$80.96
-1.7%Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
RBCAA โข NASDAQ
| Republic Bancorp, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
131.3M | 101.4M | 90.4M | 91.1M | 87.6M | 83.2M | 91.7M | 77.9M | 45.6M | 45.9M | 35.2M | 28.8M | 25.4M | 119.3M | 94.1M | 64.8M | 42.1M | 33.7M | 24.9M | 28.4M | |
0.0 | 14.6M | 15M | 18.1M | 18.3M | 13.5M | 11.1M | 10.8M | 10M | 9.1M | 8M | 7.7M | 8M | 8.8M | 4.4M | 10.7M | 10.5M | 7.5M | 2.1M | 4.1M | |
0.0 | 2.8M | 2.7M | 3M | 2.6M | 1.9M | 1.6M | 1.6M | 1.3M | 1.2M | 645K | 645K | 696K | 1.1M | 448K | 718K | 723K | 1.8M | 0.0 | 0.0 | |
42.1M | 43.1M | 30.7M | 46.2M | -4.6M | 2.6M | 2.8M | 20.6M | 18.8M | -848K | 4M | -5M | -1.1M | -47.8M | 24.6M | 11.1M | 46.5M | 28.7M | 593K | -7.1M | |
(0.0) | (27.5M) | (21.5M) | (21.6M) | (20.1M) | (24.9M) | (17.4M) | (11.1M) | (28.8M) | (26.1M) | (17.9M) | (18.8M) | (31.9M) | (53.8M) | (48.9M) | (28.7M) | (28.7M) | (25.4M) | (0.0) | (0.0) | |
-5.2M | -12.9M | -30.3M | -3.6M | -3.6M | -25.7M | -2M | 8.3M | 2M | -7.6M | 2.2M | -5.4M | -10.8M | 4.9M | -15K | 2M | -27.9M | -12.8M | 10.9M | -996K | |
168.2M | 149M | 108.5M | 154.8M | 100.3M | 75.4M | 105.2M | 119.2M | 77.8M | 47.7M | 50M | 26.7M | 22.3M | 86.3M | 123.6M | 89.2M | 72.1M | 58.9M | 38.5M | 24.4M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-7.1M | -5.8M | -6.9M | -3.5M | -5.8M | -3.6M | -12.9M | -9.8M | -12.4M | -7M | -5.3M | -7.8M | -5M | -3.9M | -3.7M | -4.3M | -4M | -9.3M | -7.4M | -6.1M | |
(0.0) | (0.0) | -41M | (0.0) | (0.0) | (0.0) | (6.1M) | (0.0) | (0.0) | -9.1M | (1.6M) | (0.0) | (0.0) | (0.0) | -15.4M | (0.0) | (0.0) | (0.0) | (0.0) | -14.3M | |
-864.1M | -299.8M | -70M | -404.8M | -211.5M | -305.9M | -453.6M | -178.8M | -240.8M | -439.2M | -1.5B | -876.9M | -209.5M | -84.8M | -599M | -612.2M | -634.6M | -2.3B | -3.7B | -2.7B | |
565M | 381.7M | 142.1M | 193.5M | 239.6M | 260.9M | 458.5M | 224.7M | 182.3M | 458.4M | 1.4B | 881.1M | 205.8M | 331.8M | 477.4M | 543.1M | 1.1B | 2B | 3.7B | 2.4B | |
-129.9M | -257.1M | -541.2M | -39.7M | 284.3M | -373.5M | -433.3M | -157.6M | -216.2M | -299.2M | -276.1M | -467.4M | 52.3M | 752.2M | -138.4M | 65.1M | 9.4M | 74.5M | -103M | 1.3M | |
-436.1M | -181M | -517M | -254.5M | (306.6M) | -422M | -435.2M | -121.5M | -287.1M | -296.1M | -358.2M | -470.9M | (43.6M) | (995.3M) | -279.2M | -8.3M | (447.1M) | -272.4M | -122.2M | -243.9M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
796K | 0.0 | -20.3M | -12.6M | -47.5M | -3.9M | -1.4M | -827K | -1M | -1.2M | -551K | -347K | -4.1M | -1.7M | -492K | -390K | -868K | -523K | -8M | -88K | |
96.2M | 15M | 285M | 70M | -250M | -515M | -60M | 72.5M | -65M | 99M | -8M | 102.5M | 62.4M | -395.1M | 369.8M | -72.7M | 122.4M | 36.7M | -171.6M | 231.1M | |
-33.9M | -30.5M | -28.4M | -26.1M | -24.7M | -23.2M | -21.4M | -19.5M | -17.7M | -16.8M | -15.8M | -14.9M | -14M | -36.1M | -12.3M | -11.4M | -10.4M | -9.4M | -8.3M | -7.1M | |
-72K | (0.0) | -20.3M | -12.6M | -47.5M | -3.9M | -1.4M | -827K | -1M | -1.2M | -551K | -347K | -4.1M | -1.7M | -492K | -390K | -868K | -523K | (0.0) | -699K | |
-7.4M | 163.1M | 174.9M | -374.8M | 186.8M | 989M | 446.6M | 2.3M | 303.1M | 246.7M | 469.8M | 259M | -76.9M | -874M | -624.8M | -278.2M | -178.4M | 716.9M | 276.1M | 0.0 | |
55.7M | 147.6M | 411.3M | -343.6M | -135.4M | 446.9M | 363.9M | 54.4M | 219.4M | 327.7M | 445.4M | 346.2M | -32.6M | -1.3B | -267.8M | -362.7M | -67.3M | 743.7M | 88.2M | 223.9M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-212.2M | 115.6M | 2.9M | -443.3M | 271.4M | 100.3M | 33.8M | 52.1M | 10M | 79.2M | 137.2M | -98M | 33.2M | -225.3M | -423.4M | -281.8M | 451.9M | 530.1M | 4.6M | 4.4M | |
432.2M | 316.6M | 313.7M | 757M | 485.6M | 385.3M | 351.5M | 299.4M | 289.3M | 210.1M | 72.9M | 170.9M | 137.7M | 363M | 786.4M | 1.1B | 616.3M | 86.2M | 81.6M | 77.2M | |
220M | 432.2M | 316.6M | 313.7M | 757M | 485.6M | 385.3M | 351.5M | 299.4M | 289.3M | 210.1M | 72.9M | 170.9M | 137.7M | 363M | 786.4M | 1.1B | 616.3M | 86.2M | 81.6M | |
161.1M | 143.2M | 101.6M | 151.3M | 94.5M | 71.9M | 92.3M | 109.4M | 65.4M | 40.6M | 44.7M | 18.9M | 17.2M | 82.4M | 119.9M | 85M | 68.1M | 49.5M | 31.1M | 18.4M |
RBCAA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 20, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 13, 2026 | April 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 24, 2026 | February 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 |
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