Renasant Corporation

Renasant Corporation

RNST·NASDAQ

$37.16

+0.32%
Financial ServicesBanks - Regional

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate–1-4 family mortgage; real estate–commercial mortgage; real estate–construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated a network of 189 banking, lending, and mortgage offices located in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee; 150 full-service branches and 11 limited-service branches; 173 ATMs; and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.

At a Glance

Live Snapshot
Market Cap$3.53B
EPS3.2900
P/E Ratio10.86
Earnings Date01/27/2026
rnst

Renasant Corporation Street Expectations Map

RNST · NASDAQ

Wall Street analysts project that RNST stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 41.00, with estimates ranging from a low of 41.00 to a high of 41.00.

Lowest Target
41.00
10.33%
Consensus Target
41.00
10.33%
Highest Target
41.00
10.33%

The consensus 1-year price target stands at 41.00, with estimates ranging from a low of 41.00 to a high of 41.00.

Analyst Consensus Analysis

Upside Potential

+10.3%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

rnst

Renasant Corporation Forward Estimates of Revenue

RNST · NASDAQ
Latest Revenue
1.04B
FY 2024
Avg Estimate
992.99M
FY 2025
Estimate Range
992.35M - 993.77M
Analyst Spread

Forward Growth Analysis

Projected Growth-4.3%

Declining expectations indicate headwinds—investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

rnst

Renasant Corporation Forward Estimates of Net Income

RNST · NASDAQ
Latest Net Income
195.46M
FY 2024
Avg Estimate
121.38M
FY 2025
Estimate Range
120.96M - 121.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-37.9%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

rnst

Renasant Corporation Forward Estimates of EPS

RNST · NASDAQ
Latest EPS
3.29
FY 2024
Avg Estimate
$2.03
FY 2025
Estimate Range
$2.02 - $2.04
Analyst Spread

Forward Growth Analysis

Projected Growth-38.3%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

rnst

Renasant Corporation Forward Estimates of EBIT

RNST · NASDAQ
Latest EBIT
244.97M
FY 2024
Avg Estimate
237.98M
FY 2025
Estimate Range
237.82M - 238.16M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.9%

Declining expectations indicate headwinds—investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

rnst

Renasant Corporation Forward Estimates of EBITDA

RNST · NASDAQ
Latest EBITDA
277.25M
FY 2024
Avg Estimate
287.04M
FY 2025
Estimate Range
286.86M - 287.27M
Analyst Spread

Forward Growth Analysis

Projected Growth+3.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

rnst

Renasant Corporation Forward Estimates of SG&A Expense

RNST · NASDAQ
Latest SG&A Expense
299.98M
FY 2024
Avg Estimate
369.91M
FY 2025
Estimate Range
369.67M - 370.20M
Analyst Spread

Forward Growth Analysis

Projected Growth+23.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

rnst

Renasant Corporation Insider Positioning

RNST · NASDAQ

During the last 12 months, insiders have purchased $141K worth of RNST shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

2.0K

69.58K

Sold

0

0.00

Net Activity

+70K

+$70K

9-12 Months

Bought

2.0K

71.29K

Sold

0

0.00

Net Activity

+71K

+$71K

Top Buyers

1
LJA

Levy Jonathan A

Director

4.0K shares2 transactions

$141K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $141K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.