SB Financial Group, Inc.

SB Financial Group, Inc.

SBFGยทNASDAQ

$21.02

-0.50%
Financial ServicesBanks - Regional

SB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. As of December 31, 2021, the company operated a network of 22 banking centers in the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; and one banking center in Allen County, Indiana. It also operated five loan production offices in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was incorporated in 1983 and is headquartered in Defiance, Ohio.

At a Glance

Live Snapshot
Market Cap$131.93M
EPS2.1900
P/E Ratio9.60
Earnings Date07/23/2026
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SB Financial Group, Inc. Street Expectations Map

SBFG ยท NASDAQ

No Target Data

No analyst price targets available for sbfg.

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SB Financial Group, Inc. Forward Estimates of Revenue

SBFG ยท NASDAQ
Latest Revenue
91.03M
FY 2025
Avg Estimate
68.90M
FY 2026
Estimate Range
68.90M - 68.90M
Analyst Spread

Forward Growth Analysis

Projected Growth-24.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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SB Financial Group, Inc. Forward Estimates of Net Income

SBFG ยท NASDAQ
Latest Net Income
13.97M
FY 2025
Avg Estimate
16.37M
FY 2026
Estimate Range
16.37M - 16.37M
Analyst Spread

Forward Growth Analysis

Projected Growth+17.1%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

sbfg

SB Financial Group, Inc. Forward Estimates of EPS

SBFG ยท NASDAQ
Latest EPS
2.19
FY 2025
Avg Estimate
$2.45
FY 2026
Estimate Range
$2.45 - $2.45
Analyst Spread

Forward Growth Analysis

Projected Growth+11.9%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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SB Financial Group, Inc. Forward Estimates of EBIT

SBFG ยท NASDAQ
Latest EBIT
17.25M
FY 2025
Avg Estimate
16.19M
FY 2026
Estimate Range
16.19M - 16.19M
Analyst Spread

Forward Growth Analysis

Projected Growth-6.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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SB Financial Group, Inc. Forward Estimates of EBITDA

SBFG ยท NASDAQ
Latest EBITDA
19.45M
FY 2025
Avg Estimate
20.78M
FY 2026
Estimate Range
20.78M - 20.78M
Analyst Spread

Forward Growth Analysis

Projected Growth+6.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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SB Financial Group, Inc. Forward Estimates of SG&A Expense

SBFG ยท NASDAQ
Latest SG&A Expense
26.49M
FY 2025
Avg Estimate
24.69M
FY 2026
Estimate Range
24.69M - 24.69M
Analyst Spread

Forward Growth Analysis

Projected Growth-6.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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SB Financial Group, Inc. Insider Positioning

SBFG ยท NASDAQ

During the last 12 months, insiders have purchased $38K and sold $22K worth of SBFG shares, resulting in $16K of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

48

992.00

Sold

977

21.64K

Net Activity

-21K

-$21K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

2.1K

37.03K

Sold

0

0.00

Net Activity

+37K

+$37K

Top Buyers

1
CTL

Claxton Timothy L.

Director

2.0K sharesโ€ข1 transactions

$35K

2
KMA

Klein Mark A

Officer: Chairman, President, Ceo

100 sharesโ€ข1 transactions

$2K

3
SSA

Strausbaugh Sue Ann

Director

48 sharesโ€ข1 transactions

$992

Top Sellers

1
HRL

Hardgrove Richard L

Director

977 sharesโ€ข1 transactions

$22K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Moderately bullish with $16K net buying. Insiders show cautious optimism through measured share purchases.

Buy/Sell Ratio

1.76:1

Positive buy/sell ratio. Buying exceeds or matches selling, indicating net positive insider sentiment.

Insider Participation

High Buying

3 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Broad-based insider buying: When multiple insiders independently decide to purchase shares, it often reflects genuine confidence rather than coordinated optics. This pattern deserves attention, especially if buying followed a price decline.