Renasant Corporation

Renasant Corporation

RNSTยทNASDAQ

$37.16

+0.32%
Financial ServicesBanks - Regional

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estateย–1-4 family mortgage; real estateย–commercial mortgage; real estateย–construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated a network of 189 banking, lending, and mortgage offices located in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee; 150 full-service branches and 11 limited-service branches; 173 ATMs; and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.

At a Glance

Live Snapshot
Market Cap$3.53B
EPS3.2900
P/E Ratio10.86
Earnings Date01/27/2026
3Y+7.0%
5Y+35.0%
10Y+128.0%
3Y+5.0%
5Y+36.0%
10Y+123.0%
3Y+21.0%
5Y+26.0%
10Y+158.0%
rnst

Renasant Corporation Funding & Solvency Profile

RNST ยท NASDAQ
Cash & Cash Equivalents1.09B
Net Receivables87.22M
Inventory0.00
Other Current Assets0.00
Total Current Assets2 B
Property, Plant & Equipment279.80M
Goodwill & Intangible Assets1.08B
Long-Term Investments13.97B
Other Non-Current Assets700.49M
Total Non-Current Assets15 B
Total Assets
18.03B

Financial Health Analysis

Current Ratio

0.14x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.73x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-12670362000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

11% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Renasant Corporation Balance Sheet

