sound Financial Bancorp, Inc. Payout Ratio Analysis

SFBC ยท NASDAQ
Dividends Paid
-1.95M
2025
Net Income
7.16M
2025
Payout Ratio
27.20%
2025

Dividend Sustainability Analysis

Payout Ratio
27.20%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
27.9%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+0.1%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.