$14.32
-0.14%Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Strong net margins indicate efficient operations and favorable tax/interest management.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.
RMBI • NASDAQ
| Richmond Mutual Bancorporation, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 |
|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||
90.9M | 85.1M | 71.8M | 56.6M | 51.2M | 49.5M | 45.2M | 39.4M | 33M | |
GROSS PROFIT | |||||||||
(43.8M) | (42.4M) | (30.3M) | (10.8M) | (9.1M) | (13.2M) | (13.8M) | (9.4M) | (6.6M) | |
47M | 42.7M | 41.5M | 45.8M | 42.1M | 36.4M | 31.5M | 30M | 26.4M | |
OPERATING INCOME | |||||||||
(33M) | (31.8M) | (30.5M) | (30M) | (28.5M) | (23.9M) | (50.9M) | (23M) | (20.7M) | |
(15.2M) | (20.3M) | (19M) | (19.4M) | (19M) | (17.4M) | (38M) | (16.6M) | (15.2M) | |
14.1M | 10.9M | 11M | 15.7M | 13.6M | 12.5M | -19.4M | 7M | 5.7M | |
PRE-TAX INCOME | |||||||||
(42.1M) | (41.8M) | (29.7M) | (10.2M) | (7.7M) | (9.4M) | (11.2M) | (7.8M) | (5.3M) | |
43.8M | 38.7M | 37.7M | 41.6M | 38.2M | 33.5M | 30.4M | 27.4M | 23.9M | |
(17.8M) | (11.6M) | (11.5M) | (10.6M) | (9.5M) | (6.5M) | (12.8M) | (6.4M) | (5.5M) | |
-409K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
13.7M | 10.9M | 11M | 15.7M | 13.6M | 12.5M | -19.4M | 7M | 5.7M | |
NET INCOME | |||||||||
(2.1M) | (1.5M) | (1.5M) | (2.8M) | (2.4M) | (2.5M) | -5.3M | (1.3M) | (3M) | |
11.6M | 9.4M | 9.5M | 13M | 11.1M | 10M | -14.1M | 5.7M | 2.7M |
RMBI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 27, 2026 | May 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 22, 2026 | May 22, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 12, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
S-4/A S-4/A (Amended) N/A | March 31, 2026 | March 31, 2026 | ||
S-4 S-4 N/A | March 23, 2026 | March 23, 2026 | ||
10-K 10-K 2025 FY FY | March 23, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 |
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