RNST โ€ข NASDAQ

Renasant Corporation Balance SheetDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
ASSETS
CURRENT ASSETS
1.1B
801.4M
576M
1.9B
633.2M
414.9M
569.1M
281.5M
306.2M
211.6M
161.6M
246.6M
132.4M
209M
292.7M
148.6M
100.4M
99.8M
98.2M
95.9M
831M
923.3M
1.5B
2.4B
1.3B
1.3B
1.3B
671.5M
674.2M
646.8M
553.6M
501.3M
356.3M
463.9M
0.0
0.0
0.0
0.0
0.0
0.0
1.9B
1.7B
2.1B
4.3B
2B
1.7B
1.8B
952.9M
980.5M
858.4M
715.2M
747.9M
488.7M
672.9M
292.7M
148.6M
100.4M
99.8M
98.2M
95.9M
87.2M
113.5M
112.6M
74.6M
74.2M
84.8M
65M
57.4M
49.3M
36M
10.4M
53K
195K
343K
0.0
0.0
0.0
0.0
0.0
0.0
87.2M
113.5M
112.6M
74.6M
74.2M
84.8M
65M
57.4M
49.3M
36M
10.4M
53K
195K
343K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2M
910K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2B
1.8B
2.2B
4.3B
2.1B
1.8B
1.9B
1B
1B
894.4M
725.6M
748M
488.9M
673.3M
292.7M
148.6M
100.4M
99.8M
98.2M
95.9M
NON-CURRENT ASSETS
279.8M
283.2M
283.6M
293.1M
300.5M
309.7M
209.2M
183.3M
179.2M
169.1M
113.7M
101.5M
66.8M
54.5M
51.4M
43.7M
47M
47.6M
41.4M
42.2M
988.9M
991.7M
991.7M
939.7M
939.7M
939.7M
932.9M
611M
470.5M
445.9M
274.7M
276.1M
184.9M
184.9M
184.9M
184.9M
0.0
0.0
0.0
0.0
87.1M
110.5M
108.6M
113.1M
93.1M
90.5M
93.1M
63.8M
50.4M
58.5M
22.6M
28.2M
6.1M
7.4M
7M
6.5M
193.3M
197.3M
98.3M
100.8M
1.1B
1.1B
1.1B
1.1B
1B
1B
1B
674.9M
520.9M
504.3M
297.3M
304.3M
190.9M
192.3M
191.9M
191.4M
193.3M
197.3M
98.3M
100.8M
14B
13.4B
12.7B
10.7B
11.1B
9.9B
9.4B
7.6B
6.6B
6B
4.4B
4.3B
3.1B
2.9B
3.3B
3B
3.2B
3.1B
2.3B
2.1B
700.5M
696.7M
674M
473.7M
444.4M
399.5M
434.3M
336.5M
325.1M
340M
277.5M
313.6M
313.7M
384.9M
420M
209.1M
142.4M
130.3M
99.5M
98.5M
16B
15.5B
14.8B
12.5B
12.9B
11.6B
11B
8.8B
7.7B
7B
5.1B
5B
3.7B
3.5B
4B
3.5B
3.6B
3.5B
2.5B
2.3B
18B
17.4B
17B
16.8B
14.9B
13.4B
12.9B
9.8B
8.7B
7.9B
5.8B
5.7B
4.2B
4.2B
4.3B
3.6B
3.7B
3.6B
2.6B
2.4B
LIABILITIES
CURRENT LIABILITIES
108M
307.6M
712.2M
13.9M
21.3M
489.1M
387.7M
89.8M
109.7M
422.3M
32.4M
2.3M
5.3M
23M
15.4M
22.4M
314.5M
370.5M
0.0
64.3M
14.6B
14.1B
13.5B
13.9B
12.1B
10.2B
10.1B
7.9B
7.1B
6.2B
4.8B
4.8B
3.5B
3.4B
3.5B
2.6B
2.3B
2.5B
2.1B
1.9B
14.7B
14.4B
14.2B
13.9B
12.1B
10.7B
10.5B
8B
7.2B
6.6B
4.9B
4.8B
3.5B
3.4B
3.5B
2.6B
2.7B
2.9B
2.1B
1.9B
NON-CURRENT LIABILITIES
430.6M
429.4M
428.1M
471.2M
475M
376.5M
263.6M
207.5M
202.5M
148.2M
156.4M
169.6M
159.5M
243.2M
301.1M
595.6M
619.4M
253.9M
216.4M
202.2M
245.3M
249.4M
224.8M
209.6M
241.5M
196.2M
111.1M
96.6M
95.7M
100.6M
66.2M
66.8M
54.5M
36.4M
43.2M
36.8M
37.3M
41M
33.3M
27.3M
675.9M
678.8M
653M
680.8M
716.5M
572.7M
374.7M
304.1M
298.2M
248.8M
222.7M
236.4M
213.9M
279.6M
344.3M
632.5M
656.7M
294.9M
249.7M
229.5M
0.0
44.8M
50M
58.7M
60.9M
78.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.4B
15.1B
14.9B
14.6B
12.8B
11.3B
10.9B
8.3B
7.5B
6.9B
5.1B
5.1B
3.7B
3.7B
3.8B
3.2B
3.3B
3.2B
2.4B
2.2B
SHAREHOLDERS' EQUITY
-97.2M
-105.2M
-111.6M
-118M
-101.6M
-83.2M
-24.2M
-19.9M
-21.7M
-22.4M
-22.1M
-23M
-25.6M
-26.8M
-27.2M
-27.8M
-28M
-31.4M
-25.7M
-27M
332.4M
296.5M
296.5M
296.5M
296.5M
296.5M
296.5M
250M
225.5M
206.5M
163.3M
163.3M
133.6M
133.6M
133.6M
114M
114M
114M
86.2M
57.4M
1.5B
1.3B
1.3B
1.3B
1.3B
1.3B
1.3B
898.1M
707.4M
585.9M
345.2M
342.6M
218.1M
217.5M
217M
184.8M
184.3M
184.9M
83.8M
111.8M
1.1B
952.1M
857.7M
741.6M
615.8M
617.4M
500.7M
397.4M
337.5M
276.3M
232.9M
194.8M
180.6M
171.1M
162.5M
146.6M
142.4M
132.8M
114.3M
96.9M
-142.6M
-154.3M
-209M
-10.4M
25.1M
764K
-17.9M
-10.5M
-15.9M
-9.5M
-7.6M
-12M
-8.5M
-8.1M
-16.4M
-7.5M
-12.2M
-1.1M
-5.8M
-3.7M
2.7B
2.3B
2.1B
2.2B
2.1B
2.1B
2B
1.5B
1.2B
1B
711.7M
665.7M
498.2M
487.2M
469.5M
410.1M
400.4M
399.1M
252.7M
235.4M
2.7B
2.3B
2.1B
2.2B
2.1B
2.1B
2B
1.5B
1.2B
1B
711.7M
665.7M
498.2M
487.2M
469.5M
410.1M
400.4M
399.1M
252.7M
235.4M
SUMMARY
18B
17.4B
17B
16.8B
14.9B
13.4B
12.9B
9.8B
8.7B
7.9B
5.8B
5.7B
4.2B
4.2B
4.3B
3.6B
3.7B
3.6B
2.6B
2.4B
14.8B
14.4B
14.2B
13B
12.4B
11.2B
10.6B
8.3B
7.3B
6.7B
4.9B
4.8B
3.5B
3.4B
3.3B
3B
3.2B
3.1B
2.3B
2.1B
538.6M
737M
1.1B
485.2M
496.3M
865.6M
651.3M
297.4M
312.1M
570.5M
188.8M
171.9M
164.7M
266.2M
316.4M
618M
934M
624.4M
216.4M
266.5M
-553.4M
-64.4M
564.4M
-1.4B
-136.9M
450.7M
82.2M
15.9M
5.9M
358.9M
27.2M
-74.8M
32.3M
57.2M
23.8M
469.5M
833.6M
524.6M
118.2M
170.6M
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713
95,020,713

SEC Filings

RNST - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 04, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 18, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 11, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
Showing 1 to 10 of 519 filings