Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc.

RMBIยทNASDAQ

$14.32

-0.14%
Financial ServicesBanks - Regional

Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.

At a Glance

Live Snapshot
Market Cap$140.05M
EPS1.2000
P/E Ratio11.93
Earnings Date07/22/2026
1.11%
Dividend Yield
3%
3Y-20.0%
5Y+107.0%
10Y+293.0%
52.13%
Dividend Payout Ratio
22%
3Y-
5Y+58.0%
10Y+26.0%
3Y+34.0%
5Y+139.0%
10Y+191.0%
Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc. Dividend History

RMBI ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

RMBI Dividend Payment History

RMBI ยท NASDAQ

Total Payments

26

Latest Dividend

$0.1500

Annual Amount

$0.7500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 22, 2026
Jun 3, 2026Jun 17, 2026
$0.1500
$0.1500
Quarterly0.00%
Feb 11, 2026
Feb 25, 2026Mar 11, 2026
$0.1500
$0.1500
Quarterly0.00%
Nov 19, 2025
Dec 4, 2025Dec 18, 2025
$0.1500
$0.1500
Quarterly0.00%
Aug 20, 2025
Sep 4, 2025Sep 18, 2025
$0.1500
$0.1500
Quarterly0.00%
May 21, 2025
Jun 5, 2025Jun 18, 2025
$0.1500
$0.1500
Quarterly0.00%
Feb 14, 2025
Feb 26, 2025Mar 12, 2025
$0.1500
$0.1500
Quarterly+7.14%
Nov 20, 2024
Dec 5, 2024Dec 19, 2024
$0.1400
$0.1400
Quarterly0.00%
Aug 20, 2024
Sep 4, 2024Sep 18, 2024
$0.1400
$0.1400
Quarterly0.00%
May 16, 2024
May 30, 2024Jun 13, 2024
$0.1400
$0.1400
Quarterly0.00%
Feb 21, 2024
Mar 4, 2024Mar 14, 2024
$0.1400
$0.1400
Quarterly0.00%
Nov 17, 2023
Nov 30, 2023Dec 14, 2023
$0.1400
$0.1400
Quarterly0.00%
Aug 16, 2023
Aug 31, 2023Sep 14, 2023
$0.1400
$0.1400
Quarterly0.00%
May 17, 2023
Jun 1, 2023Jun 15, 2023
$0.1400
$0.1400
Quarterly0.00%
Feb 22, 2023
Mar 6, 2023Mar 16, 2023
$0.1400
$0.1400
Quarterly+40.00%
Nov 16, 2022
Dec 1, 2022Dec 15, 2022
$0.1000
$0.1000
Quarterly0.00%
Aug 17, 2022
Sep 1, 2022Sep 15, 2022
$0.1000
$0.1000
Quarterly0.00%
May 18, 2022
Jun 2, 2022Jun 16, 2022
$0.1000
$0.1000
Quarterly0.00%
Feb 16, 2022
Mar 3, 2022Mar 17, 2022
$0.1000
$0.1000
Quarterly+42.86%
Nov 17, 2021
Dec 2, 2021Dec 16, 2021
$0.0700
$0.0700
Quarterly0.00%
Aug 19, 2021
Sep 2, 2021Sep 16, 2021
$0.0700
$0.0700
Quarterly0.00%
May 19, 2021
Jun 3, 2021Jun 17, 2021
$0.0700
$0.0700
Quarterly-86.00%
Apr 7, 2021
Apr 21, 2021May 5, 2021
$0.5000
$0.5000
Quarterly+614.29%
Feb 18, 2021
Mar 4, 2021Mar 18, 2021
$0.0700
$0.0700
Quarterly+40.00%
Nov 18, 2020
Dec 3, 2020Dec 17, 2020
$0.0500
$0.0500
Quarterly0.00%
Aug 19, 2020
Sep 3, 2020Sep 17, 2020
$0.0500
$0.0500
Quarterly0.00%
May 20, 2020
Jun 4, 2020Jun 18, 2020
$0.0500
$0.0500
Quarterly-
rmbi

Richmond Mutual Bancorporation, Inc. Payout Ratio Analysis

RMBI ยท NASDAQ
Dividends Paid
-5.84M
2025
Net Income
11.58M
2025
Payout Ratio
50.41%
2025

Dividend Sustainability Analysis

Payout Ratio
50.41%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-2.4%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.