SB Financial Group, Inc.

SB Financial Group, Inc.

SBFGยทNASDAQ

$21.02

-0.50%
Financial ServicesBanks - Regional

SB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. As of December 31, 2021, the company operated a network of 22 banking centers in the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; and one banking center in Allen County, Indiana. It also operated five loan production offices in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was incorporated in 1983 and is headquartered in Defiance, Ohio.

At a Glance

Live Snapshot
Market Cap$131.93M
EPS2.1900
P/E Ratio9.60
Earnings Date07/23/2026
0.74%
Dividend Yield
5%
3Y-17.0%
5Y+27.0%
10Y-27.0%
22.48%
Dividend Payout Ratio
-10%
3Y-37.0%
5Y+105.0%
10Y-6.0%
3Y+12.0%
5Y+23.0%
10Y+90.0%
SB Financial Group, Inc.

SB Financial Group, Inc. Dividend History

SBFG ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

SBFG Dividend Payment History

SBFG ยท NASDAQ

Total Payments

50

Latest Dividend

$0.1600

Annual Amount

$0.7700

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 22, 2026
May 15, 2026May 29, 2026
$0.1600
$0.1600
Quarterly+3.23%
Jan 21, 2026
Feb 13, 2026Feb 27, 2026
$0.1550
$0.1550
Quarterly0.00%
Oct 15, 2025
Nov 14, 2025Nov 28, 2025
$0.1550
$0.1550
Quarterly+3.33%
Jul 16, 2025
Aug 15, 2025Aug 29, 2025
$0.1500
$0.1500
Quarterly0.00%
Apr 16, 2025
May 16, 2025May 30, 2025
$0.1500
$0.1500
Quarterly+3.45%
Jan 15, 2025
Feb 14, 2025Feb 28, 2025
$0.1450
$0.1450
Quarterly0.00%
Oct 16, 2024
Nov 8, 2024Nov 22, 2024
$0.1450
$0.1450
Quarterly+3.57%
Jul 19, 2024
Aug 9, 2024Aug 23, 2024
$0.1400
$0.1400
Quarterly0.00%
Apr 19, 2024
May 10, 2024May 24, 2024
$0.1400
$0.1400
Quarterly+3.70%
Jan 17, 2024
Feb 9, 2024Feb 23, 2024
$0.1350
$0.1350
Quarterly0.00%
Oct 20, 2023
Nov 10, 2023Nov 24, 2023
$0.1350
$0.1350
Quarterly+3.85%
Jul 25, 2023
Aug 11, 2023Aug 25, 2023
$0.1300
$0.1300
Quarterly0.00%
Apr 21, 2023
May 12, 2023May 26, 2023
$0.1300
$0.1300
Quarterly+4.00%
Jan 24, 2023
Feb 10, 2023Feb 24, 2023
$0.1250
$0.1250
Quarterly0.00%
Oct 19, 2022
Nov 10, 2022Nov 25, 2022
$0.1250
$0.1250
Quarterly+4.17%
Jul 25, 2022
Aug 12, 2022Aug 26, 2022
$0.1200
$0.1200
Quarterly0.00%
Apr 26, 2022
May 13, 2022May 27, 2022
$0.1200
$0.1200
Quarterly+4.35%
Jan 19, 2022
Feb 11, 2022Feb 25, 2022
$0.1150
$0.1150
Quarterly+4.55%
Oct 20, 2021
Nov 12, 2021Nov 26, 2021
$0.1150
$0.1100
Quarterly+4.76%
Jul 21, 2021
Aug 13, 2021Aug 27, 2021
$0.1100
$0.1050
Quarterly0.00%
Apr 26, 2021
May 14, 2021May 28, 2021
$0.1100
$0.1050
Quarterly0.00%
Jan 26, 2021
Feb 12, 2021Feb 26, 2021
$0.1050
$0.1050
Quarterly0.00%
Oct 27, 2020
Nov 6, 2020Nov 20, 2020
$0.1050
$0.1050
Quarterly+10.53%
Jul 21, 2020
Aug 7, 2020Aug 21, 2020
$0.1000
$0.0950
Quarterly0.00%
Apr 15, 2020
May 8, 2020May 22, 2020
$0.1000
$0.0950
Quarterly+5.56%
Jan 15, 2020
Feb 7, 2020Feb 21, 2020
$0.0950
$0.0900
Quarterly0.00%
Oct 17, 2019
Nov 8, 2019Nov 20, 2019
$0.0950
$0.0900
Quarterly+4.65%
Jul 17, 2019
Aug 9, 2019Aug 23, 2019
$0.0900
$0.0860
Quarterly0.00%
Apr 17, 2019
May 10, 2019May 24, 2019
$0.0900
$0.0860
Quarterly+6.17%
Jan 16, 2019
Feb 8, 2019Feb 22, 2019
$0.0850
$0.0810
Quarterly0.00%
Oct 17, 2018
Nov 9, 2018Nov 23, 2018
$0.0850
$0.0810
Quarterly+6.58%
Jul 18, 2018
Aug 10, 2018Aug 24, 2018
$0.0800
$0.0760
Quarterly0.00%
Apr 18, 2018
May 11, 2018May 25, 2018
$0.0800
$0.0760
Quarterly+7.04%
Jan 19, 2018
Feb 16, 2018Mar 2, 2018
$0.0750
$0.0710
Quarterly0.00%
Oct 18, 2017
Nov 10, 2017Nov 24, 2017
$0.0750
$0.0710
Quarterly+5.97%
Jul 24, 2017
Aug 11, 2017Aug 25, 2017
$0.0700
$0.0670
Quarterly0.00%
Apr 28, 2017
May 12, 2017May 26, 2017
$0.0700
$0.0670
Quarterly+8.06%
Jan 24, 2017
Feb 10, 2017Feb 24, 2017
$0.0650
$0.0620
Quarterly0.00%
Oct 26, 2016
Nov 11, 2016Nov 25, 2016
$0.0650
$0.0620
Quarterly+8.77%
Jul 25, 2016
Aug 12, 2016Aug 26, 2016
$0.0600
$0.0570
Quarterly0.00%
Apr 26, 2016
May 13, 2016May 27, 2016
$0.0600
$0.0570
Quarterly+9.62%
Jan 27, 2016
Feb 12, 2016Feb 26, 2016
$0.0550
$0.0520
Quarterly0.00%
Oct 29, 2015
Nov 13, 2015Nov 27, 2015
$0.0550
$0.0520
Quarterly+8.33%
Jul 30, 2015
Aug 14, 2015Aug 28, 2015
$0.0500
$0.0480
Quarterly0.00%
May 4, 2015
May 15, 2015May 29, 2015
$0.0500
$0.0480
Quarterly+11.63%
Jan 27, 2015
Feb 6, 2015Feb 20, 2015
$0.0450
$0.0430
Quarterly0.00%
Oct 24, 2014
Nov 7, 2014Nov 21, 2014
$0.0450
$0.0430
Quarterly+13.16%
Jul 29, 2014
Aug 8, 2014Aug 22, 2014
$0.0400
$0.0380
Quarterly0.00%
Apr 23, 2014
May 9, 2014May 23, 2014
$0.0400
$0.0380
Quarterly+15.15%
Jan 22, 2014
Feb 7, 2014Feb 21, 2014
$0.0350
$0.0330
Quarterly-
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SB Financial Group, Inc. Payout Ratio Analysis

SBFG ยท NASDAQ
Dividends Paid
-3.85M
2025
Net Income
13.97M
2025
Payout Ratio
27.54%
2025

Dividend Sustainability Analysis

Payout Ratio
27.54%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
18.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-2.1%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.