Repay Holdings Corporation

Repay Holdings Corporation

RPAYยทNASDAQ

$3.65

-7.1%
TechnologySoftware - Infrastructure

Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$321.52M
EPS-3.0000
P/E Ratio-1.22
Earnings Date08/10/2026
3Y+11.0%
5Y+99.0%
10Y+276.0%
3Y-2100.0%
5Y+143.0%
10Y+50070.0%
3Y+23.0%
5Y+220.0%
10Y+3156.0%
Repay Holdings Corporation

Repay Holdings Corporation Profit Bridge

RPAY ยท NASDAQ
Revenue309.26M
Cost of Goods Sold (77.24M)
Gross Profit232.02M
Operating Expenses (244.05M)
Operating Income-12.03M
Interest Expense (13.95M)
Other Income/Expense-264.92M
Pretax Income-276.96M
Income Tax (-5.87M)
Net Income-256.72M
Net Income
-256.72M

Profitability Analysis

Gross Margin

75.0%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

-3.9%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-83.0%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Repay Holdings Corporation Income Statement

RPAY โ€ข NASDAQ

Repay Holdings Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
REVENUE
309.3M
313M
296.6M
279.2M
219.3M
155M
130M
130M
94M
82.3M
GROSS PROFIT
(77.2M)
(71.6M)
(69.7M)
(64.8M)
(55.5M)
(41.4M)
(55.9M)
(1.2M)
(57.6M)
(53.2M)
232M
241.4M
226.9M
214.4M
163.8M
113.6M
74.2M
128.9M
36.3M
29.1M
OPERATING INCOME
(244.1M)
(249.2M)
(338.3M)
(261.6M)
(217.8M)
(145.6M)
(113.4M)
(1.2M)
(22.1M)
(27.3M)
(142M)
(145.5M)
(0.0)
(149.1M)
(0.0)
(0.0)
(29.1M)
(1.2M)
(14.6M)
(23.6M)
-12M
-7.8M
-111.4M
-47.2M
-54M
-32M
16.6M
-1.2M
16.4M
1.7M
PRE-TAX INCOME
(13.9M)
(7.9M)
(1M)
(4.4M)
(3.7M)
(14.4M)
(9.1M)
(6.1M)
(5.7M)
(0.0)
-9.9M
-1.9M
-1M
-4.2M
-3.7M
-14.4M
-9.1M
-6.1M
-5.7M
0.0
(102M)
(103.7M)
(338.3M)
(112.5M)
(217.8M)
(145.6M)
(84.3M)
(0.0)
-1.2M
(0.0)
-264.9M
-3.2M
-8.1M
62.1M
-32.7M
-73M
-12.1M
-6.1M
-6.9M
-2.3M
-277M
-10.9M
-119.5M
14.9M
-86.7M
-105M
10.5M
1.5M
9.4M
-511.7K
NET INCOME
-5.9M
-575K
-2.1M
(6.2M)
-30.7M
(12.4M)
-5M
-2.7M
(0.0)
(0.0)
-256.7M
-10.2M
-110.5M
12.8M
-50.1M
-105.6M
10.5M
1.5M
9.4M
-511.7K

SEC Filings

RPAY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
June 01, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 04, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

April 30, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 13, 2026
2026
8-K

8-K 2026

N/A

March 31, 2026
March 30, 2026
2026
10-K

10-K 2025 FY

FY

March 09, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 09, 2026
March 09, 2026
2026
8-K

8-K 2026

N/A

February 25, 2026
February 19, 2026
2026
Showing 1 to 10 of 167 filings